MHA 708 EXAM D QUESTIONS AND ANSWERS WITH
COMPLETE SOLUTIONS GRADED A++
What proportion of insured Americans have private health insurance?
62%
What proportion of insured Americans have public health insurance?
28%
What were the four major impacts of the recent healthcare reform (ACA)?
1. <26 y/o can be on parent's plan
2. ACA Marketplace Plans introduced
3. Pre-existing conditions "eliminated"
4. Uninsured at < 9 % after ACA
The US spends XX% of GDP on HC (NHE) annually. In covid, this was inflated to
XX% in 2020.
18.5% ; 19.2%
The US spends $XXXXX per capita on HC. In 2020, this was inflated to $XXXXX
due to covid.
$11,700 ; $12,530
What percent of the money for US healthcare comes from private insurance?
32%
What percent of the money for US healthcare comes from government payors?
, 40%
(medicare 21%, medicaid 16%, other 3%)
What percent of the money for US healthcare comes from OOP?
11%
What percent of the money spent in healthcare goes to hospitals?
31%
What percent of the money spent in healthcare goes to physicians?
20%
What percent of the money spent in healthcare goes to pharma?
10%
What factors in America contribute to high healthcare costs?
*Emphasis on curing disease rather than maintaining wellness (reactive)
*Extensive use of technology in delivering healthcare
*Inefficiency of a multiple third-party payer system
*Increase in the elderly population and accompanying chronic illness (demographic
shift)
*Waste and abuse within the system, resulting in part from practice variations across
geographic areas (who's at fault?)
*General inflation
*Practice of defensive medicine
*PRICE is #1 driver of HC cost
_______ is #1 driver of HC cost
Price
COMPLETE SOLUTIONS GRADED A++
What proportion of insured Americans have private health insurance?
62%
What proportion of insured Americans have public health insurance?
28%
What were the four major impacts of the recent healthcare reform (ACA)?
1. <26 y/o can be on parent's plan
2. ACA Marketplace Plans introduced
3. Pre-existing conditions "eliminated"
4. Uninsured at < 9 % after ACA
The US spends XX% of GDP on HC (NHE) annually. In covid, this was inflated to
XX% in 2020.
18.5% ; 19.2%
The US spends $XXXXX per capita on HC. In 2020, this was inflated to $XXXXX
due to covid.
$11,700 ; $12,530
What percent of the money for US healthcare comes from private insurance?
32%
What percent of the money for US healthcare comes from government payors?
, 40%
(medicare 21%, medicaid 16%, other 3%)
What percent of the money for US healthcare comes from OOP?
11%
What percent of the money spent in healthcare goes to hospitals?
31%
What percent of the money spent in healthcare goes to physicians?
20%
What percent of the money spent in healthcare goes to pharma?
10%
What factors in America contribute to high healthcare costs?
*Emphasis on curing disease rather than maintaining wellness (reactive)
*Extensive use of technology in delivering healthcare
*Inefficiency of a multiple third-party payer system
*Increase in the elderly population and accompanying chronic illness (demographic
shift)
*Waste and abuse within the system, resulting in part from practice variations across
geographic areas (who's at fault?)
*General inflation
*Practice of defensive medicine
*PRICE is #1 driver of HC cost
_______ is #1 driver of HC cost
Price
