New York State Auto Damage and Theft quiz 17-71 /
Latest ( 2024/2025) Exam Graded A+
1. Jim Smith is involved in a collision claim and is no longer able to use
the vehicle to go to work. This "loss of use" is referred to as a:
Direct loss
Indirect loss
Loss
evaluation
Consequential loss: Consequential loss
2. When the rear of the vehicle is damaged and there is a gap between the
trunk lid and the quarter panel, what else on the vehicle should the
appraiser check?
The center pillar
The trunk floor
The quarter panels
The frame rails: The frame rails
3. In auto physical damage insurance, an insured peril cause of loss is
known as:
Direct loss
Indirect loss
,Loss
evaluation
Consequential loss: Direct loss
4. If an appraiser has to forfeit his bond in New York. The amount of the
bond is:
$500
$1000
$2000
$5000: $1000
5. Which of the following is NOT a true statement regarding auto
appraisers?
Each appraiser, while engaged in appraisal duties, must carry the license
issued to him by the Insurance Department and display it, upon request, to
an owner whose vehicle is being inspected, to the repair shop
representative involved.
The appraiser must leave a legible copy of his appraisal with that of the
repair shop selected by the consumer to make the repairs and also furnish a
copy to the owner of the vehicle.
No appraiser is permitted secure or use repair estimates that have been
,obtained by the use of photographs, telephone calls or in any manner other
than a personal inspection.
The appraiser is permitted to traffic in automobile salvage if such salvage is
obtained in any way as a result of appraisal services rendered by him for his
own benefit: The appraiser is permitted to traffic in automobile salvage if
such salvage is obtained in any way as a result of appraisal services
rendered by him for his own benefit.
6. The burden of proof that a covered loss has occurred is normally a duty
of:
The insurance
company The adjuster
The appraiser
The insured: The insured
7. Before revoking or suspending a license, the Superintendent must first
send
notice and give the accused an opportunity for a hearing.
3 months
45 days.
10 days.
60 days: 1o days
8. The linkage between the camshaft and the valves is commonly known
as the:
, piston.
crankshaft.
valve train.
cylinder: valve train
9. Which of the following is the computer in the vehicle?
Controller
Pump
Speed Sensors
Valves: Controller
10. Payment may be made if which of the following procedures has
been executed?
A partial signed release
A Walk-Away release
A prima-facia signed release
Latest ( 2024/2025) Exam Graded A+
1. Jim Smith is involved in a collision claim and is no longer able to use
the vehicle to go to work. This "loss of use" is referred to as a:
Direct loss
Indirect loss
Loss
evaluation
Consequential loss: Consequential loss
2. When the rear of the vehicle is damaged and there is a gap between the
trunk lid and the quarter panel, what else on the vehicle should the
appraiser check?
The center pillar
The trunk floor
The quarter panels
The frame rails: The frame rails
3. In auto physical damage insurance, an insured peril cause of loss is
known as:
Direct loss
Indirect loss
,Loss
evaluation
Consequential loss: Direct loss
4. If an appraiser has to forfeit his bond in New York. The amount of the
bond is:
$500
$1000
$2000
$5000: $1000
5. Which of the following is NOT a true statement regarding auto
appraisers?
Each appraiser, while engaged in appraisal duties, must carry the license
issued to him by the Insurance Department and display it, upon request, to
an owner whose vehicle is being inspected, to the repair shop
representative involved.
The appraiser must leave a legible copy of his appraisal with that of the
repair shop selected by the consumer to make the repairs and also furnish a
copy to the owner of the vehicle.
No appraiser is permitted secure or use repair estimates that have been
,obtained by the use of photographs, telephone calls or in any manner other
than a personal inspection.
The appraiser is permitted to traffic in automobile salvage if such salvage is
obtained in any way as a result of appraisal services rendered by him for his
own benefit: The appraiser is permitted to traffic in automobile salvage if
such salvage is obtained in any way as a result of appraisal services
rendered by him for his own benefit.
6. The burden of proof that a covered loss has occurred is normally a duty
of:
The insurance
company The adjuster
The appraiser
The insured: The insured
7. Before revoking or suspending a license, the Superintendent must first
send
notice and give the accused an opportunity for a hearing.
3 months
45 days.
10 days.
60 days: 1o days
8. The linkage between the camshaft and the valves is commonly known
as the:
, piston.
crankshaft.
valve train.
cylinder: valve train
9. Which of the following is the computer in the vehicle?
Controller
Pump
Speed Sensors
Valves: Controller
10. Payment may be made if which of the following procedures has
been executed?
A partial signed release
A Walk-Away release
A prima-facia signed release
