Commercial Casualty II – CISR (Questions & Answers Elaborated deeply ) all correct_2024. NET + n10-008

In BAP what does liability section provide protection from claims for? - correct answer Bodily Injury and Property Damage for which insured is legally responsible for. In BAP physical damage section what type of protection? - correct answer provides coverage for damage to or loss of an insured's covered auto. What other BAP coverages can be added by endorsement? - correct answer Medical payments personal injury protection uninsured/underinsured motorist bodily injury and/or property damage losses List all BAP Coverage Exposures? - correct answer Liability physical damage comprehensive collision Owned auto non-owned auto hired or borrowed auto specified cause of loss towing for private passenger What are BAP liability auto exposures that can arise out of insured maintenance or use of several types autos? - correct answer Autos name insured owns Autos Name insured does not own, but uses in business Autos name insured hires or borrows List some common claims that arises out of physical damage? - correct answer Collision windshield breakage theft fire vandalism Define "Accident" in BAP - correct answer Does not have to be sudden. A Continuous or repeated exposure to the same conditions that result in BI or PD Define "Auto" in BAP - correct answer a land motor vehicle, trailer or semi trailer designed to travel on public roads subject to financial responsibility law or other MV law where it is licensed or principally garaged Recap CGL "insured contracts" - correct answer Lease of premises Sidetrack agreement easement or license agreement obligation as required by ordinance assumed tort liability *BAP elevator maintenance is not applicable! BAP uses LEAS plus what other "insured contract?" - correct answer Rental Lease agreement - made by name insured or any of it's employees. Commercial