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Oklahoma Insurance License Exam
Questions With Verified Answers
Omar is covered by a disability income policy. He is hurt while performing an occupation more
hazardous than the occupation listed in his policy. The policy's change of occupation provision
will have what effect? - Answers✔A. Increase the benefit level
B. Reduce the benefit level
C. Increase the premiums
D. Decrease the premiums
An employer has a group life coverage for his employees. How would an employee in poor
health be treated in this situation? - Answers✔A. Approved on a graded basis
B. Not eligible for insurance on this plan
C. Eligible for the same type of coverage as the other employees
D. Must pay a rating based on risk.
1
ALL RIGHTS RESERVED.
Oklahoma Insurance License Exam
Questions With Verified Answers
Omar is covered by a disability income policy. He is hurt while performing an occupation more
hazardous than the occupation listed in his policy. The policy's change of occupation provision
will have what effect? - Answers✔A. Increase the benefit level
B. Reduce the benefit level
C. Increase the premiums
D. Decrease the premiums
An employer has a group life coverage for his employees. How would an employee in poor
health be treated in this situation? - Answers✔A. Approved on a graded basis
B. Not eligible for insurance on this plan
C. Eligible for the same type of coverage as the other employees
D. Must pay a rating based on risk.
1
