UGBA 135 FINAL Latest Update 2024-2025 Actual
Exam from Credible Source with 280 Questions
and 100% Verified Detailed Correct Answers
Guaranteed
1031 Exchange - CORRECT ANSWER: trade properties without paying tax
3 major rating industries - CORRECT ANSWER: moodys, fitch, standards and poors
401(K) - CORRECT ANSWER: portable
cant borrow money from plan
no guaranteed lifetime monthly benefit
you cant select investments like an IRA
80% of households - CORRECT ANSWER: have two people working
active investor - CORRECT ANSWER: spends more than 50% of working hours (over
750) actively in real estate
are medicare contributions tax deductible? - CORRECT ANSWER: yes
Are social security benefits taxable? - CORRECT ANSWER: Yes, 85% of them are
are social security contributions tax deductible? - CORRECT ANSWER: not for the
employees
Are the US government bonds taxable at the state and local level or both levels? -
CORRECT ANSWER: US government bonds and federal agency bonds are taxable
only federal
,ask - CORRECT ANSWER: the lowest price a seller is willing to sell at
bankruptcies are handled in which court? - CORRECT ANSWER: Federal court
Best time to buy a car - CORRECT ANSWER: christmas, new years - end of month
bid - CORRECT ANSWER: The highest price a buyer is willing to pay for a stock.
biggest reasons for prenups - CORRECT ANSWER: - divorce ... 50% of marriages have
them
bond discount - CORRECT ANSWER: amount below face value the bond is valued at in
the marketpace
bond premium - CORRECT ANSWER: amount above face value the bond is valued at
in the market place
bonds - CORRECT ANSWER: a loand that must be repaid after issuance - trade in the
open market above or below face value based on interest rates/changes in risk
can you and your parents both claim you for the temporary tax credit - CORRECT
ANSWER: no - you can only be claimed as a dependent on one return
capitalized cost - CORRECT ANSWER: price that you and the dealer agree upon for the
car to be valued at the time of the lease
think issue price
cash flow - CORRECT ANSWER: household income vs. monthly expenses
, close end funds - CORRECT ANSWER: pooled investment portfolios which raise money
by issuing shares in IPO. after, shares listed on exchange and publicly traded based on
supply and demand, not NAV
closed end funds - CORRECT ANSWER: pooled investment portfolios which raise
money by issuing in IPO. after, shares listed on exchange and publicly traded based on
supply and demand, not NAV.
common stock - CORRECT ANSWER: Share of ownership in corporation - limited
liability
liquid and volatile
Term used to describe the total amount paid in by stockholders for the shares they
purchase.
contribute the most that you can to - CORRECT ANSWER: an employed sponsor
retirement plan to get the biggest possible employer contribution
count it towards your 15% savings goal
Conventional wisdom - you profit in real estate when you - CORRECT ANSWER: buy a
property
corporate bonds - CORRECT ANSWER: interest taxed as ordinary income
Corporations - CORRECT ANSWER: Most large enterprises are chartered by the state
or country and are subject to the laws of that given country - will raise money by selling
shares of their stock
coupon yield - CORRECT ANSWER: fixed percentage rate of interest based upon the
par value of the bond
Credit Card Act - CORRECT ANSWER: Protected consumers from unfair and deceptive
credit card practices and gave cardholders additional rights; enacted in 2009.
Exam from Credible Source with 280 Questions
and 100% Verified Detailed Correct Answers
Guaranteed
1031 Exchange - CORRECT ANSWER: trade properties without paying tax
3 major rating industries - CORRECT ANSWER: moodys, fitch, standards and poors
401(K) - CORRECT ANSWER: portable
cant borrow money from plan
no guaranteed lifetime monthly benefit
you cant select investments like an IRA
80% of households - CORRECT ANSWER: have two people working
active investor - CORRECT ANSWER: spends more than 50% of working hours (over
750) actively in real estate
are medicare contributions tax deductible? - CORRECT ANSWER: yes
Are social security benefits taxable? - CORRECT ANSWER: Yes, 85% of them are
are social security contributions tax deductible? - CORRECT ANSWER: not for the
employees
Are the US government bonds taxable at the state and local level or both levels? -
CORRECT ANSWER: US government bonds and federal agency bonds are taxable
only federal
,ask - CORRECT ANSWER: the lowest price a seller is willing to sell at
bankruptcies are handled in which court? - CORRECT ANSWER: Federal court
Best time to buy a car - CORRECT ANSWER: christmas, new years - end of month
bid - CORRECT ANSWER: The highest price a buyer is willing to pay for a stock.
biggest reasons for prenups - CORRECT ANSWER: - divorce ... 50% of marriages have
them
bond discount - CORRECT ANSWER: amount below face value the bond is valued at in
the marketpace
bond premium - CORRECT ANSWER: amount above face value the bond is valued at
in the market place
bonds - CORRECT ANSWER: a loand that must be repaid after issuance - trade in the
open market above or below face value based on interest rates/changes in risk
can you and your parents both claim you for the temporary tax credit - CORRECT
ANSWER: no - you can only be claimed as a dependent on one return
capitalized cost - CORRECT ANSWER: price that you and the dealer agree upon for the
car to be valued at the time of the lease
think issue price
cash flow - CORRECT ANSWER: household income vs. monthly expenses
, close end funds - CORRECT ANSWER: pooled investment portfolios which raise money
by issuing shares in IPO. after, shares listed on exchange and publicly traded based on
supply and demand, not NAV
closed end funds - CORRECT ANSWER: pooled investment portfolios which raise
money by issuing in IPO. after, shares listed on exchange and publicly traded based on
supply and demand, not NAV.
common stock - CORRECT ANSWER: Share of ownership in corporation - limited
liability
liquid and volatile
Term used to describe the total amount paid in by stockholders for the shares they
purchase.
contribute the most that you can to - CORRECT ANSWER: an employed sponsor
retirement plan to get the biggest possible employer contribution
count it towards your 15% savings goal
Conventional wisdom - you profit in real estate when you - CORRECT ANSWER: buy a
property
corporate bonds - CORRECT ANSWER: interest taxed as ordinary income
Corporations - CORRECT ANSWER: Most large enterprises are chartered by the state
or country and are subject to the laws of that given country - will raise money by selling
shares of their stock
coupon yield - CORRECT ANSWER: fixed percentage rate of interest based upon the
par value of the bond
Credit Card Act - CORRECT ANSWER: Protected consumers from unfair and deceptive
credit card practices and gave cardholders additional rights; enacted in 2009.
