Answers from The Study Guide.
What is the difference between exacerbation and aggravation?
Correct Answer -Exacerbation: temporary worsening
Aggravation: permanent worsening (new injury)
Define permanent, temporary partial and temporary total disability.
Correct Answer -Permanent: irreversible residual of an injury
Temp partial: can work, but earn less than previously
Temp total: cannot work at all
Do psych injuries after termination count as injury?
Correct Answer -No
Define apportionment
Correct Answer -Estimate of the % of permanent disability was caused by
work-related injury
What are temporary disability payments?
Correct Answer -2/3 of average weekly pay, limited to 104 weeks (2 years)
when are supplemental job displacement benefits offered?
Correct Answer -if the employer doesn't offer a RTW (return to work), a
voucher can be offered to the IW, but must be used within 2 years of offer
or 5 years from date of injury (DOI)
, When are non-psych vs psych injuries compensable?
Correct Answer -Non-psych: if 1% or more of the injury is industrial
Psych: if >50% is industrial (some exceptions)
What are the known presumptions for worker's comp?
Correct Answer -1) Firefighters & peace officers cancer, if known exposures
2) Peace officers with heart trouble, PNA, hernia, infectious diseases, lower
back issues if >5 years work
What are the medical treatment utilization schedule (MTUS) guidelines?
Correct Answer -ODG: chronic pain / post-surgical
ACOEM: everything else
When did SB899 go into effect, so we use the AMA guides to the eval of
permanent impairment 5th edition now?
Correct Answer -Jan 1, 2005
When are reports due?
Correct Answer -30 days from evaluation
When are supplemental reports due?
Correct Answer -60 days
For how long must reports be kept?
Correct Answer -5 years