When describing a Medigap policy to an older adult patient, which statement by the nurse is most
accurate?
"Medigap is a government policy that pays some of your medical bills. Medigap is purchased by you
privately to cover costs not covered by Medicare."
"Medicare is a government policy that pays some of your medical bills. Medicaid is purchased by you
privately to cover costs not covered by Medicare."
"Medicare is a government policy that pays some of your medical bills. A Medigap policy is purchased by
you privately to cover costs not covered by Medicare."
"Medicaid is a government policy that pays some of your medical bills. Medicare is purchased by you
privately to cover costs not covered by Medicare." - Correct Answer "Medicare is a government policy
that pays some of your medical bills. A Medigap policy is purchased by you privately to cover costs not
covered by Medicare."
Medicare is a government policy that pays some of the patient's medical bills. A Medigap policy is
purchased by the patient privately to cover costs not covered by Medicare. It is private health insurance
designed to supplement Medicare coverage. If a patient cannot afford to purchase a Medigap policy,
they may qualify for Medicaid, a government program for those with low income.
Which statement most accurately describes health policy?
"Health policy ensures that healthcare organizations will achieve their goals."
"Health policy refers to actions taken by populations that consist of individuals who are in need of
change."
,"Health policy ensures that individuals will reach their health-related objectives."
"Health policy includes governmental actions that affect patients' abilities to reach healthcare goals." -
Correct Answer "Health policy includes governmental actions that affect patients' abilities to reach
healthcare goals."
Health policy refers to actions and choices by government bodies and professional organizations that
affect the ability of healthcare organizations and individuals in the healthcare system to reach their
healthcare goals. Health policy does not guarantee achievement of goals and objectives.
Which agency is responsible for administering a law once it has passed?
The president
An executive branch agency of the federal or state government
A judicial branch agency of the federal or state government
The federal or state senate - Correct Answer An executive branch agency of the federal or state
government
Once a law has been passed, the executive branch of the federal or state government is responsible for
administering it. The judicial branch has the responsibility for enforcing a law. No one role is responsible
for administering a law.
The nurse has just been hired at a home care agency and is asked to choose an insurance plan. The
nurse selects a consumer-driven healthcare plan (CDHP).
Which statement describes this plan?
, Insurance designed to supplement Medicare coverage
Employer-sponsored coverage that combines a private insurance plan with a health savings account
(HSA) or health reimbursement account (HRA)
An insurance plan that limits coverage to healthcare providers who contract with that specific health
maintenance organization (HMO)
A hybrid of a point-of-service (PPO) and a health maintenance organization (HMO) - Correct Answer
Employer-sponsored coverage that combines a private insurance plan with a health savings account
(HSA) or health reimbursement account (HRA)
The CDHP is a type of employer-sponsored coverage that combines a private insurance plan with a
health savings account (HSA) or health reimbursement account (HRA). A Medigap policy is private
insurance designed to supplement Medicare. A health maintenance organization (HMO) is an insurance
plan that limits coverage to healthcare providers who contract with that specific HMO. A point-of-
service plan is a hybrid of a preferred provider organization (PPO) and an HMO.
A graduate nurse is applying for licensure.
Which agency will issue the nursing license?
State agency
County agency
Local agency
Federal agency - Correct Answer State agency