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Hawaii Insurance Exam Questions With Correct Answers

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Hawaii Insurance Exam Questions With Correct Answers The Insurance Commissioner must examine an insurer at least once every? 5 years How many days in advance must a notice of a hearing on unfair trade practices be sent? 15 days The fine PER violation for UNKNOWINGLY committing an unfair or deceptive act in the business of insurance is: $1,000 The fine PER violation for KNOWINGLY committing an unfair or deceptive act in the business of insurance is: $5,000 The MAX fine for UNKNOWINGLY committing an unfair or deceptive act in the business of insurance is: $10,000 The MAX fine for KNOWNINGLY committing an unfair or deceptive act in the business of insurance is: $50,000 What is the max fine when violating a cease and desist order? $10,000 The MIN fine per violation of the Insurance Code is: $100 The MAX fine per violation of the Insurance Code is: $10,000 How much of a penalty must an insurance producer pay to reinstate an expired license? Double the renewal fee Temp producer licenses may be issued, without examination, for up to how many days? 180 days Within how many days does a producer have to report any criminal prosecutions, or civil or administrative, actions taken against them? 30 days The total Continuing Education hours required for each two-year licensing period is? 24 hours

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Texas Insurance Code Chapter 6002 Prep for
Fire Alarm Statute and Rules TFM11 and
TFM12 NFPA 72 Exam
Fire alarm device
any device capable, through audible or visible means, of warning that fire or combustion has occurred
or is occurring


Fire alarm planning superintendent
a licensed individual designated by a registered firm to:

(A) plan a fire alarm or detection system that conforms to applicable adopted National Fire Protection
Association standards or other adopted standards; and

(B) certify that each fire alarm or detection system as planned meets the standards as provided by
law.


Fire alarm technician
a licensed individual designated by a registered firm to:

(A) inspect and certify that each fire alarm or detection system as installed meets the standards
provided by law; or

(B) perform or directly supervise the servicing or maintaining of a previously installed fire alarm
device or system and certify that service or maintenance.


Fire detection device
any arrangement of materials, the sole function of which is to indicate the existence of fire, smoke, or
combustion in its incipient stages


Individual
a natural person, including an owner, manager, officer, employee, occupant, or other individual.


Installation
(A) the initial placement of equipment; or

(B) the extension, modification, or alteration of equipment already in place.


Insurance agent
(A) an individual, firm, or corporation licensed under:

(B) an individual authorized to represent an insurance fund or pool created by a municipality, county,
or other political subdivision of this state under Chapter 791, Government Code.


Maintenance
the maintenance of a fire alarm device or a fire detection device in a condition of repair that provides
performance as originally designed or intended.

,Monitoring
the receipt of fire alarm and supervisory signals or communication of those signals to a fire service
communications center in this state or serving property in this state.


Organization
a corporation, a government or a governmental subdivision or agency, a business trust, an estate, a
trust, a partnership, a firm or association, two or more individuals with a joint or common interest, or
any other legal or commercial entity.


Registered firm
an individual or organization that holds a registration certificate.


Residential fire alarm superintendent
A) plan a residential single-family or two-family fire alarm or detection system that conforms to
applicable adopted National Fire Protection Association standards or other adopted standards; and

(B) certify that each fire alarm or detection system as planned meets the standards as provided by law


Residential fire alarm technician
a licensed individual who is designated by a registered firm to install, service, inspect, and certify
residential single-family or two-family fire alarm or detection systems


Sale
means the sale or offer for sale, lease, or rent of any merchandise, equipment, or service at wholesale
or retail, to the public or any individual, for an agreed sum of money or other consideration.


Service" or "servicing
means inspection, maintenance, repair, or testing of a fire alarm device or a fire detection device.


PURPOSE
The purpose of this chapter is to safeguard lives and property by:

(1) regulating the planning, certifying, leasing, selling, servicing, installing, monitoring, and
maintaining of fire detection and fire alarm devices and systems; and

(2) except as provided by rules adopted under Section 6002.051 or 6002.052, prohibiting fire
detection and fire alarm devices, equipment, and systems not labeled or listed by a nationally
recognized testing laboratory.


How long must a service label stay in place?
Two years. An agent of the Fire marshall may remove it at any time.


Why 'type' shall plenum cable be? What substitutions are allowed?
Power Limited Fire Alarm Plenum (FPLP) CMP can be substituted


What does AWG stand for?
American Wire gauge

, So long as a single open, ground or short circuit conditioned do not affect the operation of
equipment, what is not needed?
Monitoring for integrity. Such conditions must not prevent alarm, trouble or supervisory signals being
sent.


How does a person obtain renewal of a license that has been expired for LESS than 90 days?
Pay the renewal fee PLUS a fee not to exceed one fourth of the original fee paid to obtain the license.

So if it is $100 they will pay $125


What insurance is a company or firm required to have?
general liability insurance with 'Products' and 'completed operations coverage

$100k for each incident of bodily injury or property damage
$300K for all annual occurrences


What 'type' shall general purpose wire be? What substitutions are permitted?
Power Limited fire alarm (FPL)CMP, FPLP, CMR, FPLR, CMG, CM can be subsituted (all types)


The number of water slow switches permitted to be connected to a single initiating device shall not
exceed__________.
five


What seven things must an inspection label say?
-DO NOT REMOVE BY ORDER OF THE
TEXAS FIRE MARSHALL

-INSPECTION/TEST RECORD

-The firm's name address telephone and registration
number

-INSPECTION date and licensee signature and
license number

-type of inspection - new install, Semi annual, quarterly or annual

-Date of last sensitivity test

-Status of the system after inspection, and whether a red or yellow label was attached


What must an applicant fore a FIRE ALARM SUPERINTENDENT furnish the fire marshal with?
a notification from NICET confirming they have passed a test in work elements pertaining to fire
systems and proof of registration in Texas as a professional engineer.


What must happen after a red label is attached?
The property owner or occupant must be orally notified immediately. The property owner and local
jurisdiction must be informed in writing within 5 days of the label being attached

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