LATEST CIPP / E EXAM ACTUAL EXAM QUESTIONS AND
CORRECT DETAILED ANSWERS (100% CORRECT
VERIFIED ANSWERS) LATEST UPDATES 2024 |ALREADY
GRADED A+ (BRAND NEW!!) CIPP/ E EXAM
Access - ANSWER: The ability to view personal information held by an organization.
This may be supplemented by allowing updates or corrections to the information.
U.S. laws often provide for access and correction when the information is used for
any type of substantive decision making, such as for credit reports.
Americans with Disabilities Act (ADA) - ANSWER: Bars discrimination against qualified
individuals with disabilities; places restrictions on pre-employment medical
screening.
Consumer Financial Protection Bureau (CFPB) - ANSWER: Has enforcement power for
unfair, deceptive or abusive acts and practices for financial institutions.
Choice - ANSWER: The ability to specify whether personal information will be
collected and/or how it will be used or disclosed. Choice can be express or implied.
Common Law - ANSWER: Legal principles that have developed over time in judicial
decisions (case law), often drawing on social customs and expectations.
Consent Decree - ANSWER: A judgment entered by consent of the parties (a federal
or state agency and an adverse party) whereby the defendant agrees to stop alleged
illegal activity, typically without admitting guilt or wrongdoing.
Consumer Reporting Agency (CRA) - ANSWER: Any person or entity that complies or
evaluates personal information for the purpose of furnishing consumer reports to
third parties for a fee.
Data Breach - ANSWER: The intentional or unintentional release of secure
information to an untrusted environment.
Data Classification - ANSWER: Defines the clearance of individuals who can access or
handle a given set of data, as well as the baseline level of protection that is
appropriate for that data.
Deceptive Trade Practices - ANSWER: Along with unfair trade practices, behavior of
an organization that can be enforced against by the FTC.
Defamation - ANSWER: Any act or communication intending to harm the reputation
of another as to lower him in the estimation of the community or to deter third
persons from associating or dealing with him.
, Electronic Discovery (e-discovery) - ANSWER: Discovery in civil litigation dealing with
the exchange of information in electronic format, often requiring digital forensics
analysis.
Electronically Stored Information (ESI) - ANSWER: A category of information that can
include e-mail, word-processing documents, server logs, instant messaging
transcripts, voicemail systems, social networking records, thumb drives, or data on
SD cards.
Equal Employment Opportunity Commission (EEOC) - ANSWER: A federal agency
overseeing many laws preventing discrimination in the workplace, include Title VII of
the Civil Rights Act, the Age Discrimination in Employment Act of 1967 (ADEA) and
Titles I and V of the Americans with Disabilities Act of 1990 (ADA).
Evidentiary Privilege - ANSWER: Privileges limiting or prohibiting disclosure of
personal information in the context of investigations and litigation, such as attorney-
client privilege.
Fair Credit Reporting Act (FCRA) - ANSWER: Enacted in 1970 to regulate the
consumer reporting industry and provide privacy rights in consumer reports, FCRA
mandates accurate and relevant data collection, provides consumers with the ability
to access and correct their information, and limits the use of consumer reports to
defined permissible purposes.
Federal Trade Commission (FTC) - ANSWER: An independent consumer protection
agency governed by a chairman and four other commissioners with the authority to
enforce against unfair and deceptive trade practices.
Global Privacy Enforcement Network (GPEN) - ANSWER: Established in 2010 by the
FTC and enforcement authorities from around the world, the GPEN aims to promote
cross-border information sharing as well as investigation and enforcement
cooperation among privacy authorities around the world.
Gramm-Leach Bliley Act (GLBA) - ANSWER: Alo known as the Financial Services
Modernization Act of 1999, GLBA is a United States federal law to control the ways
that financial institutions deal with the private information of individuals.
Health Information - ANSWER: Any information related to the past, present or future
physical or mental condition, provision of health care or payment for health care for
a specific individual.
Health Insurance Portability and Accountability Act of 1996 (HIPAA) - ANSWER: A
U.S. law passed to create national standards for electronic healthcare transactions,
among other purposes. HIPAA required the U.S. Department of Health and Human
Services to promulgate regulations to protect the privacy and security of personal
health information. The basic rule is that patients have to opt-in before their
CORRECT DETAILED ANSWERS (100% CORRECT
VERIFIED ANSWERS) LATEST UPDATES 2024 |ALREADY
GRADED A+ (BRAND NEW!!) CIPP/ E EXAM
Access - ANSWER: The ability to view personal information held by an organization.
This may be supplemented by allowing updates or corrections to the information.
U.S. laws often provide for access and correction when the information is used for
any type of substantive decision making, such as for credit reports.
Americans with Disabilities Act (ADA) - ANSWER: Bars discrimination against qualified
individuals with disabilities; places restrictions on pre-employment medical
screening.
Consumer Financial Protection Bureau (CFPB) - ANSWER: Has enforcement power for
unfair, deceptive or abusive acts and practices for financial institutions.
Choice - ANSWER: The ability to specify whether personal information will be
collected and/or how it will be used or disclosed. Choice can be express or implied.
Common Law - ANSWER: Legal principles that have developed over time in judicial
decisions (case law), often drawing on social customs and expectations.
Consent Decree - ANSWER: A judgment entered by consent of the parties (a federal
or state agency and an adverse party) whereby the defendant agrees to stop alleged
illegal activity, typically without admitting guilt or wrongdoing.
Consumer Reporting Agency (CRA) - ANSWER: Any person or entity that complies or
evaluates personal information for the purpose of furnishing consumer reports to
third parties for a fee.
Data Breach - ANSWER: The intentional or unintentional release of secure
information to an untrusted environment.
Data Classification - ANSWER: Defines the clearance of individuals who can access or
handle a given set of data, as well as the baseline level of protection that is
appropriate for that data.
Deceptive Trade Practices - ANSWER: Along with unfair trade practices, behavior of
an organization that can be enforced against by the FTC.
Defamation - ANSWER: Any act or communication intending to harm the reputation
of another as to lower him in the estimation of the community or to deter third
persons from associating or dealing with him.
, Electronic Discovery (e-discovery) - ANSWER: Discovery in civil litigation dealing with
the exchange of information in electronic format, often requiring digital forensics
analysis.
Electronically Stored Information (ESI) - ANSWER: A category of information that can
include e-mail, word-processing documents, server logs, instant messaging
transcripts, voicemail systems, social networking records, thumb drives, or data on
SD cards.
Equal Employment Opportunity Commission (EEOC) - ANSWER: A federal agency
overseeing many laws preventing discrimination in the workplace, include Title VII of
the Civil Rights Act, the Age Discrimination in Employment Act of 1967 (ADEA) and
Titles I and V of the Americans with Disabilities Act of 1990 (ADA).
Evidentiary Privilege - ANSWER: Privileges limiting or prohibiting disclosure of
personal information in the context of investigations and litigation, such as attorney-
client privilege.
Fair Credit Reporting Act (FCRA) - ANSWER: Enacted in 1970 to regulate the
consumer reporting industry and provide privacy rights in consumer reports, FCRA
mandates accurate and relevant data collection, provides consumers with the ability
to access and correct their information, and limits the use of consumer reports to
defined permissible purposes.
Federal Trade Commission (FTC) - ANSWER: An independent consumer protection
agency governed by a chairman and four other commissioners with the authority to
enforce against unfair and deceptive trade practices.
Global Privacy Enforcement Network (GPEN) - ANSWER: Established in 2010 by the
FTC and enforcement authorities from around the world, the GPEN aims to promote
cross-border information sharing as well as investigation and enforcement
cooperation among privacy authorities around the world.
Gramm-Leach Bliley Act (GLBA) - ANSWER: Alo known as the Financial Services
Modernization Act of 1999, GLBA is a United States federal law to control the ways
that financial institutions deal with the private information of individuals.
Health Information - ANSWER: Any information related to the past, present or future
physical or mental condition, provision of health care or payment for health care for
a specific individual.
Health Insurance Portability and Accountability Act of 1996 (HIPAA) - ANSWER: A
U.S. law passed to create national standards for electronic healthcare transactions,
among other purposes. HIPAA required the U.S. Department of Health and Human
Services to promulgate regulations to protect the privacy and security of personal
health information. The basic rule is that patients have to opt-in before their
