EXAM | ALL QUESTIONS AND CORRECT
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A young couple comes into a Georgia real estate brokerage office and tells
an agent that they are looking for a home in a particular price range. Both
spouses are 25 years old. The agent who greeted them at the door tells
them that the firm normally doesn't work with people of their age group, but
in this case the agent will make an exception. This scenario is an example
of:
Select one:
a. Overt evidence of disparate treatment;
b. Comparative evidence of disparate treatment;
c. Evidence of disparate impact;
d. Both A and B above. ---------CORRECT ANSWER-----------------Overt
evidence of disparate treatment;
Which of the following protected classes were added in the Fair Housing
Amendments Act of 1988?
Select one:
a. Disability;
b. Familial status;
c. Both of the above;
d. None of the above. ---------CORRECT ANSWER-----------------c. Both of
the above;
Larry Licensee runs an ad for one of his listings. The ad contains the
phrase "nearby St. Andrew Roman Catholic Church." This would be
considered:
Select one:
a. Acceptable advertising if true;
b. A violation of the separation of church and state;
,c. A violation of the Civil Rights Act of 1866;
d. The use of a "trigger term" under the Fair Housing Act of 1968. ---------
CORRECT ANSWER-----------------d. The use of a "trigger term" under the
Fair Housing Act of 1968.
When HUD sends a complaint to a respondent, that respondent has how
many days to submit an answer to the complaint?
Select one:
a. 5 days;
b. 10 days;
c. 15 days;
d. 30 days; ---------CORRECT ANSWER-----------------b. 10 days;
If a seller is held liable for the actions of a real estate licensee representing
that seller, that would be an example of:
Select one:
a. Vicarious liability;
b. Indirect liability;
c. Subsidiary liability;
d. Employment liability. ---------CORRECT ANSWER-----------------a.
Vicarious liability;
What is the next step if a lawsuit shows conclusive evidence that a
particular policy of a lender or municipal government has had a disparate
impact on a protected class?
Select one:
a. The judge then determines the monetary damages to be paid to the
plaintiffs.
b. The case is then referred to HUD or the DOJ for criminal prosecution;
c. The plaintiff will then have to show that the policy is illegal;
d. The defendant will then have to show that the policy serves some
business necessity ---------CORRECT ANSWER-----------------d. The
defendant will then have to show that the policy serves some business
necessity
,A disabled tenant makes a request for a reasonable accommodation which
the property owner believes to be unreasonable. What further obligation
does the owner have to the tenant at that point?
Select one:
a. To investigate the possibility of a different accommodation that would
achieve the same objective but create less burden for the property owner;
b. To submit to mediation;
c. To submit the request to a court for further consideration;
d. None whatsoever.
Feedback ---------CORRECT ANSWER-----------------a. To investigate the
possibility of a different accommodation that would achieve the same
objective but create less burden for the property owner;
In today's economy, which of the following factors have most frequently
been involved in fair housing complaints against insurance companies?
Select one:
a. Insurance companies have denied coverage or charged higher
premiums to property owners who accept housing choice vouchers;
b. Connecticut law which requires property owners to accept housing
choice vouchers;
c. Both of the above;
d. None of the above. ---------CORRECT ANSWER-----------------c. Both of
the above;
Which of the following words or phrases in an advertisement would be
considered a violation of the Fair Housing Act?
Select one:
a. Walking distance to public transit;
b. Exclusive neighborhood;
c. Desirable neighborhood;
d. Mother-in-law suite. ---------CORRECT ANSWER-----------------b.
Exclusive neighborhood;
, In 1968 the Supreme court ruled in the Jones vs. Mayer Co. case. The
courts' decision upheld the law which provides protection on the basis of:
Select one:
a. Sexual discrimination;
b. Racial discrimination;
c. Discrimination on the basis of national origin
d. Religious discrimination ---------CORRECT ANSWER-----------------b.
Racial discrimination;
Which of the following phrases in a rental advertisement would be deemed
discriminatory against the disabled?
Select one:
a. Attractive independent living;
b. Walking distance to shopping;
c. Accessible for the disabled;
d. None of the above. ---------CORRECT ANSWER-----------------a. Attractive
independent living
Adeline is selling her own home as a For Sale By Owner (FSBO). On
Sunday, a full price offer is made by an Asian couple. Adeline refuses the
offer made by the couple. On Monday, Adeline accepts an offer, $4000
below the asking price from a Caucasian family. Has Adeline violated any
laws and if so which one?
Select one:
a. There is no violation because homeowners selling their own property are
exempt from Federal Fair Housing laws;
b. Adeline has violated the Federal Fair Housing Act of 1968;
c. Adeline has violated the Civil Rights Act of 1866;
d. Adeline has violated the state license laws. ---------CORRECT ANSWER-
----------------c. Adeline has violated the Civil Rights Act of 1866;