Managerial Economics Project
Submitted by: Maryam Zahoor & Sana Khan
Submitted To: Mr. Sarmad Fida
Submitted Date: Dec 12, 2024
Institution: Bank AL Habib
MANSOOR ALI KHAN
Chief Executive
ASHAR HUSAIN
Chief Financial Officer
MOHAMMAD RAFIQUDDIN MEHKARI
Director
FARHANA MOWJEE KHAN
Director
ABBAS D. HABIB
Chairman
1
, Table of Contents:
Introduction
Financial Ratios
Sales to profit Ratio
Sales to Cost Ratio
Sales to Tax Ratio
Per Share Profit Ratio
Debt to Equity Ratio
Current Ratio
Five Years Ratio Analysis
Graphs
Graphs Interpretations
Policy Recommendation
Trends in Ratios
Market Structure
References
Introduction:
1. History and Introduction of Bank AL Habib:
Bank AL Habib Limited started operations in 1992 with the Dawood Habib Group,
comprising the grandsons of Habib Esmail, who were permitted to set up a new bank after the
privatization of banking in 1991. The bank achieved significant milestones over time,
completing 25 years of operation in 2017. By 2023, it had an asset base of Rs. 2.74 trillion,
deposits of Rs. 1.93 trillion, profit before tax of Rs. 71.13 billion, and a network of 1,113
branches in 449 cities worldwide.
2. Initial Capital and Current Capital of Bank AL Habib
Initial Capital: Shareholders’ funds of Rs. 300 million at its inception in 1992.
Current Capital: Asset base of Rs. 2.74 trillion as of 2023.
3. When was Bank AL Habib established?
Established in: 1992.
4. Paid and Authorized Capital of Bank AL Habib:
The paid-up capital of Bank AL Habib is reported as PKR 12.62 billion, and the authorized
capital is PKR 15 billion as of the most recent data
5. Vision and Mission Statements of Bank Al-Habib:
Vision Statement:
“To be our customers’ most convenient and trusted bank.”
Mission Statement:
“To make banking safe, simple and pleasant.”
Financial Ratio Analysis:
1. Sales to Profit Ratio:
This ratio calculates the percentage of sales that are converted into profit. It helps measure a company's
2
Submitted by: Maryam Zahoor & Sana Khan
Submitted To: Mr. Sarmad Fida
Submitted Date: Dec 12, 2024
Institution: Bank AL Habib
MANSOOR ALI KHAN
Chief Executive
ASHAR HUSAIN
Chief Financial Officer
MOHAMMAD RAFIQUDDIN MEHKARI
Director
FARHANA MOWJEE KHAN
Director
ABBAS D. HABIB
Chairman
1
, Table of Contents:
Introduction
Financial Ratios
Sales to profit Ratio
Sales to Cost Ratio
Sales to Tax Ratio
Per Share Profit Ratio
Debt to Equity Ratio
Current Ratio
Five Years Ratio Analysis
Graphs
Graphs Interpretations
Policy Recommendation
Trends in Ratios
Market Structure
References
Introduction:
1. History and Introduction of Bank AL Habib:
Bank AL Habib Limited started operations in 1992 with the Dawood Habib Group,
comprising the grandsons of Habib Esmail, who were permitted to set up a new bank after the
privatization of banking in 1991. The bank achieved significant milestones over time,
completing 25 years of operation in 2017. By 2023, it had an asset base of Rs. 2.74 trillion,
deposits of Rs. 1.93 trillion, profit before tax of Rs. 71.13 billion, and a network of 1,113
branches in 449 cities worldwide.
2. Initial Capital and Current Capital of Bank AL Habib
Initial Capital: Shareholders’ funds of Rs. 300 million at its inception in 1992.
Current Capital: Asset base of Rs. 2.74 trillion as of 2023.
3. When was Bank AL Habib established?
Established in: 1992.
4. Paid and Authorized Capital of Bank AL Habib:
The paid-up capital of Bank AL Habib is reported as PKR 12.62 billion, and the authorized
capital is PKR 15 billion as of the most recent data
5. Vision and Mission Statements of Bank Al-Habib:
Vision Statement:
“To be our customers’ most convenient and trusted bank.”
Mission Statement:
“To make banking safe, simple and pleasant.”
Financial Ratio Analysis:
1. Sales to Profit Ratio:
This ratio calculates the percentage of sales that are converted into profit. It helps measure a company's
2
