HOSMERIT
WGU D076 OA QUESTIONS WITH 100% CORRECT
VERIFIED ANSWERS 2024/2025
What are the main services offered by financial institutions?
a. Soliciting charitable donations and then managing the distribution of these funds
b. Accepting a wide variety of deposits, offering investment products, providing loans, and
brokering financial transactions
c. Deciding which assets to invest in to create wealth in the future
d. Evaluating sources of funding for a business project, the capital structure of a firm, or actions
managers could take to increase the value of the firm - ANSB. Accepting a wide variety of
deposits, offering investment products, providing loans, and brokering financial transactions
What is the main objective of personal financial goals?
a. To maximize stock investments
b. To maximize individual utility
c. To maximize charity donations
d. To maximize owner wealth - ANSB. To maximize individual utility
Which task does the financial manager of a firm perform that involves the issuance of new stocks
and bonds?
a. Making financing decisions
,b. Managing working capital
c. Deciding on accounting standards
d. Making investing decisions - ANSA. Making financing decisions
Why is understanding the definition of finance important in managing personal finances?
a. It helps individuals compare the costs and benefits of an action to determine whether to take
that action.
b. It helps individuals act ethically with regard to finances.
c. It helps individuals understand legal issues related to finance.
d. It allows individuals to find an investment with the highest return possible. - ANSA. It helps
individuals compare the costs and benefits of an action to determine whether to take that action.
In which type of market would a company issue bonds or stocks for the first time?
a. Dealer market
b. Primary market
c. Secondary market
d. Money market - ANSPrimary market
Which type of financial institution is a mutual fund?
a. Contractual institution
b. Depository institution
c. Investment institution
d. Federal institution - ANSInvestment institution
, Which financial institution specializes in managing and administering retirement funds?
a. Investment banks
b. Mutual funds
c. Pension funds
d. Private equity - ANSPension funds
Which type of economic indicator is the consumer price index?
a. Leading indicator
b. Coincident indicator
c. Forecasting indicator
d. Lagging indicator - ANSLagging indicator
What does the term ethical refer to?
a. The accepted standards of conduct that guide a person's behavior
b. An idea or thing used as a measure, norm, or model in comparative evaluations
c. One's beliefs about right and wrong, good and bad, or just and unjust
d. Following the laws and rules set by an authority - ANSThe accepted standards of conduct that
guide a person's behavior
A company's officers and board of directors are selling their stocks in the firm at higher prices
due to false accounting reports that made the stock seem more valuable than it truly was. Which
ethical issue is occurring in this situation?
a. Conflict between work and personal affairs
b. Maximizing shareholder value
WGU D076 OA QUESTIONS WITH 100% CORRECT
VERIFIED ANSWERS 2024/2025
What are the main services offered by financial institutions?
a. Soliciting charitable donations and then managing the distribution of these funds
b. Accepting a wide variety of deposits, offering investment products, providing loans, and
brokering financial transactions
c. Deciding which assets to invest in to create wealth in the future
d. Evaluating sources of funding for a business project, the capital structure of a firm, or actions
managers could take to increase the value of the firm - ANSB. Accepting a wide variety of
deposits, offering investment products, providing loans, and brokering financial transactions
What is the main objective of personal financial goals?
a. To maximize stock investments
b. To maximize individual utility
c. To maximize charity donations
d. To maximize owner wealth - ANSB. To maximize individual utility
Which task does the financial manager of a firm perform that involves the issuance of new stocks
and bonds?
a. Making financing decisions
,b. Managing working capital
c. Deciding on accounting standards
d. Making investing decisions - ANSA. Making financing decisions
Why is understanding the definition of finance important in managing personal finances?
a. It helps individuals compare the costs and benefits of an action to determine whether to take
that action.
b. It helps individuals act ethically with regard to finances.
c. It helps individuals understand legal issues related to finance.
d. It allows individuals to find an investment with the highest return possible. - ANSA. It helps
individuals compare the costs and benefits of an action to determine whether to take that action.
In which type of market would a company issue bonds or stocks for the first time?
a. Dealer market
b. Primary market
c. Secondary market
d. Money market - ANSPrimary market
Which type of financial institution is a mutual fund?
a. Contractual institution
b. Depository institution
c. Investment institution
d. Federal institution - ANSInvestment institution
, Which financial institution specializes in managing and administering retirement funds?
a. Investment banks
b. Mutual funds
c. Pension funds
d. Private equity - ANSPension funds
Which type of economic indicator is the consumer price index?
a. Leading indicator
b. Coincident indicator
c. Forecasting indicator
d. Lagging indicator - ANSLagging indicator
What does the term ethical refer to?
a. The accepted standards of conduct that guide a person's behavior
b. An idea or thing used as a measure, norm, or model in comparative evaluations
c. One's beliefs about right and wrong, good and bad, or just and unjust
d. Following the laws and rules set by an authority - ANSThe accepted standards of conduct that
guide a person's behavior
A company's officers and board of directors are selling their stocks in the firm at higher prices
due to false accounting reports that made the stock seem more valuable than it truly was. Which
ethical issue is occurring in this situation?
a. Conflict between work and personal affairs
b. Maximizing shareholder value
