CALIFORNIA INSURANCE ADJUSTER EXAM
ACTUAL EXAM WITH COMPLETE 200
QUESTIONS AND DETAILLED ANSWERS
RATED A | BRAND NEW!!!
Which of the following losses would be covered by Other-Than-
Collision Coverage under an automobile policy?
a) mechanical breakdown
b) hail
c) wear and tear
d) upset
b) Hail
The physical damage section of the personal auto policy
excludes losses arising from:
a) flood
b) earthquake
c) animals
,d) mechanical breakdowns
d) mechanical breakdowns
Which of the following causes of loss is covered by Other-Than-
Collision Coverage written under a Personal Auto Policy?
a) freezing
b) electrical breakdown
c) vandalism damage to tires
d) upset
vandalism damage to tires
What is the principle coverage under the Personal Auto Policy
coverage Part D?
a) liability coverage
b) physical damage coverage
c) uninsured motorist coverage
d) medical payments coverage
,b) Physical Damage Coverage
All of the following are true about newly-acquired eligible
vehicles, except:
a) some coverage applies automatically to all newly acquired
eligible vehicles
b) comprehensive nor collision coverage is never automatically
provided for newly acquired vehicles
c) liability coverage for additional vehicles will be provided
automatically only for 14 days
d) if liability coverage applies to a replacement vehicle the
coverage is automatic until the end of the policy term
b) comprehensive nor collision coverage is never
automatically provided to newly acquired vehicles
all of the following statements concerning the physical damage
section of the personal auto policy are correct except:
a) coverage is provided for transportation expenses if a covered
auto is stolen
, b) coverage is excluded for mechanical breakdown unless it is a
result of theft of the covered vehicle
c) coverage is excluded for private passenger autos borrowed
by the named insured or family members
d) the insurer has the option of repairing a damaged auto
rather than making a monetary settlement
c) coverage is excluded for private passenger autos borrowed
by the named insured or family members
Personal Auto Policy (PAP) provisions includes duties of insured
after an accident. All of the following are duties of insured after
an accident, except:
a) notify insurance company
b) cooperate with insurer
c) do not leave the auto and accident area
d) notify the police if necessary
c) do not leave the auto and accident area
a remedy is available when the insured and the insurer cannot
agree on whether the insured is entitled to collect damages or
ACTUAL EXAM WITH COMPLETE 200
QUESTIONS AND DETAILLED ANSWERS
RATED A | BRAND NEW!!!
Which of the following losses would be covered by Other-Than-
Collision Coverage under an automobile policy?
a) mechanical breakdown
b) hail
c) wear and tear
d) upset
b) Hail
The physical damage section of the personal auto policy
excludes losses arising from:
a) flood
b) earthquake
c) animals
,d) mechanical breakdowns
d) mechanical breakdowns
Which of the following causes of loss is covered by Other-Than-
Collision Coverage written under a Personal Auto Policy?
a) freezing
b) electrical breakdown
c) vandalism damage to tires
d) upset
vandalism damage to tires
What is the principle coverage under the Personal Auto Policy
coverage Part D?
a) liability coverage
b) physical damage coverage
c) uninsured motorist coverage
d) medical payments coverage
,b) Physical Damage Coverage
All of the following are true about newly-acquired eligible
vehicles, except:
a) some coverage applies automatically to all newly acquired
eligible vehicles
b) comprehensive nor collision coverage is never automatically
provided for newly acquired vehicles
c) liability coverage for additional vehicles will be provided
automatically only for 14 days
d) if liability coverage applies to a replacement vehicle the
coverage is automatic until the end of the policy term
b) comprehensive nor collision coverage is never
automatically provided to newly acquired vehicles
all of the following statements concerning the physical damage
section of the personal auto policy are correct except:
a) coverage is provided for transportation expenses if a covered
auto is stolen
, b) coverage is excluded for mechanical breakdown unless it is a
result of theft of the covered vehicle
c) coverage is excluded for private passenger autos borrowed
by the named insured or family members
d) the insurer has the option of repairing a damaged auto
rather than making a monetary settlement
c) coverage is excluded for private passenger autos borrowed
by the named insured or family members
Personal Auto Policy (PAP) provisions includes duties of insured
after an accident. All of the following are duties of insured after
an accident, except:
a) notify insurance company
b) cooperate with insurer
c) do not leave the auto and accident area
d) notify the police if necessary
c) do not leave the auto and accident area
a remedy is available when the insured and the insurer cannot
agree on whether the insured is entitled to collect damages or
