2023/2024 GUARANTEED PASS
1. Mrs. Park is an elderly retiree. Mrs. Park has a low
fixed income. What could you tell Mrs. Park that
might be of assistance?:
She should contact her state Medicaid agency to
see if she qualifies for programs that can help with
Medicare costs for which she is responsible.
2. Madeline Martinez was widowed several years
ago. Her husband worked for many years and
contributed into the Medicare system. He also left a
substan- tial estate which provides Madeline with an
annual income of approximately
$130,000. Madeline, who has only worked part-time
for the last three years, will soon turn age 65 and
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,hopes to enroll in Original Medicare. She comes to
you for advice. What should you tell her?:
You should tell Madeline that she will be able to
enroll in Medicare Part A without paying monthly
premiums due to her husband's long work record
and participation in the Medicare system. You
should also tell Madeline that she will pay Part B
premiums at more than the standard lowest rate but
less than the highest rate due her substantial
income.
3. Mr. Bauer is 49 years old, but eighteen months
ago he was declared dis- abled by the Social
Security Administration and has been receiving
disability payments. He is wondering whether he
can obtain coverage under Medicare. What should
you tell him:
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, After receiving such disability payments for 24
months, he will be automatically enrolled in
Medicare, regardless of age.
4. Mr. Schmidt would like to plan for retirement and
has asked you what is covered under Original Fee-
for-Service (FFS) Medicare? What could you tell
him?:
Part A, which covers hospital, skilled nursing facility,
hospice and home health services and Part B, which
covers professional services such as those provided
by a doctor are covered under Original Medicare.
5. Mrs. PeHa is 66 years old, has coverage under an
employer plan, and will retire next year. She heard
she must enroll in Part B at the beginning of the year
to ensure no gap in coverage. What can you tell her?:
She may enroll at any time while she is covered
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