State Farm Auto/Home Exam Questions and
Answers
Liability (A,B)
Personal Injury Protection (PIP, P)
Uninsured/Underinsured Motorist Coverage (U, UBI, or UPD)
These coverages must match for the vehicles to be on the same policy.
Liability (A,B)
This auto coverage pays for damages due to bodily injury and property damage to others for which
you are responsible. (Mandatory coverage)
Death, Dismemberment and Loss of Sight
This coverage pays if the covered person dies as a result of injuries sustained in a car accident. If a
covered person sustains dismemberment or loss of sight as listed in the policy schedule, we will pay
the amount shown in the schedule.
Collision (G)
This coverage pays for a covered car that is damaged by collision with another object or by the
overturning of the car. A deductible is required.
Comprehensive (D)
This coverage pays for a covered car that is stolen or damaged by causes other than collision or upset.
Examples: Damage caused by fire, wind, hail, flood, earthquake, theft, vandalism, or hitting a bird or
animal is covered.
Medical Payments (C)
This coverage pays for medical, hospital or funeral expenses for you and others injured or killed while
riding in your car, regardless of fault. It also covers you and family members if struck by a car as a
pedestrian or if riding in another car
Personal Injury Protection (PIP, P)
This mandatory coverage, which can be rejected by a named insured, provides payment to the name
insured and any resident relative who sustains bodily injury caused by a motor vehicle accident while
occupying the insured motor vehicle while used with your consent.
Car Rental
When you or any resident relative rents a car while your car is not drivable due to a loss that would be
payable under Comprehensive or Collision coverage.
Emergency Road Service (H)
This coverage pays the reasonable expense for mechanical labor up to one hour, towing, towing stuck
car, delivery of (gas, oil, battery or change of tire but NOT the cost of the items) and locksmith labor
for up to one hour
Uninsured/Underinsured Motorist (U, UBI, or UPD)
This mandatory coverage, which can be rejected by a named insured, pays for damages when an
insured is injured in a car accident caused by another person who does not have any liability
Answers
Liability (A,B)
Personal Injury Protection (PIP, P)
Uninsured/Underinsured Motorist Coverage (U, UBI, or UPD)
These coverages must match for the vehicles to be on the same policy.
Liability (A,B)
This auto coverage pays for damages due to bodily injury and property damage to others for which
you are responsible. (Mandatory coverage)
Death, Dismemberment and Loss of Sight
This coverage pays if the covered person dies as a result of injuries sustained in a car accident. If a
covered person sustains dismemberment or loss of sight as listed in the policy schedule, we will pay
the amount shown in the schedule.
Collision (G)
This coverage pays for a covered car that is damaged by collision with another object or by the
overturning of the car. A deductible is required.
Comprehensive (D)
This coverage pays for a covered car that is stolen or damaged by causes other than collision or upset.
Examples: Damage caused by fire, wind, hail, flood, earthquake, theft, vandalism, or hitting a bird or
animal is covered.
Medical Payments (C)
This coverage pays for medical, hospital or funeral expenses for you and others injured or killed while
riding in your car, regardless of fault. It also covers you and family members if struck by a car as a
pedestrian or if riding in another car
Personal Injury Protection (PIP, P)
This mandatory coverage, which can be rejected by a named insured, provides payment to the name
insured and any resident relative who sustains bodily injury caused by a motor vehicle accident while
occupying the insured motor vehicle while used with your consent.
Car Rental
When you or any resident relative rents a car while your car is not drivable due to a loss that would be
payable under Comprehensive or Collision coverage.
Emergency Road Service (H)
This coverage pays the reasonable expense for mechanical labor up to one hour, towing, towing stuck
car, delivery of (gas, oil, battery or change of tire but NOT the cost of the items) and locksmith labor
for up to one hour
Uninsured/Underinsured Motorist (U, UBI, or UPD)
This mandatory coverage, which can be rejected by a named insured, pays for damages when an
insured is injured in a car accident caused by another person who does not have any liability
