Chapter 1 & 2 Health Accident and Life Insurance Test (South Carolina).pdf file:///C:/Users/HP/Desktop/New%20folder%20(3)/Chapter%201%
South Carolina Health Accident and Life
Insurance Test Chapter 1 & 2
Questions & Answers
1. What are the minimum requirements to a licensed producer in South Car-
olina?
Answer Be 18 years old, good morale character, not been convicted of a felony, pay
required licensing fees, pass state exam
2. What documentation is requested by the SC Department of Insurance to
process your application?
Answer SC DOI application, SLED criminal background check, exam status report
3. How does a producer become an agent?
Answer By getting appointed by insurance carriers
1/
1 of 12 12/10/2024, 7:38
,Chapter 1 & 2 Health Accident and Life Insurance Test (South Carolina).pdf file:///C:/Users/HP/Desktop/New%20folder%20(3)/Chapter%201%
4. Name the 3 types of Individual Licenses issued by the Director?
Answer Producer, Non-Resident, Broker
5. Who does a Broker represent?
Answer They represent the customer
6. How long is your insurance license good for?
Answer Indefinitely
7. Describe how the Director of Insurance gets the job?
Answer Is appointed by the Governor
8. The Director can examine the books and records of an insurer as often
, but must do so at least every years.
Answer as necessary, once, 5
9. When an insurer terminates a producer's appointment, the insurer must
notify the DOI of the termination.
Answer For business reasons within 30 days. For criminal reasons within 15 days.
2/
2 of 12 12/10/2024, 7:38
South Carolina Health Accident and Life
Insurance Test Chapter 1 & 2
Questions & Answers
1. What are the minimum requirements to a licensed producer in South Car-
olina?
Answer Be 18 years old, good morale character, not been convicted of a felony, pay
required licensing fees, pass state exam
2. What documentation is requested by the SC Department of Insurance to
process your application?
Answer SC DOI application, SLED criminal background check, exam status report
3. How does a producer become an agent?
Answer By getting appointed by insurance carriers
1/
1 of 12 12/10/2024, 7:38
,Chapter 1 & 2 Health Accident and Life Insurance Test (South Carolina).pdf file:///C:/Users/HP/Desktop/New%20folder%20(3)/Chapter%201%
4. Name the 3 types of Individual Licenses issued by the Director?
Answer Producer, Non-Resident, Broker
5. Who does a Broker represent?
Answer They represent the customer
6. How long is your insurance license good for?
Answer Indefinitely
7. Describe how the Director of Insurance gets the job?
Answer Is appointed by the Governor
8. The Director can examine the books and records of an insurer as often
, but must do so at least every years.
Answer as necessary, once, 5
9. When an insurer terminates a producer's appointment, the insurer must
notify the DOI of the termination.
Answer For business reasons within 30 days. For criminal reasons within 15 days.
2/
2 of 12 12/10/2024, 7:38