MT Notary Exam Questions & Answers A+ RATED

What are four elements of a notarial certificate? - the notary's seal/stamp the notary's signature the statement of particulars the venue A mt notary may preform in-person acknowledgements, jurats and witness signatures on tangible records... - in mt, north Dakota, Wyoming If the notarial certificate reads "this record was signed and sworn before me on Oct 1 2022 by John Smith," to properly preform the notarial act, the notary must... - Administer an oath and watch Mr. Smith sign the record What should a notary do every time after completing a notarial Certificate - carefully proofread the certificate to assure there are no errors or omissions What is Rule #1 for Mt notaries public? - the person who is signing the document must personally appear to the notary at the time of the notarization every single time. A notary should determine which of the following before notarizing a document - the signer's competency to sign the document the signer's willingness to sign the document What can a notary use to determine if a signer who is acting in a representative capacity has the authority to sign a document? - The document itself, if it indicates the name and title of the person appearing to the notary Personal knowledge that the person appearing to the notary has the authority to sign on behalf of the named principal an original or certified copy of another document, such a a power of attorney that grants the designated authority What are the steps that a notary must take to apply for a new commission or renew a current commission - pass the mt notary exam use the secretary of states online filing system to submit your application determine if the notary meets the eligibility requirements to hold a mt notary commission complete required approved training Obtain a notary surety bond What constitute "Satisfactory Evidence" for a notary to use when identifying a person for notarial purposes - current passport from canada the oath of a credible witness who is personally know to the principal and can be identified by the notary driver's license from wyoming that expired 2 years ago a university of mt student id card What type of notarial act is called for if the notarial certificate states, "this instrument was subscribed and sworn before me... - preforming a verification upon oath or affirmation(jurat) You are in the middle of a closing and the signer mentions that he was unaware that the terms of the loan included a provision that he would be obligated to make monthly payments to repay the mortgage, but he signs the loan papers anyway. Should you continue with the notarization? - No the signer must be "knowingly and willing signing the document for the purposes intended" in order for you to notarize his signature What is the main difference between taking an acknowledgment and witnessing a signature - An acknowledgement requires the signer to verbally declare that the signature is his/hers; signature witnessing requires the notary to actually see the signer sign the document What method of notarization would you be using if the signer was appearing to you via communications technology and the signer affixes his signature electronically and you sign with your electronic signature and seal - remote online notarization (R.O.N) Unless a notary transmits his or her journal(s) to the secretary of states office or an approved repositroy, the notary must retain his or her journal(s) for _________ years after the last notarial act chronicled in the journal - 10 What type of notarization requires the signer's presence via communication technology, the signer's electronic signature and the notary's electronic signature and seal/stamp - RON The secretary of state may revoke a mt notary commission if... - the notary uses False or misleading advertising representing that the notary has a duty, right, or privilege that the notary does not have the notary is not truthful on the notary application about the notary's qualifications for being appointed as a notary public the notary notarizes a document without the signer personally appearing before the notary the notary repeatedly fails to follow the laws and rules applicable to the office the notary performs the notarization using communications technology but has been approved to do so What is not required to be recorded in the notary's journal? - the venue where the notarization was performed True or false the official stamp of a mt notary must be rectangular impression in blue or black ink only - true What conditions must be met in order for a credible witness to be used to identify an individual signing a document - the credible witness personally appears to the notary at the time of the notarization the credible witness is willing to swear under penalty of perjury that he or she is personally knows the individual signing the document the credible witness can be identified by personal knowledge or satisfactory evidence the credible witness is not a party to, or beneficiary of, a transaction involving the document A mt notary's terms of commission is ______ years - 4 What is not one of the six steps to notarizing a signature - read the document to determine if it is legal