NY Home Improvement
Contractor Exam Study guide
100% Verified
What is "home improvement" (H.I.)? (C R R R R A A I) - ANSWER the construction, repair, remodeling,
alteration, rehabilitation, renovation, improvement, or addition to any land or building used as a
residence or dwelling place.
What parts of a home can a H.I. include? - ANSWER Any part of the home OR land (including basements,
driveways, fences, garages, landscaping, patios, porches, sidewalks, swimming pools, and terraces.)
What system installations are part of H.I.? (4) - ANSWER Central heating/air conditioning, Central
vacuum, Doors, windows, awnings, and Communication systems.
What is NOT considered H.I.? - ANSWER Construction of a new home or building, Sale of goods or
materials in connection with the installation of or application of goods or materials, Work performed on
a residence owned or controlled by the state or municipality
When is Painting or decoration of a building, residence, home, or apartment considered H.I.? - ANSWER
When there is painting work being done as part of other home improvement work.
When is Painting or decoration of a building, residence, home, or apartment NOT considered H.I.? -
ANSWER When it is a standalone job not part of of other home improvement work.
Who is a "contractor"? - ANSWER Anyone who owns, operates, maintains, conducts, controls, or
transacts a home improvement business and undertakes or agrees to perform any home improvement.
What legal entity is a contractor required to be? - ANSWER A contractor may be an individual, a firm, a
company, a partnership, or a corporation.
, What is a H.I. contract? - ANSWER An agreement between a contractor and a consumer or tenant for
performance of a home improvement
What must a H.I. contract detail? - ANSWER All labor, services, and materials to be furnished and
performed.
How many years must a H.I. Contractor maintain copies of contracts, books of account, and other
records reflecting all transactions related to the home improvement business? - ANSWER Six (6) years or
the length of time of any contractual guarantee, whichever is longer.
What percentage of a customers payments can a Contractor use for administrative, overhead, and other
projects? - ANSWER The contractor may not use funds received to pay expenses unrelated to the home
improvement, unless the home improvement is completed and all expenses for direct labor, material,
and subcontractors related to the home improvement have been paid.
No work should be performed and no money should be paid until after the ____ day cancellation
period? - ANSWER 3 days
Can a H.I. Contractor arrange a home loan or a home improvement loan for a consumer? - ANSWER No,
nor can they act as an agent for, advertise, or promote loans.
Must a contractor furnish a consumer with a written estimate? - ANSWER Yes, if the consumer requests
one.
Can a Contractor charge a fee for an estimate? - ANSWER Yes, but they must disclose the fee to the
consumer before providing the estimate and must include and itemize the fee in the total estimated
contract price.
What is the fine for false or fraudulent representation? - ANSWER A contractor or salesperson who lies is
subject to fines of up to $500 for each separate misrepresentation.
Contractor Exam Study guide
100% Verified
What is "home improvement" (H.I.)? (C R R R R A A I) - ANSWER the construction, repair, remodeling,
alteration, rehabilitation, renovation, improvement, or addition to any land or building used as a
residence or dwelling place.
What parts of a home can a H.I. include? - ANSWER Any part of the home OR land (including basements,
driveways, fences, garages, landscaping, patios, porches, sidewalks, swimming pools, and terraces.)
What system installations are part of H.I.? (4) - ANSWER Central heating/air conditioning, Central
vacuum, Doors, windows, awnings, and Communication systems.
What is NOT considered H.I.? - ANSWER Construction of a new home or building, Sale of goods or
materials in connection with the installation of or application of goods or materials, Work performed on
a residence owned or controlled by the state or municipality
When is Painting or decoration of a building, residence, home, or apartment considered H.I.? - ANSWER
When there is painting work being done as part of other home improvement work.
When is Painting or decoration of a building, residence, home, or apartment NOT considered H.I.? -
ANSWER When it is a standalone job not part of of other home improvement work.
Who is a "contractor"? - ANSWER Anyone who owns, operates, maintains, conducts, controls, or
transacts a home improvement business and undertakes or agrees to perform any home improvement.
What legal entity is a contractor required to be? - ANSWER A contractor may be an individual, a firm, a
company, a partnership, or a corporation.
, What is a H.I. contract? - ANSWER An agreement between a contractor and a consumer or tenant for
performance of a home improvement
What must a H.I. contract detail? - ANSWER All labor, services, and materials to be furnished and
performed.
How many years must a H.I. Contractor maintain copies of contracts, books of account, and other
records reflecting all transactions related to the home improvement business? - ANSWER Six (6) years or
the length of time of any contractual guarantee, whichever is longer.
What percentage of a customers payments can a Contractor use for administrative, overhead, and other
projects? - ANSWER The contractor may not use funds received to pay expenses unrelated to the home
improvement, unless the home improvement is completed and all expenses for direct labor, material,
and subcontractors related to the home improvement have been paid.
No work should be performed and no money should be paid until after the ____ day cancellation
period? - ANSWER 3 days
Can a H.I. Contractor arrange a home loan or a home improvement loan for a consumer? - ANSWER No,
nor can they act as an agent for, advertise, or promote loans.
Must a contractor furnish a consumer with a written estimate? - ANSWER Yes, if the consumer requests
one.
Can a Contractor charge a fee for an estimate? - ANSWER Yes, but they must disclose the fee to the
consumer before providing the estimate and must include and itemize the fee in the total estimated
contract price.
What is the fine for false or fraudulent representation? - ANSWER A contractor or salesperson who lies is
subject to fines of up to $500 for each separate misrepresentation.
