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Rhode Island life insurance prep Accurate 100%

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Terminal illness rider - ANSWER Pays a partial benefit if the insured is diagnosed with a terminal illness as specified in the policy Death of payor Rider / payor death benefit rider / payor benefit clause - ANSWER Waves premium on a juvenile policy until the insured reaches age 25 if the premium payor dies before the insurer's 25th birthday Waiver of cost of insurance - ANSWER Will pay the portion of the premium that is for the cost of insurance, not any extra that was paid into the policy for investment purposes, if the owner becomes disabled

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