Private Insurance Plans for Seniors
Exam Questions with Latest Update
A Medicare Supplement Policy is:
government insurance designed to provide healthcare to the elderly
designed to provide prescription drug coverage to the elderly
designed to fill in the gaps of Part A and Part B Medicare
a supplement to Medicare Advantage Part C - Answer-Designed to fill in the gaps of
Part A and B Medicare
The purpose of Medicare Supplement Insurance is to address gaps in Medicare
coverage, which can include:
Medicare in-hospital deductible
replacing HMO coverage
covering chiropractic treatment
treatment provided in a government hospital - Answer-Medicare in-hospital deductible
Which of the following nursing home options would BEST suit an individual who needs
some nursing care and supervision but NOT full-time care?
Custodial care homes
Assisted living facilities
Skilled nursing facilities
Congregate housing - Answer-Assisted-Living facilities
Which of the following provides Medicare supplement policies?
Medicare
Medicaid
Private insurance companies
Associations and employers - Answer-Private insurance companies
Which of these gaps in Medicare coverage is addressed with Medicare Supplemental
Insurance?
Medicare in-hospital deductible
Dental work
Nutritional supplements
Chiropractic care - Answer-Medicare in-hospital deductible
Benefits provided by a Medicare Supplement policy must NOT:
be payable to the insured
duplicate Medicare benefits
be sold to individuals under 70
charge additional premiums - Answer-Duplicate Medicare benefits
Which of the following is NOT a type of Medicare Advantage Plan?
, Health Maintenance Organization (HMO)
Preferred Provider Organization (PPO)
Private Fee-For-Services (PFFS)
Social Security Disability Income (SSDI) - Answer-SSDI
Long-Term Care policies may provide coverage for claims arising from:
senile dementia
acute care in hospital
alcoholism
drug addiction - Answer-Senile dementia
Generally speaking, which three levels of care are Long-Term Care policies provided
with?
Disability, acute care, and hospitalization
Accident, medical care, and rehabilitation
Psychological, acute care, and assisted living
Skilled nursing, intermediate, and custodial care - Answer-Skilled nursing, intermediate,
and custodial care
A Medicare supplement plan can be canceled by the insurer:
after the probation period
for any changes in the insured's health
anytime
for nonpayment of premiums - Answer-for nonpayment of premiums
Joe is a Medicare participant who receives his benefits through a Managed Health Care
Plan. Which Medicare plan does he have?
Part A
Part B
Part C
Part D - Answer-Part C
Respite care is able to provide:
permanent relief to the patient's primary caregiver
health care to the patient's primary caregiver
weekly benefit payments to supplement the primary caregiver's income
temporary relief to the patient's primary caregiver - Answer-Temporary relief to the
patient's primary caregiver
Which type of plan would be most appropriate for an individual on Medicare and
concerned that Medicare will NOT pay for charges exceeding the approved amount?
Medicaid
Long-term care
Medicare supplement Plan F
Comprehensive major medical - Answer-Medicare supplement plan F
Exam Questions with Latest Update
A Medicare Supplement Policy is:
government insurance designed to provide healthcare to the elderly
designed to provide prescription drug coverage to the elderly
designed to fill in the gaps of Part A and Part B Medicare
a supplement to Medicare Advantage Part C - Answer-Designed to fill in the gaps of
Part A and B Medicare
The purpose of Medicare Supplement Insurance is to address gaps in Medicare
coverage, which can include:
Medicare in-hospital deductible
replacing HMO coverage
covering chiropractic treatment
treatment provided in a government hospital - Answer-Medicare in-hospital deductible
Which of the following nursing home options would BEST suit an individual who needs
some nursing care and supervision but NOT full-time care?
Custodial care homes
Assisted living facilities
Skilled nursing facilities
Congregate housing - Answer-Assisted-Living facilities
Which of the following provides Medicare supplement policies?
Medicare
Medicaid
Private insurance companies
Associations and employers - Answer-Private insurance companies
Which of these gaps in Medicare coverage is addressed with Medicare Supplemental
Insurance?
Medicare in-hospital deductible
Dental work
Nutritional supplements
Chiropractic care - Answer-Medicare in-hospital deductible
Benefits provided by a Medicare Supplement policy must NOT:
be payable to the insured
duplicate Medicare benefits
be sold to individuals under 70
charge additional premiums - Answer-Duplicate Medicare benefits
Which of the following is NOT a type of Medicare Advantage Plan?
, Health Maintenance Organization (HMO)
Preferred Provider Organization (PPO)
Private Fee-For-Services (PFFS)
Social Security Disability Income (SSDI) - Answer-SSDI
Long-Term Care policies may provide coverage for claims arising from:
senile dementia
acute care in hospital
alcoholism
drug addiction - Answer-Senile dementia
Generally speaking, which three levels of care are Long-Term Care policies provided
with?
Disability, acute care, and hospitalization
Accident, medical care, and rehabilitation
Psychological, acute care, and assisted living
Skilled nursing, intermediate, and custodial care - Answer-Skilled nursing, intermediate,
and custodial care
A Medicare supplement plan can be canceled by the insurer:
after the probation period
for any changes in the insured's health
anytime
for nonpayment of premiums - Answer-for nonpayment of premiums
Joe is a Medicare participant who receives his benefits through a Managed Health Care
Plan. Which Medicare plan does he have?
Part A
Part B
Part C
Part D - Answer-Part C
Respite care is able to provide:
permanent relief to the patient's primary caregiver
health care to the patient's primary caregiver
weekly benefit payments to supplement the primary caregiver's income
temporary relief to the patient's primary caregiver - Answer-Temporary relief to the
patient's primary caregiver
Which type of plan would be most appropriate for an individual on Medicare and
concerned that Medicare will NOT pay for charges exceeding the approved amount?
Medicaid
Long-term care
Medicare supplement Plan F
Comprehensive major medical - Answer-Medicare supplement plan F
