TEXAS ALL LINES ADJUSTER EXAM BRAND NEW!! (200+
QUESTIONS AND CORRECT ANSWERS)
insurance - ANSWER: the transfer of risk
Insured - ANSWER: A person or organization covered by an insurance policy
AKA: Policy Holder (1st Party)
Claimant - ANSWER: A person or organization making a claim against an insured (3rd
Party)
Insurer - ANSWER: An insurance company or self-insured (2nd Party)
Provider - ANSWER: An individual or organization including a corporation. Register
with the department to offer pre-licensing instruction for adjuster.
TDI - ANSWER: Texas Department of Insurance
Adjuster - ANSWER: an individual who investigates or adjusts losses on behalf of
either an insurer or self-insured, or any person who supervises the handing of claims.
How many types of adjusters ? - ANSWER: 3
What are the 3 types of adjusters? - ANSWER: Staff Adjuster
Independent Adjuster
Public Adjuster
Staff Adjuster - ANSWER: Works exclusively for an insurance company
Independent Adjuster - ANSWER: Handles claims for multiple insurance companies
Ex. QA Claims
Public Adjuster - ANSWER: Represent the insured, represents the policyholder, 1st
Party, individual handles claim for them.
How many adjuster licenses are there ? - ANSWER: 3
What are the type of adjuster license ? - ANSWER: All -Line Adjuster
Property, Casualty, and Surety
Workers' Compensation
All-Line Adjuster - ANSWER: includes all forms of insurance
Property , Casualty, and Surety - ANSWER: Includes the same as All-lines but
excludes workers' comp and have minimum requirements towards homeowners
, Workers Compensation - ANSWER: A form of insurance paid by the employer
providing cash benefits to workers injured or disabled in the course of employment.
When do you renew your All-Lines License ? - ANSWER: 2nd anniversary year of the
date till your birthday
How many credit hours do you need for Continuing Education (CE) ? - ANSWER: 24
Hours
How many credit hours, of the 24, do you need under Consumer Protection? -
ANSWER: 3 Hours
If the license is not renewed prior to 2nd anniversary.....
What is the grace period?
What is the penalty - ANSWER: 90 Days and 50% penalty
If the license is beyond the 90-day grace period, but less then ? - ANSWER: They
need to re-apply and pay a 50% penalty
When should you notify the commissioner of a change or location in address or any
other information ? - ANSWER: Promptly, as soon as possible
When will you receive a renewal in the mail? - ANSWER: 60 days
When should an employee submit an application for the Emergency Adjuster ? -
ANSWER: 5 Days
Where is the DTPA laws located? - ANSWER: 21.21
Where is the TIC laws located ? - ANSWER: 541 + 542
How many days do you have to acknowledge and begin investigation? - ANSWER: 15
Days
If we will pay your claim, how many days do we have to submit pay ? - ANSWER: 5
Business Days
DTPA - ANSWER: Deceptive Trade Practices Act
TIC - ANSWER: Texas Insurance Code
What does the TIC handle ? - ANSWER: handles acts of violence related to insurance
issues
What does the DTPA handle ? - ANSWER: handles almost any issue-related to
business transactions
QUESTIONS AND CORRECT ANSWERS)
insurance - ANSWER: the transfer of risk
Insured - ANSWER: A person or organization covered by an insurance policy
AKA: Policy Holder (1st Party)
Claimant - ANSWER: A person or organization making a claim against an insured (3rd
Party)
Insurer - ANSWER: An insurance company or self-insured (2nd Party)
Provider - ANSWER: An individual or organization including a corporation. Register
with the department to offer pre-licensing instruction for adjuster.
TDI - ANSWER: Texas Department of Insurance
Adjuster - ANSWER: an individual who investigates or adjusts losses on behalf of
either an insurer or self-insured, or any person who supervises the handing of claims.
How many types of adjusters ? - ANSWER: 3
What are the 3 types of adjusters? - ANSWER: Staff Adjuster
Independent Adjuster
Public Adjuster
Staff Adjuster - ANSWER: Works exclusively for an insurance company
Independent Adjuster - ANSWER: Handles claims for multiple insurance companies
Ex. QA Claims
Public Adjuster - ANSWER: Represent the insured, represents the policyholder, 1st
Party, individual handles claim for them.
How many adjuster licenses are there ? - ANSWER: 3
What are the type of adjuster license ? - ANSWER: All -Line Adjuster
Property, Casualty, and Surety
Workers' Compensation
All-Line Adjuster - ANSWER: includes all forms of insurance
Property , Casualty, and Surety - ANSWER: Includes the same as All-lines but
excludes workers' comp and have minimum requirements towards homeowners
, Workers Compensation - ANSWER: A form of insurance paid by the employer
providing cash benefits to workers injured or disabled in the course of employment.
When do you renew your All-Lines License ? - ANSWER: 2nd anniversary year of the
date till your birthday
How many credit hours do you need for Continuing Education (CE) ? - ANSWER: 24
Hours
How many credit hours, of the 24, do you need under Consumer Protection? -
ANSWER: 3 Hours
If the license is not renewed prior to 2nd anniversary.....
What is the grace period?
What is the penalty - ANSWER: 90 Days and 50% penalty
If the license is beyond the 90-day grace period, but less then ? - ANSWER: They
need to re-apply and pay a 50% penalty
When should you notify the commissioner of a change or location in address or any
other information ? - ANSWER: Promptly, as soon as possible
When will you receive a renewal in the mail? - ANSWER: 60 days
When should an employee submit an application for the Emergency Adjuster ? -
ANSWER: 5 Days
Where is the DTPA laws located? - ANSWER: 21.21
Where is the TIC laws located ? - ANSWER: 541 + 542
How many days do you have to acknowledge and begin investigation? - ANSWER: 15
Days
If we will pay your claim, how many days do we have to submit pay ? - ANSWER: 5
Business Days
DTPA - ANSWER: Deceptive Trade Practices Act
TIC - ANSWER: Texas Insurance Code
What does the TIC handle ? - ANSWER: handles acts of violence related to insurance
issues
What does the DTPA handle ? - ANSWER: handles almost any issue-related to
business transactions
