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Cynthia is turning 65 on July 5. Her Medicare Part A and Part B will be effective
on July 1. Using her Initial Election Period (IEP), when can she submit an
application for a Medicare Advantage or Prescription Drug plan?
March 1 through July 31
April 1 through October 31
July 1 through December 30
June 1 through July 31
Not July 1 - Dec 30 - WRONG
April 1 through October 31 - CORRECT
Annual Election Period (AEP) is a time when. . .
Consumers can only disenroll from their Medicare Advantage or Prescription
Drug Plan and return to Original Medicare.
Consumers can only enroll in a Medicare Advantage Plan or switch to a different
Medicare Advantage plan.
Consumers can elect to switch to a different plan or join a Medicare Advantage
plan or Prescription Drug Plan.
Only certain Medicare-eligible consumers can make changes.
Consumers can elect to switch to a different plan or join a Medicare Advantage plan or
Prescription Drug Plan.
Which statement regarding Star Ratings is true?
Medicare uses a 5-star rating system to illustrate a plan's performance and
quality.
The agent said that the Star Ratings are based on a plan's performance from two
years ago and, therefore, do not accurately reflect a plan's current value.
Star Ratings are based on a plan's performance from the prior year and,
therefore, may not accurately reflect a plan's current value.
Medicare uses a 5-star rating system to illustrate the plan's relative popularity in a
market as measured by membership and retention rates.
Medicare uses a 5-star rating system to illustrate a plan's performance and quality.
Which of the following is not considered unsolicited contact with a Medicare
eligible consumer according to CMS regulations and UnitedHealthcare's rules,
policies, and procedures?
Emailing a marketing brochure to a consumer whose email address was obtained
on a purchased lead list.
Approaching a consumer in a common area of a senior living complex.
Placing a marketing brochure on the door handle of the consumer's residence.
Mailing a marketing brochure to the consumer via postal mail.
Mailing a marketing brochure to the consumer via postal mail
, What information should be obtained from the consumer when conducting a
thorough needs assessment? (Select 2)
The providers they see and medications they take to determine network and
formulary status.
Their current health care coverage, including what they like about it and what
they don't.
Their favorite foods and hygiene products to determine if they are covered by a
grocery allowance
The providers they see and medications they take to determine network and formulary
status.
Their current health care coverage, including what they like about it and what they don't.
When completing an enrollment application in LEAN, why is an agent prohibited
from entering his or her own email address in a field available for the consumer's
email address?
The enrollment application may be denied.
The consumer/member would not receive plan related correspondence intended
for him/her.
The agent may experience commission payment processing issues.
The consumer/member would not receive plan related correspondence intended for
him/her
What is the purpose of the Statement of Understanding?
It ensures that when consumers sign the Medicare Advantage and/or Part D
Enrollment Application, they are acknowledging their understanding of monthly
premiums and deductibles.
It ensures that when consumers sign the Medicare Advantage and/or Part D
Enrollment Application, they are acknowledging their understanding of standard
enrollment and disenrollment procedures.
It ensures that when consumers complete the Medicare Advantage and/or Part D
Enrollment Application, they are acknowledging their understanding that they are
actually enrolling, in which plan they are enrolling, and standard disclosures.
It ensures that when consumers complete the Medicare Advantage and/or Part D
Enrollment Application, they are acknowledging their understanding that they are
actually enrolling, in which plan they are enrolling, and standard disclosures
Which of the following must an agent obtain from the consumer no less than 48
hours (unless an exception applies) before an in-person, online, or telephonic
marketing appointment?
Scope of Appointment
Statement of Understanding
Permission to Call
Scope of Appointment
Which statement is accurate when a consumer has a Power of Attorney (POA)?
The POA may attend a personal/individual marketing appointment with the
consumer but has no authority to sign the Enrollment Application.
If the POA signs the Enrollment Application, they must be able to provide
documentation upon request by the Plan that indicates authority under state law
to enroll the consumer.