NY Series 17-52 Exam questions and
answers verified
How /.many /.eligible /.employees /.must /.be /.included /.in /.a /.contributory /.health /.insurance /.plan? /.- /.
(correct /.answer) /.-50%
A /.man /.works /.for /.Company /.A /.and /.his /.wife /.works /.for /.Company /.B. /.The /.spouses /.are /.covered
/.by /.health /.plans /.through /.their /.respective /.companies /.that /.also /.cover /.the /.other /.spouse. /.If /.th
e /.husband /.files /.a /.claim, /.- /.(correct /.answer) /.-The /.insurance /.through /.his /.company /.is /.primary.
What /.is /.the /.period /.of /.coverage /.for /.events /.such /.as /.death /.or /.divorce /.under /.COBRA? /.- /.
(correct /.answer) /.-36 /.months
Twenty-
five /.days /.after /.a /.health /.insurance /.policy /.is /.delivered, /.the /.policyowner /.decides /.that /.she /.wou
ld /.like /.to /.return /.the /.policy /.and /.receive /.a /.refund /.of /.premium. /.Which /.of /.the /.following /.is /.tr
ue? /.- /.(correct /.answer) /.-The /.policyowner /.will /.not /.receive /.a /.refund /.because /.the /.free-
look /.period /.is /.over.
An /.insured /.is /.involved /.in /.a /.car /.accident. /.In /.addition /.to /.general, /.less /.serious /.injuries, /.he /.pe
rmanently /.loses /.the /.use /.of /.his /.leg /.and /.is /.rendered /.completely /.blind. /.The /.blindness /.improve
s /.a /.month /.later. /.To /.what /.extent /.will /.he /.receive /.Presumptive /.Disability /.benefits? /.- /.
(correct /.answer) /.-No /.benefits
For /.the /.purpose /.of /.insurance, /.risk /.is /.defined /.as /.- /.(correct /.answer) /.-
The /.uncertainty /.or /.chance /.of /.loss.
Which /.of /.the /.following /.is /.an /.example /.of /.a /.producer's /.fiduciary /.duty? /.- /.(correct /.answer) /.-
The /.trust /.that /.a /.client /.places /.in /.the /.producer /.in /.regard /.to /.handling /.premiums.
Which /.of /.the /.following /.is /.NOT /.true /.of /.basic /.medical /.expense /.plans? /.- /.(correct /.answer) /.-
Coverage /.for /.catastrophic /.medical /.expenses
Which /.of /.the /.following /.is /.NOT /.a /.feature /.of /.a /.noncancellable /.policy? /.- /.(correct /.answer) /.-
The /.insurer /.may /.terminate /.the /.contract /.only /.at /.renewal /.for /.certain /.conditions.
answers verified
How /.many /.eligible /.employees /.must /.be /.included /.in /.a /.contributory /.health /.insurance /.plan? /.- /.
(correct /.answer) /.-50%
A /.man /.works /.for /.Company /.A /.and /.his /.wife /.works /.for /.Company /.B. /.The /.spouses /.are /.covered
/.by /.health /.plans /.through /.their /.respective /.companies /.that /.also /.cover /.the /.other /.spouse. /.If /.th
e /.husband /.files /.a /.claim, /.- /.(correct /.answer) /.-The /.insurance /.through /.his /.company /.is /.primary.
What /.is /.the /.period /.of /.coverage /.for /.events /.such /.as /.death /.or /.divorce /.under /.COBRA? /.- /.
(correct /.answer) /.-36 /.months
Twenty-
five /.days /.after /.a /.health /.insurance /.policy /.is /.delivered, /.the /.policyowner /.decides /.that /.she /.wou
ld /.like /.to /.return /.the /.policy /.and /.receive /.a /.refund /.of /.premium. /.Which /.of /.the /.following /.is /.tr
ue? /.- /.(correct /.answer) /.-The /.policyowner /.will /.not /.receive /.a /.refund /.because /.the /.free-
look /.period /.is /.over.
An /.insured /.is /.involved /.in /.a /.car /.accident. /.In /.addition /.to /.general, /.less /.serious /.injuries, /.he /.pe
rmanently /.loses /.the /.use /.of /.his /.leg /.and /.is /.rendered /.completely /.blind. /.The /.blindness /.improve
s /.a /.month /.later. /.To /.what /.extent /.will /.he /.receive /.Presumptive /.Disability /.benefits? /.- /.
(correct /.answer) /.-No /.benefits
For /.the /.purpose /.of /.insurance, /.risk /.is /.defined /.as /.- /.(correct /.answer) /.-
The /.uncertainty /.or /.chance /.of /.loss.
Which /.of /.the /.following /.is /.an /.example /.of /.a /.producer's /.fiduciary /.duty? /.- /.(correct /.answer) /.-
The /.trust /.that /.a /.client /.places /.in /.the /.producer /.in /.regard /.to /.handling /.premiums.
Which /.of /.the /.following /.is /.NOT /.true /.of /.basic /.medical /.expense /.plans? /.- /.(correct /.answer) /.-
Coverage /.for /.catastrophic /.medical /.expenses
Which /.of /.the /.following /.is /.NOT /.a /.feature /.of /.a /.noncancellable /.policy? /.- /.(correct /.answer) /.-
The /.insurer /.may /.terminate /.the /.contract /.only /.at /.renewal /.for /.certain /.conditions.
