State farm certification - claims adjuster Exam Study Guide Solutions

State farm certification - claims adjuster Exam Study Guide Solutions Special Limits of Liability for 1. money - Ans:-$200 for money or coins whats covered under dwelling - Ans:-tures attached to dwelling ials/supplies on or adjacent to residence premises for construction use or alteration of the premises. ation, footings, floor slabs supporting dwelling -wall to wall carpeting other structures separated by clear space are.... such as - Ans:-covered. Structures connected to the dwelling by only a fence, utility line, or similar connection are considered to be other structures. We do not cover other structures: - Ans:- permanently attached to or otherwise forming a ©GRACEAMELIA 2024/2025 ACADEMIC YEAR. ALL RIGHTS RESERVED FIRST PUBLISH OCTOBER 2024 Page 2/12 part of the realty; in whole or in part for business purposes; or d or held for rental to a person not a tenant of the dwelling, unless used solely as a private garage. land, costs to replace/stabilize or store lands are ____ covered - Ans:-not Cov A 1.At your request, we will cover personal property owned by others while____ will also cover personal property owned by a guest or a residence employee, while_____ - Ans:-the property is on the part of the residence premises occupied exclusively by an insured. property is in any other residence occupied by an insured. ©GRACEAMELIA 2024/2025 ACADEMIC YEAR. ALL RIGHTS RESERVED FIRST PUBLISH OCTOBER 2024 Page 3/12 Cov B We cover personal property usually situated at an in- sured's residence, other than the residence premises, for up to ___or ____of the Coverage ____ limit, whichever is greater. - Ans:-$1,000 or 10%, B limit. Additional Living Expense is for up to (time) - Ans:-for up to 24 months. Our payment is limited to incurred costs for the shortest of: (a) the time required to repair or replace the