Tennessee Laws and Rules/ Questions with
Certified Answers/ 2024-2025.
When does the Free-Look provision for health insurance begin? - Answer: Date the policy is
delivered to the insured
Which of the following is NOT a requirement to sell, solicit, or negotiate Long-term Care
insurance?
-Be a licensed producer for life or health
-Complete a one-time 8 hour Long-term Care specific training course
-Complete 4 hours of Long-term Care continuing education
-Complete a one-time 4 hour course on estate planning - Answer: Complete a one-time 4 hour
course on estate planning
P's individual health policy is now in the Grace Period. P's coverage will remain in force if -
Answer: the premium is paid
A licensed producer can be BEST described as a(n) - Answer: individual who places insurance on
behalf of anyone seeking insurance
Page 1 of 6
, Which of the following would best describe the actions of an insurer who promises the
cheapest premium rates in the United States? - Answer: False advertising
The Insurance Commissioner is REQUIRED to do which of the following before holding a hearing
that could lead to the suspension of a producer's license. - Answer: Give written notice to the
producer
When a Medicare Supplement policy is delivered to a policyholder, which of the following MUST
accompany the policy? - Answer: Outline of Coverage
When a life insurance application is completed, a Policy Summary must be given to the
applicant. The Policy Summary MUST include - Answer: the premium cost for basic coverage
applied for
A producer MUST leave a buyer's guide with an applicant for which typer of policy? - Answer:
Universal Life insurance
A producer may apply for one or more of the following licenses:
-Life Insurance
-Personal lines property
-Accident and health or sickness insurance
-All of the above - Answer: All of the above
A provision that the policy, application, and all attachments shall constitute the ______ between
the parties. - Answer: Entire Contract
In Tennessee, the definition of "individual" may include which of the following? - Answer: The
individual's legal representative
Page 2 of 6
Certified Answers/ 2024-2025.
When does the Free-Look provision for health insurance begin? - Answer: Date the policy is
delivered to the insured
Which of the following is NOT a requirement to sell, solicit, or negotiate Long-term Care
insurance?
-Be a licensed producer for life or health
-Complete a one-time 8 hour Long-term Care specific training course
-Complete 4 hours of Long-term Care continuing education
-Complete a one-time 4 hour course on estate planning - Answer: Complete a one-time 4 hour
course on estate planning
P's individual health policy is now in the Grace Period. P's coverage will remain in force if -
Answer: the premium is paid
A licensed producer can be BEST described as a(n) - Answer: individual who places insurance on
behalf of anyone seeking insurance
Page 1 of 6
, Which of the following would best describe the actions of an insurer who promises the
cheapest premium rates in the United States? - Answer: False advertising
The Insurance Commissioner is REQUIRED to do which of the following before holding a hearing
that could lead to the suspension of a producer's license. - Answer: Give written notice to the
producer
When a Medicare Supplement policy is delivered to a policyholder, which of the following MUST
accompany the policy? - Answer: Outline of Coverage
When a life insurance application is completed, a Policy Summary must be given to the
applicant. The Policy Summary MUST include - Answer: the premium cost for basic coverage
applied for
A producer MUST leave a buyer's guide with an applicant for which typer of policy? - Answer:
Universal Life insurance
A producer may apply for one or more of the following licenses:
-Life Insurance
-Personal lines property
-Accident and health or sickness insurance
-All of the above - Answer: All of the above
A provision that the policy, application, and all attachments shall constitute the ______ between
the parties. - Answer: Entire Contract
In Tennessee, the definition of "individual" may include which of the following? - Answer: The
individual's legal representative
Page 2 of 6
