TEST BANK
Financial Planning and Personal Finance,
Australia and New Zealand,
1st Edition by E. Thomas Garman
Complete Chapters Test Bank
are included (Ch 1 to 18)
** Immediate Download
** Swift Response
** All Chapters included
,Table of Contents are given below
1 Understanding personal finance
2 Career planning
3 Financial statements, tools and budgets
4 Managing income taxes
5 Managing savings accounts
6 Building and maintaining good credit
7 Credit cards and consumer loans
8 Obtaining affordable housing
9 Managing property and liability risk
10 Planning for health care expenses
11 Life insurance planning
12 Investment fundamentals
13 Investing in shares and bonds
14 Managed and exchange traded funds
15 Real estate and alternative investments
16 Managed funds/superannuation
17 Retirement and estate planning
18 Estimating social security benefits
,Name: Class: Date:
1 Understanding personal finance
1. Financial literacy is your knowledge of facts, concepts, principles, and technological tools that are fundamental to be
smart about money.
a. True
b. False
ANSWER: True
POINTS: 1
DIFFICULTY: Easy
REFERENCES: Recognise the keys to achieving financial success
QUESTION TYPE: True / False
HAS VARIABLES: False
KEYWORDS: Bloom’s: Remembering
OTHER: Analytic
DATE CREATED: 9/28/2022 2:28 AM
DATE MODIFIED: 10/5/2022 4:21 AM
2. Being financially responsible is being knowledgeable about facts, concepts, principles, and technological tools that are
fundamental to be smart about money.
a. True
b. False
ANSWER: False
POINTS: 1
DIFFICULTY: Easy
REFERENCES: Recognise the keys to achieving financial success
QUESTION TYPE: True / False
HAS VARIABLES: False
KEYWORDS: Bloom’s: Remembering
OTHER: Analytic
NOTES: being financially responsibility means that you are accountable for your financial well-
being and strive to make good financial decisions 1.1
DATE CREATED: 9/28/2022 2:30 AM
DATE MODIFIED: 10/5/2022 4:21 AM
Page 1
, Name: Class: Date:
1 Understanding personal finance
3. Personal finance is the study of personal and family resources considered important in achieving financial success.
a. True
b. False
ANSWER: True
POINTS: 1
DIFFICULTY: Easy
REFERENCES: Recognise the keys to achieving financial success
QUESTION TYPE: True / False
HAS VARIABLES: False
KEYWORDS: Bloom’s: Remembering
OTHER: Analytic
NOTES: NOTES: 1.1
DATE CREATED: 9/28/2022 3:07 AM
DATE MODIFIED: 10/5/2022 4:21 AM
4. Financial success is marked by having high wealth.
a. True
b. False
ANSWER: False
POINTS: 1
DIFFICULTY: Moderate
REFERENCES: Recognise the keys to achieving financial success
QUESTION TYPE: True / False
HAS VARIABLES: False
KEYWORDS: Bloom’s: Understanding
OTHER: Analytic
NOTES: financial success is the achievement of financial aspirations that are desired,
planned or attempted. 1.1
DATE CREATED: 9/28/2022 3:11 AM
DATE MODIFIED: 10/5/2022 4:21 AM
Page 2
Financial Planning and Personal Finance,
Australia and New Zealand,
1st Edition by E. Thomas Garman
Complete Chapters Test Bank
are included (Ch 1 to 18)
** Immediate Download
** Swift Response
** All Chapters included
,Table of Contents are given below
1 Understanding personal finance
2 Career planning
3 Financial statements, tools and budgets
4 Managing income taxes
5 Managing savings accounts
6 Building and maintaining good credit
7 Credit cards and consumer loans
8 Obtaining affordable housing
9 Managing property and liability risk
10 Planning for health care expenses
11 Life insurance planning
12 Investment fundamentals
13 Investing in shares and bonds
14 Managed and exchange traded funds
15 Real estate and alternative investments
16 Managed funds/superannuation
17 Retirement and estate planning
18 Estimating social security benefits
,Name: Class: Date:
1 Understanding personal finance
1. Financial literacy is your knowledge of facts, concepts, principles, and technological tools that are fundamental to be
smart about money.
a. True
b. False
ANSWER: True
POINTS: 1
DIFFICULTY: Easy
REFERENCES: Recognise the keys to achieving financial success
QUESTION TYPE: True / False
HAS VARIABLES: False
KEYWORDS: Bloom’s: Remembering
OTHER: Analytic
DATE CREATED: 9/28/2022 2:28 AM
DATE MODIFIED: 10/5/2022 4:21 AM
2. Being financially responsible is being knowledgeable about facts, concepts, principles, and technological tools that are
fundamental to be smart about money.
a. True
b. False
ANSWER: False
POINTS: 1
DIFFICULTY: Easy
REFERENCES: Recognise the keys to achieving financial success
QUESTION TYPE: True / False
HAS VARIABLES: False
KEYWORDS: Bloom’s: Remembering
OTHER: Analytic
NOTES: being financially responsibility means that you are accountable for your financial well-
being and strive to make good financial decisions 1.1
DATE CREATED: 9/28/2022 2:30 AM
DATE MODIFIED: 10/5/2022 4:21 AM
Page 1
, Name: Class: Date:
1 Understanding personal finance
3. Personal finance is the study of personal and family resources considered important in achieving financial success.
a. True
b. False
ANSWER: True
POINTS: 1
DIFFICULTY: Easy
REFERENCES: Recognise the keys to achieving financial success
QUESTION TYPE: True / False
HAS VARIABLES: False
KEYWORDS: Bloom’s: Remembering
OTHER: Analytic
NOTES: NOTES: 1.1
DATE CREATED: 9/28/2022 3:07 AM
DATE MODIFIED: 10/5/2022 4:21 AM
4. Financial success is marked by having high wealth.
a. True
b. False
ANSWER: False
POINTS: 1
DIFFICULTY: Moderate
REFERENCES: Recognise the keys to achieving financial success
QUESTION TYPE: True / False
HAS VARIABLES: False
KEYWORDS: Bloom’s: Understanding
OTHER: Analytic
NOTES: financial success is the achievement of financial aspirations that are desired,
planned or attempted. 1.1
DATE CREATED: 9/28/2022 3:11 AM
DATE MODIFIED: 10/5/2022 4:21 AM
Page 2
