BOUQUET
OF PRODUCTS
& SERVICES
Scan to Download
the YONO App
For assistance, call 1800 or visit bank.sbi Follow us on
,FOREWORD
We in SBI are committed to providing you with the best of products and
services and the “Bouquet of Products and Services” is a manifestation of our
customer orientation.
The �rst edition of this booklet has been presented to our customers to give a
glimpse of some of our products and services. It has been endeavoured to
present the updated content in the booklet, however, the contents of the
booklet have been compiled on a speci�c date and subject to changes/updates
in due course. We do not assume any responsibilities for any inadvertent errors,
inaccuracies or omissions and reserve the rights to make changes and
corrections to the information contained in the book at any time without
notice. The suggestions in this booklet are not intended as a substitute for
consulting with our o�cials. We request our customers to contact the
branches/marketing out�ts, visit our website (sbi.co.in) to get updated
information, seek professional advice regarding wide array of products and
services that suits/meets speci�c requirements and matters related to their
personal situations.
All rights are reserved.
Further, it is prohibited to reproduce in any form contents of this booklet, store
in retrieval system, or transmission in any form or by any means, electronic,
electrostatic, magnetic tape, mechanical, photocopying, printing, recording or
otherwise without permission.
We understand that this booklet will prove useful, and our customers will be
bene�tted.
Version 1.0
Date: 26.04.2023
,PREFACE
Alok Kumar Choudhary
Managing Director
Dear valued customer, (Retail Business & Operations)
It gives me great pleasure to introduce you to our latest o�erings and provide you with
a seamless banking experience.
We at SBI, constantly strive to improve our products & services. We are committed to
providing you with innovative solutions and technology-driven products that meet
your �nancial needs. This Booklet is an endeavour to give you a glimpse of our
o�erings.
SBI YONO is our state-of-the-art mobile banking application that o�ers our suite of
�nancial products. This powerful app allows you to access your account, transfer
funds, pay bills, and much more, all with just a few taps on your mobile phone. This app
will change the way you bank. We therefore, encourage you to download it and try it
out.
We also o�er a wide range of investment and insurance products to help you achieve
your �nancial goals. Our team of experts are always ready to guide you through the
process and help you �nd the best product that meets your individual needs.
In addition to these o�erings, we continue to provide traditional banking services
such as savings and current accounts, personal loans, home loans, credit cards, and
much more. We are proud to o�er these services with the same level of excellence and
commitment that has made us one of the most trusted banks in the country.
I am con�dent that we have something for everyone. Whether you need our services
for personal or business use, you will �nd a solution that works for you. I urge you to
take a moment to familiarize yourself with our products and services. We look forward
to serving you.
Sincerely,
Managing Director (RB & O)
, CONTENTS
TOPIC Pg. No.
PERSONAL : DEPOSIT PRODUCTS
Savings Bank Account 1
Savings Plus Account 2
Pension Account 2
Account for Minors 2
Recurring Deposit 2
Term Deposit 3
Variants of Term Deposits 3
Application Supported by Blocked Amount(ASBA) 4
Capital Gains Deposit Scheme 4
PERSONAL : LOAN PRODUCTS
Home Loan 5
Auto Loan 5
Personal Loan 5
Education Loan 5
Pension Loan 5
Gold Loan 5
Loan Against Deposits 6
Solar Roof Top Finance 6
Loan against NSC/KVP 6
Loan against Insurance Policies 6
Loan against Mutual Fund Units 6
Consumer Durables Loan (Debit Card EMI Loan) 6
PERSONAL : GOLD RELATED DEPOSIT & LOAN PRODUCTS
Revamped Gold Deposit Scheme 7
Sovereign Gold Bond Scheme 7
Metal Gold Loan 7
Sale of Gold (Wholesale) 7
GOVERNMENT DEPOSIT SCHEMES
Public Provident Fund Scheme 8
Sukanya Samriddhi Account 9
GOVERNMENT SOCIAL SECURITY SCHEMES
Atal Pension Yojana 10
Pradhan Mantri Suraksha Bima Yojana 10
Pradhan Mantri Jeevan Jyoti Bima Yojana 10
Pradhan Mantri Jan Dhan Yojana 10
INVESTMENT & INSURANCE
Life Insurance 11
General Insurance 11
Mutual Fund 11
National Pension Scheme 11
Bouquet of Products & Services
OF PRODUCTS
& SERVICES
Scan to Download
the YONO App
For assistance, call 1800 or visit bank.sbi Follow us on
,FOREWORD
We in SBI are committed to providing you with the best of products and
services and the “Bouquet of Products and Services” is a manifestation of our
customer orientation.
The �rst edition of this booklet has been presented to our customers to give a
glimpse of some of our products and services. It has been endeavoured to
present the updated content in the booklet, however, the contents of the
booklet have been compiled on a speci�c date and subject to changes/updates
in due course. We do not assume any responsibilities for any inadvertent errors,
inaccuracies or omissions and reserve the rights to make changes and
corrections to the information contained in the book at any time without
notice. The suggestions in this booklet are not intended as a substitute for
consulting with our o�cials. We request our customers to contact the
branches/marketing out�ts, visit our website (sbi.co.in) to get updated
information, seek professional advice regarding wide array of products and
services that suits/meets speci�c requirements and matters related to their
personal situations.
All rights are reserved.
Further, it is prohibited to reproduce in any form contents of this booklet, store
in retrieval system, or transmission in any form or by any means, electronic,
electrostatic, magnetic tape, mechanical, photocopying, printing, recording or
otherwise without permission.
We understand that this booklet will prove useful, and our customers will be
bene�tted.
Version 1.0
Date: 26.04.2023
,PREFACE
Alok Kumar Choudhary
Managing Director
Dear valued customer, (Retail Business & Operations)
It gives me great pleasure to introduce you to our latest o�erings and provide you with
a seamless banking experience.
We at SBI, constantly strive to improve our products & services. We are committed to
providing you with innovative solutions and technology-driven products that meet
your �nancial needs. This Booklet is an endeavour to give you a glimpse of our
o�erings.
SBI YONO is our state-of-the-art mobile banking application that o�ers our suite of
�nancial products. This powerful app allows you to access your account, transfer
funds, pay bills, and much more, all with just a few taps on your mobile phone. This app
will change the way you bank. We therefore, encourage you to download it and try it
out.
We also o�er a wide range of investment and insurance products to help you achieve
your �nancial goals. Our team of experts are always ready to guide you through the
process and help you �nd the best product that meets your individual needs.
In addition to these o�erings, we continue to provide traditional banking services
such as savings and current accounts, personal loans, home loans, credit cards, and
much more. We are proud to o�er these services with the same level of excellence and
commitment that has made us one of the most trusted banks in the country.
I am con�dent that we have something for everyone. Whether you need our services
for personal or business use, you will �nd a solution that works for you. I urge you to
take a moment to familiarize yourself with our products and services. We look forward
to serving you.
Sincerely,
Managing Director (RB & O)
, CONTENTS
TOPIC Pg. No.
PERSONAL : DEPOSIT PRODUCTS
Savings Bank Account 1
Savings Plus Account 2
Pension Account 2
Account for Minors 2
Recurring Deposit 2
Term Deposit 3
Variants of Term Deposits 3
Application Supported by Blocked Amount(ASBA) 4
Capital Gains Deposit Scheme 4
PERSONAL : LOAN PRODUCTS
Home Loan 5
Auto Loan 5
Personal Loan 5
Education Loan 5
Pension Loan 5
Gold Loan 5
Loan Against Deposits 6
Solar Roof Top Finance 6
Loan against NSC/KVP 6
Loan against Insurance Policies 6
Loan against Mutual Fund Units 6
Consumer Durables Loan (Debit Card EMI Loan) 6
PERSONAL : GOLD RELATED DEPOSIT & LOAN PRODUCTS
Revamped Gold Deposit Scheme 7
Sovereign Gold Bond Scheme 7
Metal Gold Loan 7
Sale of Gold (Wholesale) 7
GOVERNMENT DEPOSIT SCHEMES
Public Provident Fund Scheme 8
Sukanya Samriddhi Account 9
GOVERNMENT SOCIAL SECURITY SCHEMES
Atal Pension Yojana 10
Pradhan Mantri Suraksha Bima Yojana 10
Pradhan Mantri Jeevan Jyoti Bima Yojana 10
Pradhan Mantri Jan Dhan Yojana 10
INVESTMENT & INSURANCE
Life Insurance 11
General Insurance 11
Mutual Fund 11
National Pension Scheme 11
Bouquet of Products & Services
