2024 PEARSON VUE STATE HEALTH
INSURANCE PRACTICE EXAM WITH
CORRECT ANSWERS
An individual may obtain a temporary insurance producer's license without
passing the licensing examination if the individual:
A.is a deceased licensed producer's next of kin
A.
is a deceased licensed producer's next of kin
B.is taking insurance courses at a university
B.
is taking insurance courses at a university
C.has met the minimum experience requirement
C.
has met the minimum experience requirement
D.holds a license in another state
D.
holds a license in another state - CORRECT ANSWERS-a
The Insurance Commissioner may revoke or suspend a producer's license if
the producer:
A.is no longer producing a minimum amount of business
A.
is no longer producing a minimum amount of business
B.has been indicted for a criminal offense unrelated to insurance
B.
has been indicted for a criminal offense unrelated to insurance
C.has used the license principally to solicit corporate insurance
C.
has used the license principally to solicit corporate insurance
D.has forged another person's name on an insurance application
D.
has forged another person's name on an insurance application - CORRECT
ANSWERS-d
A claim for a pre-existing condition may NOT be denied after a Major Medical
policy has been in effect for a minimum of:
A.six months
A.
six months
, B.one year
B.
one year
C.two years
C.
two years
D.seven years
D.
seven years - CORRECT ANSWERS-c
Controlled business is defined as insurance a producer writes on all of the
following individuals EXCEPT the producer's:
A.relatives
A.
relatives
B.employees
B.
employees
C.neighbors
C.
neighbors
D.spouse
D.
spouse - CORRECT ANSWERS-c
When taking an application for a Medicare Supplement policy, a producer
must provide the applicant with:
A.an Outline of Coverage
A.
an Outline of Coverage
B.a sample policy
B.
a sample policy
C.a copy of the Medicare handbook
C.
a copy of the Medicare handbook
D.a copy of the insurer's annual report
D.
a copy of the insurer's annual report - CORRECT ANSWERS-a
An insurer doing business in this state must operate under:
A.an advisory board
A.
INSURANCE PRACTICE EXAM WITH
CORRECT ANSWERS
An individual may obtain a temporary insurance producer's license without
passing the licensing examination if the individual:
A.is a deceased licensed producer's next of kin
A.
is a deceased licensed producer's next of kin
B.is taking insurance courses at a university
B.
is taking insurance courses at a university
C.has met the minimum experience requirement
C.
has met the minimum experience requirement
D.holds a license in another state
D.
holds a license in another state - CORRECT ANSWERS-a
The Insurance Commissioner may revoke or suspend a producer's license if
the producer:
A.is no longer producing a minimum amount of business
A.
is no longer producing a minimum amount of business
B.has been indicted for a criminal offense unrelated to insurance
B.
has been indicted for a criminal offense unrelated to insurance
C.has used the license principally to solicit corporate insurance
C.
has used the license principally to solicit corporate insurance
D.has forged another person's name on an insurance application
D.
has forged another person's name on an insurance application - CORRECT
ANSWERS-d
A claim for a pre-existing condition may NOT be denied after a Major Medical
policy has been in effect for a minimum of:
A.six months
A.
six months
, B.one year
B.
one year
C.two years
C.
two years
D.seven years
D.
seven years - CORRECT ANSWERS-c
Controlled business is defined as insurance a producer writes on all of the
following individuals EXCEPT the producer's:
A.relatives
A.
relatives
B.employees
B.
employees
C.neighbors
C.
neighbors
D.spouse
D.
spouse - CORRECT ANSWERS-c
When taking an application for a Medicare Supplement policy, a producer
must provide the applicant with:
A.an Outline of Coverage
A.
an Outline of Coverage
B.a sample policy
B.
a sample policy
C.a copy of the Medicare handbook
C.
a copy of the Medicare handbook
D.a copy of the insurer's annual report
D.
a copy of the insurer's annual report - CORRECT ANSWERS-a
An insurer doing business in this state must operate under:
A.an advisory board
A.
