New York State Auto Damage and Theft quiz 17-71
Exam 2024 with complete solution
1. Jim Smith is involved in a collision claim and is no longer able to use the
vehicle to go to work. This "loss of use" is referred to as a:
Direct loss Indirect loss Loss evaluation
Consequential loss: Consequential loss
2. When the rear of the vehicle is damaged and there is a gap between the
trunk lid and the quarter panel, what else on the vehicle should the
appraisercheck?
The center pillar The trunk floor The quarter panels
The frame rails: The frame rails
3. In auto physical damage insurance, an insured peril cause of loss is
knownas:
Direct loss Indirect loss Loss evaluation
Consequential loss: Direct loss
4. If an appraiser has to forfeit his bond in New York. The amount of the
bondis:
$500
$1000
$2000
$5000: $1000
5. Which of the following is NOT a true statement regarding auto
appraisers?
Each appraiser, while engaged in appraisal duties, must carry the license
issued to him by the Insurance Department and display it, upon request, to
an owner whose vehicle is being inspected, to the repair shop
representativeinvolved.
The appraiser must leave a legible copy of his appraisal with that of the
repairshop selected by the consumer to make the repairs and also furnish a
copy to the owner of the vehicle.
,No appraiser is permitted secure or use repair estimates that have been
obtained by the use of photographs, telephone calls or in any manner other
than a personal inspection.
The appraiser is permitted to traffic in automobile salvage if such salvage
is obtained in any way as a result of appraisal services rendered by him
for hisown benefit.: The appraiser is permitted to traffic in automobile
salvage if such salvage is obtained in any way as a result of appraisal
services rendered by him forhis own benefit.
6. The burden of proof that a covered loss has occurred is normally a duty
of:
The insurance companyThe adjuster
The appraiser
The insured: The insured
7. Before revoking or suspending a license, the Superintendent must first send
notice and give the accused an opportunity for a hearing.
3 months
45 days.
10 days.
60 days.: 10 days
8. The linkage between the camshaft and the valves is commonly known as
the:
piston. crankshaft.valve train.
cylinder.: valve train
9. Which of the following is the computer in the vehicle?
ControllerPump
Speed Sensors Valves: Controller
10. Payment may be made if which of the following procedures has
beenexecuted?
A partial signed releaseA Walk-Away release
A prima-facia signed release
, None of the answer choices is correct.: A Walk-Away release/The Walk-
Away release indicates the final disposition of the matter and relinquishes
the claimant'sright to sue so payment may be issued. In some states the
signing of the paymentcheck indicates a Walk-Away release.
11. If an insured fails to comply with the immediate notice of claim
require-ment, which of the following could happen?
The loss will be partially paid. The coverage could be denied.The premium
will be returned.
The policy will be cancelled.: The coverage could be denied
12. On what date must an adjuster license be renewed?
December 31 - even numbered yearsApril 1st of every other year
The license is continuous unless canceled or revoked
January 1st every four years: December 31 - even numbered years
13. What part of the exhaust system reduces the amount of pollution
releasedinto the environment?
Muffler Tailpipe PCV valve
Heat shield: PCV valve
14. What is the first molding called on the outside of the vehicle under
thewindow?
Side body moldingEdge panel
Door decal
Sill: Side body molding
15. When performing an appraisal the vehicle should be inspected:
From the rear to the frontFrom the point of impactFrom the front to the rear
None of the choices are correct: From the front to the rear
16. Which of the following is NOT a duty of an auto appraiser?
List unrelated damage to the vehicleDescribe condition of the vehicle
Identify betterment or depreciation
Determine "loss of use" damages: Determine "loss of use" damages
17. In rear wheel drive cars and trucks, the engine turns:
the transmission which is connected to a reduction gear via the driveshafta
driveshaft which transmit rotational force to a drive axle at the rear of the
vehicle
Exam 2024 with complete solution
1. Jim Smith is involved in a collision claim and is no longer able to use the
vehicle to go to work. This "loss of use" is referred to as a:
Direct loss Indirect loss Loss evaluation
Consequential loss: Consequential loss
2. When the rear of the vehicle is damaged and there is a gap between the
trunk lid and the quarter panel, what else on the vehicle should the
appraisercheck?
The center pillar The trunk floor The quarter panels
The frame rails: The frame rails
3. In auto physical damage insurance, an insured peril cause of loss is
knownas:
Direct loss Indirect loss Loss evaluation
Consequential loss: Direct loss
4. If an appraiser has to forfeit his bond in New York. The amount of the
bondis:
$500
$1000
$2000
$5000: $1000
5. Which of the following is NOT a true statement regarding auto
appraisers?
Each appraiser, while engaged in appraisal duties, must carry the license
issued to him by the Insurance Department and display it, upon request, to
an owner whose vehicle is being inspected, to the repair shop
representativeinvolved.
The appraiser must leave a legible copy of his appraisal with that of the
repairshop selected by the consumer to make the repairs and also furnish a
copy to the owner of the vehicle.
,No appraiser is permitted secure or use repair estimates that have been
obtained by the use of photographs, telephone calls or in any manner other
than a personal inspection.
The appraiser is permitted to traffic in automobile salvage if such salvage
is obtained in any way as a result of appraisal services rendered by him
for hisown benefit.: The appraiser is permitted to traffic in automobile
salvage if such salvage is obtained in any way as a result of appraisal
services rendered by him forhis own benefit.
6. The burden of proof that a covered loss has occurred is normally a duty
of:
The insurance companyThe adjuster
The appraiser
The insured: The insured
7. Before revoking or suspending a license, the Superintendent must first send
notice and give the accused an opportunity for a hearing.
3 months
45 days.
10 days.
60 days.: 10 days
8. The linkage between the camshaft and the valves is commonly known as
the:
piston. crankshaft.valve train.
cylinder.: valve train
9. Which of the following is the computer in the vehicle?
ControllerPump
Speed Sensors Valves: Controller
10. Payment may be made if which of the following procedures has
beenexecuted?
A partial signed releaseA Walk-Away release
A prima-facia signed release
, None of the answer choices is correct.: A Walk-Away release/The Walk-
Away release indicates the final disposition of the matter and relinquishes
the claimant'sright to sue so payment may be issued. In some states the
signing of the paymentcheck indicates a Walk-Away release.
11. If an insured fails to comply with the immediate notice of claim
require-ment, which of the following could happen?
The loss will be partially paid. The coverage could be denied.The premium
will be returned.
The policy will be cancelled.: The coverage could be denied
12. On what date must an adjuster license be renewed?
December 31 - even numbered yearsApril 1st of every other year
The license is continuous unless canceled or revoked
January 1st every four years: December 31 - even numbered years
13. What part of the exhaust system reduces the amount of pollution
releasedinto the environment?
Muffler Tailpipe PCV valve
Heat shield: PCV valve
14. What is the first molding called on the outside of the vehicle under
thewindow?
Side body moldingEdge panel
Door decal
Sill: Side body molding
15. When performing an appraisal the vehicle should be inspected:
From the rear to the frontFrom the point of impactFrom the front to the rear
None of the choices are correct: From the front to the rear
16. Which of the following is NOT a duty of an auto appraiser?
List unrelated damage to the vehicleDescribe condition of the vehicle
Identify betterment or depreciation
Determine "loss of use" damages: Determine "loss of use" damages
17. In rear wheel drive cars and trucks, the engine turns:
the transmission which is connected to a reduction gear via the driveshafta
driveshaft which transmit rotational force to a drive axle at the rear of the
vehicle
