COMPLETE SOLUTIONS VERIFIED
Bodily Injury
means physical injury, sickness, or disease to a person. This includes required care,
loss of services and death resulting therefrom.
Bodily injury does not include:
a. any of the following which are communicable: disease, bacteria, parasite, virus, or
other organism, any of which are transmitted by any insured to any other person;
b. the exposure to any such disease, bacteria, parasite, virus, or other organism by any
insured to any other person;
or c. emotional distress, mental anguish, humiliation, mental distress, mental injury, or
any similar injury unless it arises out of actual physical injury to some person.
"business"
" means a trade, profession or occupation. This includes farming
"Declarations"
means the policy Declarations, any amended Declarations, the most recent renewal
notice or certificate, an Evidence of Insurance form or any endorsement changing any
of these.
Insured
means you and, if residents of your household:
a. your relatives; and
b. any other person under the age of 21 who is in the care of a person described above.
Under Section II, "insured" also means:
c. with respect to animals or watercraft to which this policy applies, the person or
organization legally responsible for them. However, the animal or watercraft must be
owned by you or a person included in 4.a. or 4.b. A person or organization using or