RMI 3011 quiz 9 with complete solutions
to pass
Which of the following statements is ( are ) true regarding renters insurance ?
I. Renters insurance is needed if you rent a house , but is not needed if you rent an
apartment .
II. The ISO renter's policy provides open perils ( " all - risks " ) coverage on the insured's personal
property . - correct answer ✔✔neither I nor II
Persons insured under Section I of the Homeowners 3 policy include which of the following?
I. A spouse of the named insured if living in the same household
II. The named insured's children who are under age 24 and who are full - time college students - correct
answer ✔✔both I and II
Which of the following is a covered peril under the personal property coverage ( Coverage C ) of an
unendorsed Homeowners 3 policy ? - correct answer ✔✔windstorm
Which of the following statements about covered perils under the personal property coverage
( Coverage C ) of the Homeowners 3 policy is true ? - correct answer ✔✔Theft losses to boats and
watercraft are covered only if they occur at the insured's residence .
Which of the following types of water damage is covered under an unendorsed Homeowners 3 policy ? -
correct answer ✔✔damage from water that overflows from a malfunctioning washing machine
All of the following persons are insured for personal liability under the homeowners policy EXCEPT -
correct answer ✔✔nonresident employees of the named insured .
Persons insured for personal liability under the homeowners policy include which of the following ?
I. Relatives while visiting the named insured .
II. Overnight guests who are not relatives of the named insured . - correct answer ✔✔neither I nor II
to pass
Which of the following statements is ( are ) true regarding renters insurance ?
I. Renters insurance is needed if you rent a house , but is not needed if you rent an
apartment .
II. The ISO renter's policy provides open perils ( " all - risks " ) coverage on the insured's personal
property . - correct answer ✔✔neither I nor II
Persons insured under Section I of the Homeowners 3 policy include which of the following?
I. A spouse of the named insured if living in the same household
II. The named insured's children who are under age 24 and who are full - time college students - correct
answer ✔✔both I and II
Which of the following is a covered peril under the personal property coverage ( Coverage C ) of an
unendorsed Homeowners 3 policy ? - correct answer ✔✔windstorm
Which of the following statements about covered perils under the personal property coverage
( Coverage C ) of the Homeowners 3 policy is true ? - correct answer ✔✔Theft losses to boats and
watercraft are covered only if they occur at the insured's residence .
Which of the following types of water damage is covered under an unendorsed Homeowners 3 policy ? -
correct answer ✔✔damage from water that overflows from a malfunctioning washing machine
All of the following persons are insured for personal liability under the homeowners policy EXCEPT -
correct answer ✔✔nonresident employees of the named insured .
Persons insured for personal liability under the homeowners policy include which of the following ?
I. Relatives while visiting the named insured .
II. Overnight guests who are not relatives of the named insured . - correct answer ✔✔neither I nor II
