PA APPRAISAL LICENSE 16-20 AUTO PHYSICAL
DAMAGE NEWEST 2024 ACTUAL EXAM
COMPLETE 100 QUESTIONS AND CORRECT
DETAILED ANSWERS (VERIFIED ANSWERS)
ALREADY GRADED A+
If an insured fail to report a claim in a timely fashion the
adjuster will usually: - ANSWER >>>>Send the insured a
reservation of rights letter
When using a dedicated bench fixture to measure a unibody
with front-end damage, where should fixtures be placed? -
ANSWER >>>>Fixtures should be placed in the damaged
area to check fit up to the jig.
Vehicle name plates such as Grand Prix SE are only available
through the dealership and are purchased in what way? -
ANSWER >>>>Nameplates are not available aftermarket and
are usually purchased from the dealer on a per item basis
Under Pennsylvania law, which of the following is true
regarding the replacement of a damaged double hood latch?:
It may be replaced with any working latch system from a
salvage yard.
It must be replaced with any new hood latch system.
It must be replaced with a double latch system.
, It may be replaced with a single hood latch system. -
ANSWER >>>>It must be replaced with a double latch
system. is correct.
Technician A says that damaged structural sheet metal
should be removed before any pulling and straightening is
performed. Technician B says that damaged structural metal
should remain to be used for pulling attachment areas. Who is
right?:
Technician A only
Technician B only
Both technicians are correct
Neither technician is correct - ANSWER >>>>Technician B
only
Which of the following is the computer in the vehicle?
Controller
Pump
Speed Sensors
Valves - ANSWER >>>>Controller
If an insured fails to report a claim in a timely fashion, the
adjuster will immediately:
Deny the claim.
Send the insured a reservation of rights letter.
Cease the claims investigation.
Seek the advice of the company's attorney - ANSWER
>>>>Send the insured a reservation of rights letter..
,If an auto appraiser uses the actual cost method to determine
a vehicle's value, which of the following is not a factor?:
The location of the vehicle of like kind and quality
The salvage value of the damaged vehicle
The actual cost of an available vehicle in similar condition to
or better than the motor vehicle being appraised
The vehicle being appraised is similar to the damaged
vehicle in its pre-damaged condition - ANSWER >>>>The
salvage value of the damaged vehicle
A structural rail is being cut for sectioning. Technician A says
to use a cutting torch to make the final cut line. Technician B
says to use a cut-off wheel or saw to make the final cut. Who
is right?
Technician A only
Technician B only
Both technicians are correct
Neither technician is correct - ANSWER >>>>Technician B
only
Which of the following coverages is included as "no-fault"
coverage on the standardized Personal Auto policy?:
Uninsured Motorists coverage.
Medical Payments and Physical Damage.
A state-mandated "no-fault" coverage plan.
Liability coverage. - ANSWER >>>>Medical Payments and
Physical Damage
Following the payment of an automobile claim, the salvaged
property becomes the property of:
, The insured
The insurer
A third party salvage company contracted by the insured
The State until sold and the proceeds deducted from the
claim payment to the insured - ANSWER >>>>The insurer
A car has adjustable door hinges. There is a significant gap at
the top of the front top and the bottom as well between the
front fender and the windshield support column of the door.
Technician A says the gap can be adjusted by repositioning
the hinges. Technician B says the gap can be adjusted by
shimming the hinges. Who is right?:
Technician A only
Technician B only
Both technicians are correct
Neither technicians are correct - ANSWER >>>>Technician A
only
Driver 1 and Driver 2 are in an accident. Driver 2 has the
following damages:
Property Damage - $1,000
Rental Car Expense - $500
Emergency Room Expense - $400
Lost Wages - $300
The extent of the bodily injury will not be known for six
months. How should the adjuster on this claim pay damages
for Driver 2?
DAMAGE NEWEST 2024 ACTUAL EXAM
COMPLETE 100 QUESTIONS AND CORRECT
DETAILED ANSWERS (VERIFIED ANSWERS)
ALREADY GRADED A+
If an insured fail to report a claim in a timely fashion the
adjuster will usually: - ANSWER >>>>Send the insured a
reservation of rights letter
When using a dedicated bench fixture to measure a unibody
with front-end damage, where should fixtures be placed? -
ANSWER >>>>Fixtures should be placed in the damaged
area to check fit up to the jig.
Vehicle name plates such as Grand Prix SE are only available
through the dealership and are purchased in what way? -
ANSWER >>>>Nameplates are not available aftermarket and
are usually purchased from the dealer on a per item basis
Under Pennsylvania law, which of the following is true
regarding the replacement of a damaged double hood latch?:
It may be replaced with any working latch system from a
salvage yard.
It must be replaced with any new hood latch system.
It must be replaced with a double latch system.
, It may be replaced with a single hood latch system. -
ANSWER >>>>It must be replaced with a double latch
system. is correct.
Technician A says that damaged structural sheet metal
should be removed before any pulling and straightening is
performed. Technician B says that damaged structural metal
should remain to be used for pulling attachment areas. Who is
right?:
Technician A only
Technician B only
Both technicians are correct
Neither technician is correct - ANSWER >>>>Technician B
only
Which of the following is the computer in the vehicle?
Controller
Pump
Speed Sensors
Valves - ANSWER >>>>Controller
If an insured fails to report a claim in a timely fashion, the
adjuster will immediately:
Deny the claim.
Send the insured a reservation of rights letter.
Cease the claims investigation.
Seek the advice of the company's attorney - ANSWER
>>>>Send the insured a reservation of rights letter..
,If an auto appraiser uses the actual cost method to determine
a vehicle's value, which of the following is not a factor?:
The location of the vehicle of like kind and quality
The salvage value of the damaged vehicle
The actual cost of an available vehicle in similar condition to
or better than the motor vehicle being appraised
The vehicle being appraised is similar to the damaged
vehicle in its pre-damaged condition - ANSWER >>>>The
salvage value of the damaged vehicle
A structural rail is being cut for sectioning. Technician A says
to use a cutting torch to make the final cut line. Technician B
says to use a cut-off wheel or saw to make the final cut. Who
is right?
Technician A only
Technician B only
Both technicians are correct
Neither technician is correct - ANSWER >>>>Technician B
only
Which of the following coverages is included as "no-fault"
coverage on the standardized Personal Auto policy?:
Uninsured Motorists coverage.
Medical Payments and Physical Damage.
A state-mandated "no-fault" coverage plan.
Liability coverage. - ANSWER >>>>Medical Payments and
Physical Damage
Following the payment of an automobile claim, the salvaged
property becomes the property of:
, The insured
The insurer
A third party salvage company contracted by the insured
The State until sold and the proceeds deducted from the
claim payment to the insured - ANSWER >>>>The insurer
A car has adjustable door hinges. There is a significant gap at
the top of the front top and the bottom as well between the
front fender and the windshield support column of the door.
Technician A says the gap can be adjusted by repositioning
the hinges. Technician B says the gap can be adjusted by
shimming the hinges. Who is right?:
Technician A only
Technician B only
Both technicians are correct
Neither technicians are correct - ANSWER >>>>Technician A
only
Driver 1 and Driver 2 are in an accident. Driver 2 has the
following damages:
Property Damage - $1,000
Rental Car Expense - $500
Emergency Room Expense - $400
Lost Wages - $300
The extent of the bodily injury will not be known for six
months. How should the adjuster on this claim pay damages
for Driver 2?
