Lars Wijnbelt
Studiejaar: 2025/2026
Modulecode: MBFR
S1143683
Commerciële Economie
Hogeschool Leiden
Hanna Kornaat
22-01-2025
1
,Inhoudsopgave
Moodboard................................................................................................................................................... 2
Verdienmodellen:.......................................................................................................................................... 3
Persoonlijk verdienmodel: Smoothie-& sapwagen..............................................................................................5
Product.............................................................................................................................................................5
Plaats................................................................................................................................................................5
Prijs..................................................................................................................................................................6
Promotie..........................................................................................................................................................6
1. Het verdienmodel...................................................................................................................................... 7
1.1. Investeringsbegroting....................................................................................................................................7
Uitleg investeringsbegroting............................................................................................................................7
1.2. Financieringsbegroting..................................................................................................................................9
Uitleg financieringsbegroting..........................................................................................................................9
Microkrediet aflossen......................................................................................................................................9
Dept ratio.......................................................................................................................................................10
1.3. Exploitatiebegroting per kwartaal, alles excl. btw......................................................................................10
Omzet excl. Btw.............................................................................................................................................10
Jaarplanning...................................................................................................................................................11
Inkoopkosten excl. btw..................................................................................................................................11
Afschrijfkosten...............................................................................................................................................12
Verzekeringskosten........................................................................................................................................13
Onderhoudskosten........................................................................................................................................13
Benzinekosten................................................................................................................................................13
Standplaatsvergunning aanvragen................................................................................................................13
Wegenbelasting.............................................................................................................................................14
Huur, standplaatsvergunning.........................................................................................................................14
Rentekosten...................................................................................................................................................14
1.4. Btw-begroting.............................................................................................................................................15
1.5. Liquiditeitsbegroting per kwartaal, alles inclusief btw...............................................................................16
Inkomsten/ontvangsten.....................................................................................................................................16
Saldo liquide middelen begin/eind.....................................................................................................................16
Totale betalingen/uitgaven................................................................................................................................16
2. Bronnenlijst............................................................................................................................................. 17
Moodboard
2
, Verdienmodellen:
3
Studiejaar: 2025/2026
Modulecode: MBFR
S1143683
Commerciële Economie
Hogeschool Leiden
Hanna Kornaat
22-01-2025
1
,Inhoudsopgave
Moodboard................................................................................................................................................... 2
Verdienmodellen:.......................................................................................................................................... 3
Persoonlijk verdienmodel: Smoothie-& sapwagen..............................................................................................5
Product.............................................................................................................................................................5
Plaats................................................................................................................................................................5
Prijs..................................................................................................................................................................6
Promotie..........................................................................................................................................................6
1. Het verdienmodel...................................................................................................................................... 7
1.1. Investeringsbegroting....................................................................................................................................7
Uitleg investeringsbegroting............................................................................................................................7
1.2. Financieringsbegroting..................................................................................................................................9
Uitleg financieringsbegroting..........................................................................................................................9
Microkrediet aflossen......................................................................................................................................9
Dept ratio.......................................................................................................................................................10
1.3. Exploitatiebegroting per kwartaal, alles excl. btw......................................................................................10
Omzet excl. Btw.............................................................................................................................................10
Jaarplanning...................................................................................................................................................11
Inkoopkosten excl. btw..................................................................................................................................11
Afschrijfkosten...............................................................................................................................................12
Verzekeringskosten........................................................................................................................................13
Onderhoudskosten........................................................................................................................................13
Benzinekosten................................................................................................................................................13
Standplaatsvergunning aanvragen................................................................................................................13
Wegenbelasting.............................................................................................................................................14
Huur, standplaatsvergunning.........................................................................................................................14
Rentekosten...................................................................................................................................................14
1.4. Btw-begroting.............................................................................................................................................15
1.5. Liquiditeitsbegroting per kwartaal, alles inclusief btw...............................................................................16
Inkomsten/ontvangsten.....................................................................................................................................16
Saldo liquide middelen begin/eind.....................................................................................................................16
Totale betalingen/uitgaven................................................................................................................................16
2. Bronnenlijst............................................................................................................................................. 17
Moodboard
2
, Verdienmodellen:
3
