Ameriprise Financial Horvath Wealth
Management Exam Q&A 100% Solved
Client Segmentation - ✔✔Top-Tier:
Diamond = $1million +
Platinum = $500,000+
Gold = $350,000+
Bottom-Tier:
Silver = $100,000+
Bronze = >$100,000
Seasonal Client Servicing Model (Meet Quarterly) - ✔✔1. Goal Tracking
- Financial Position Update, Projected Cash Flow, Progress Reports, Life Changes
and Assumptions, Reaffirm Priorities
2. Asset Allocation
- Complete Portfolio Rebalancing/Re-Optimization, Asset Allocation Design,
401k guidance
3. Family, Security, and Cash Flow Review
1|Page
©JOSHCLAY 2025/2026. YEAR PUBLISHED 2025.
, - Cash Flow revisited, Annual Insurance Review, Estate Planning Strategies
4. Tax Planning
- Tax Information gathering, Coordination with tax professional, Tax Summary
Letter, Year End Strategy
How to Do PMT Reports: - ✔✔Client Viewer --> Portfolio Manager (From
Actions) --> Start date to end date --> Save as Last Name, First name, PMT +
Name of Report, Month and year TO PRE-MEETING FILES
If Top Tier --> Elite Report Package
How To Do Client Service Meeting Planner - ✔✔1. Names and Ages (Contact
Managers)
2. Family Names and Ages (Client Files --> Miguel --> recent MP)
3. Meeting Date (On Calendar)
4. Previous Meeting Date (Contact Manager --> Activities --> Last Start Date)
5. Client Since (Find on Contact Manager)
6. Initial PRE-MEET
7. GDC numbers (Box --> Client Management Folder --> GDC by Client Group)
8. SPS Fee (Thomson under Account Information --> Advisory Fee Info)
9. AFPS Fee (Client Viewer --> Financial Planning --> Fee Quoted)
2|Page
©JOSHCLAY 2025/2026. YEAR PUBLISHED 2025.
Management Exam Q&A 100% Solved
Client Segmentation - ✔✔Top-Tier:
Diamond = $1million +
Platinum = $500,000+
Gold = $350,000+
Bottom-Tier:
Silver = $100,000+
Bronze = >$100,000
Seasonal Client Servicing Model (Meet Quarterly) - ✔✔1. Goal Tracking
- Financial Position Update, Projected Cash Flow, Progress Reports, Life Changes
and Assumptions, Reaffirm Priorities
2. Asset Allocation
- Complete Portfolio Rebalancing/Re-Optimization, Asset Allocation Design,
401k guidance
3. Family, Security, and Cash Flow Review
1|Page
©JOSHCLAY 2025/2026. YEAR PUBLISHED 2025.
, - Cash Flow revisited, Annual Insurance Review, Estate Planning Strategies
4. Tax Planning
- Tax Information gathering, Coordination with tax professional, Tax Summary
Letter, Year End Strategy
How to Do PMT Reports: - ✔✔Client Viewer --> Portfolio Manager (From
Actions) --> Start date to end date --> Save as Last Name, First name, PMT +
Name of Report, Month and year TO PRE-MEETING FILES
If Top Tier --> Elite Report Package
How To Do Client Service Meeting Planner - ✔✔1. Names and Ages (Contact
Managers)
2. Family Names and Ages (Client Files --> Miguel --> recent MP)
3. Meeting Date (On Calendar)
4. Previous Meeting Date (Contact Manager --> Activities --> Last Start Date)
5. Client Since (Find on Contact Manager)
6. Initial PRE-MEET
7. GDC numbers (Box --> Client Management Folder --> GDC by Client Group)
8. SPS Fee (Thomson under Account Information --> Advisory Fee Info)
9. AFPS Fee (Client Viewer --> Financial Planning --> Fee Quoted)
2|Page
©JOSHCLAY 2025/2026. YEAR PUBLISHED 2025.
