CIPP/US Exam Prep
Foreign Intelligence Surveillance Act (FISA) - ANS-establishes standards and
procedures for electronic surveillance that collects "foreign intelligence" within the US
Communications Assistance to Law Enforcement Act (CALEA) -
ANS-telecommunications industry to cooperate with law enforcement on the
interception of communications and other needs relating to the security and safety of
the public.
bank secrecy act of 1970 - ANS-authorizes US treasury secretary to issue regulations
that impose extensive record-keeping and reporting requirements on financial
institutions.
Right to financial privacy act - ANS-"no government authority may have access to or
obtain copies of, or the information contained in the financial records of any customer
from a financial institution unless the records are reasonably described" and meets one
of these conditions:
1. customer authorizes access
2. appropriate administrative subpoena or summons
3. qualified search warrant
4. appropriate judicial subpoena
5. appropriate formal written request from an authorized government authority.
Cable Communications Policy Act - ANS-regulates the notice a cable television provider
must furnish to customers, the ability of cable providers to collect personal information,
the ability of cable providers to disseminate personal information and the retention and
destruction of personal information by cable television providers.
Telecommunications Act of 1996 and Customer Proprietary Network Information -
ANS-governs the privacy of the customer information provided to and obtained by
telecommunications carriers.
1. prior to the act, carriers were permitted to sell customer data to a third-party marketer
without customer consent.
2. statute imposed new restrictions on the access, use and disclosure of customer
proprietary network information.
, CAN-SPAM - ANS-made to provide a mechanism for legit companies to send emails to
prospects and respect individual rights to opt out of unwanted communications
Telemarketing sales rule (TSR) and the Telephone Consumer Protection Act (TCPA) -
ANS-1. places restrictions on unsolicited advertising by telephone.
3. Do not call registry (DNC)
1. telemarketers must update their DNC and check it every 31 days
Family Educational Rights to Privacy Act of 1974 (FERPA) - ANS-federal statute that
provides students with control over disclosure and access to their educational records
Consumer Financial Protection Bureau - ANS-Has General Authority over financial
privacy.
federal reserve and office of the comptroller of the currency for institutions is under the
CFPB
Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 - ANS-has a new
power to enforce against "abusive acts and practices".
abusive act and practices broadly described as preying upon the unaware or interfering
with ability of a consumer to understand terms/conditions.
Red Flags Rule - ANS-Institutions must put in place a series of red flags to identify
potential identity theft.
Gramm-Leach-Bliley or GLBA - ANS-financial institutions must store personal info in a
secure manner, provide notice of their policies regarding the sharing of personal
financial info, and provide consumers with the choice to opt out of sharing some
personal financial info
GLBA Privacy Rule - ANS-requires financial institutions to prepare and provide to
customers clear and conspicuous notice of the financial institutions info-sharing policies
and practices. notices must be provided when a customer relationship is established
and annually after.
Fair and Accurate Credit Transactions Act (FACTA - ANS-Made Amendments to the
FCRA:
A. Stricter state laws preempt in most areas
Also:
required truncation of credit and debit card numbers
Foreign Intelligence Surveillance Act (FISA) - ANS-establishes standards and
procedures for electronic surveillance that collects "foreign intelligence" within the US
Communications Assistance to Law Enforcement Act (CALEA) -
ANS-telecommunications industry to cooperate with law enforcement on the
interception of communications and other needs relating to the security and safety of
the public.
bank secrecy act of 1970 - ANS-authorizes US treasury secretary to issue regulations
that impose extensive record-keeping and reporting requirements on financial
institutions.
Right to financial privacy act - ANS-"no government authority may have access to or
obtain copies of, or the information contained in the financial records of any customer
from a financial institution unless the records are reasonably described" and meets one
of these conditions:
1. customer authorizes access
2. appropriate administrative subpoena or summons
3. qualified search warrant
4. appropriate judicial subpoena
5. appropriate formal written request from an authorized government authority.
Cable Communications Policy Act - ANS-regulates the notice a cable television provider
must furnish to customers, the ability of cable providers to collect personal information,
the ability of cable providers to disseminate personal information and the retention and
destruction of personal information by cable television providers.
Telecommunications Act of 1996 and Customer Proprietary Network Information -
ANS-governs the privacy of the customer information provided to and obtained by
telecommunications carriers.
1. prior to the act, carriers were permitted to sell customer data to a third-party marketer
without customer consent.
2. statute imposed new restrictions on the access, use and disclosure of customer
proprietary network information.
, CAN-SPAM - ANS-made to provide a mechanism for legit companies to send emails to
prospects and respect individual rights to opt out of unwanted communications
Telemarketing sales rule (TSR) and the Telephone Consumer Protection Act (TCPA) -
ANS-1. places restrictions on unsolicited advertising by telephone.
3. Do not call registry (DNC)
1. telemarketers must update their DNC and check it every 31 days
Family Educational Rights to Privacy Act of 1974 (FERPA) - ANS-federal statute that
provides students with control over disclosure and access to their educational records
Consumer Financial Protection Bureau - ANS-Has General Authority over financial
privacy.
federal reserve and office of the comptroller of the currency for institutions is under the
CFPB
Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 - ANS-has a new
power to enforce against "abusive acts and practices".
abusive act and practices broadly described as preying upon the unaware or interfering
with ability of a consumer to understand terms/conditions.
Red Flags Rule - ANS-Institutions must put in place a series of red flags to identify
potential identity theft.
Gramm-Leach-Bliley or GLBA - ANS-financial institutions must store personal info in a
secure manner, provide notice of their policies regarding the sharing of personal
financial info, and provide consumers with the choice to opt out of sharing some
personal financial info
GLBA Privacy Rule - ANS-requires financial institutions to prepare and provide to
customers clear and conspicuous notice of the financial institutions info-sharing policies
and practices. notices must be provided when a customer relationship is established
and annually after.
Fair and Accurate Credit Transactions Act (FACTA - ANS-Made Amendments to the
FCRA:
A. Stricter state laws preempt in most areas
Also:
required truncation of credit and debit card numbers
