HUD Certification Exam/ 115 Quizzes & Correct
Ans
Legally enforceable terms that govern the use of real estate - Answer: Deed
Restrictions
The practice of refusing to make residential loans or imposing more onerous
terms on any loans made because of the predominant race, color, national origin,
religion, sex, disability, or familial status of the area's residents. - Answer:
Redlining
Following the assassination of Dr. Martin Luther King Jr., Congress passed what
monumental piece of legislation, which prohibits discrimination in housing sales,
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,rentals, and financing based on race, color, national origin, religion, sex, disability
and familial status? - Answer: Civil Rights Act of 1968
The Fair Housing Act, as amended, protects how many characteristics? - Answer: 7
A property manager of an apartment complex that receives federal financial
assistance installs a ramp so that a tenant in a wheelchair can easily access her
first-floor apartment. - Answer: Reasonable Modification
Housing provider has a policy of requiring tenants to come to the rental office to
pay their rent. A tenant with a mental disability, who is afraid to leave her unit, is
allowed to mail her rent payment. - Answer: Reasonable Accommodation
The Fair Housing Act does not prohibit a lender from showing potential clients
information about different loans. - Answer: True
Provides annual funding to state and local agencies that enforce fair housing laws
that are substantially equivalent to the Fair Housing Act. These funds go towards
an agency's capacity building, administrative costs, investigative and enforcement
efforts, training and other projects designed to support enforcement of fair
housing law. - Answer: Fair Housing Assistance Program (FHAP)
Provides funding to fair housing organizations and nonprofits that assist people
who may have been victims of housing discrimination. - Answer: Fair Housing
Initiatives Program (FHIP)
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, Aim is to identify groups of people who would benefit most if targeted by the
campaign, the characteristics of these people, and their expectations. - Answer:
Marketing Analysis
The opportunity to increase awareness of the plans and actions of housing
industry members, private organizations and foundations, public housing
agencies, neighborhood groups, regional organizations, and others to further fair
housing objectives. - Answer: Networking Event
The section of the credit report that contains employer details. - Answer: Personal
Information
The section of a credit report that contains information about a student loan. -
Answer: Account Information
The section of the credit report that contains court information such as a
bankruptcy. - Answer: Public Records
The section of the credit report that will show recent attempts to open a credit
card. - Answer: Inquiries
The section of the credit report that contains information about how to correct
inaccuracies. - Answer: Consumer Rights
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Ans
Legally enforceable terms that govern the use of real estate - Answer: Deed
Restrictions
The practice of refusing to make residential loans or imposing more onerous
terms on any loans made because of the predominant race, color, national origin,
religion, sex, disability, or familial status of the area's residents. - Answer:
Redlining
Following the assassination of Dr. Martin Luther King Jr., Congress passed what
monumental piece of legislation, which prohibits discrimination in housing sales,
Page 1 of 17
,rentals, and financing based on race, color, national origin, religion, sex, disability
and familial status? - Answer: Civil Rights Act of 1968
The Fair Housing Act, as amended, protects how many characteristics? - Answer: 7
A property manager of an apartment complex that receives federal financial
assistance installs a ramp so that a tenant in a wheelchair can easily access her
first-floor apartment. - Answer: Reasonable Modification
Housing provider has a policy of requiring tenants to come to the rental office to
pay their rent. A tenant with a mental disability, who is afraid to leave her unit, is
allowed to mail her rent payment. - Answer: Reasonable Accommodation
The Fair Housing Act does not prohibit a lender from showing potential clients
information about different loans. - Answer: True
Provides annual funding to state and local agencies that enforce fair housing laws
that are substantially equivalent to the Fair Housing Act. These funds go towards
an agency's capacity building, administrative costs, investigative and enforcement
efforts, training and other projects designed to support enforcement of fair
housing law. - Answer: Fair Housing Assistance Program (FHAP)
Provides funding to fair housing organizations and nonprofits that assist people
who may have been victims of housing discrimination. - Answer: Fair Housing
Initiatives Program (FHIP)
Page 2 of 17
, Aim is to identify groups of people who would benefit most if targeted by the
campaign, the characteristics of these people, and their expectations. - Answer:
Marketing Analysis
The opportunity to increase awareness of the plans and actions of housing
industry members, private organizations and foundations, public housing
agencies, neighborhood groups, regional organizations, and others to further fair
housing objectives. - Answer: Networking Event
The section of the credit report that contains employer details. - Answer: Personal
Information
The section of a credit report that contains information about a student loan. -
Answer: Account Information
The section of the credit report that contains court information such as a
bankruptcy. - Answer: Public Records
The section of the credit report that will show recent attempts to open a credit
card. - Answer: Inquiries
The section of the credit report that contains information about how to correct
inaccuracies. - Answer: Consumer Rights
Page 3 of 17
