XCEL CHAPTER 13 EXAM QUESTIONS WITH COMPLETE
SOLUTIONS VERIFIED
An example of a presumptive disability would be
A. a stroke
B. deafness
C. diabetes
D. cancer
deafness
Tom has a rider on his disability income policy that guarantees the right to
increase his benefits without a medical exam. What kind of rider is this?
A. Waiver of premium rider
B. Guaranteed benefit rider
C. Payor benefit rider
D. Guaranteed insurability rider
Guaranteed insurability rider
Which type of disability would be less than total impairment and equal to
permanent impairment?
A. Partial total disability
B. Permanent partial disabilty
SOLUTIONS VERIFIED
An example of a presumptive disability would be
A. a stroke
B. deafness
C. diabetes
D. cancer
deafness
Tom has a rider on his disability income policy that guarantees the right to
increase his benefits without a medical exam. What kind of rider is this?
A. Waiver of premium rider
B. Guaranteed benefit rider
C. Payor benefit rider
D. Guaranteed insurability rider
Guaranteed insurability rider
Which type of disability would be less than total impairment and equal to
permanent impairment?
A. Partial total disability
B. Permanent partial disabilty
