Personal Finance Management
Objectives:
1. To create awareness and educate consumers on access to financia
services.
2. To make the students understand the basic concepts, definitions a
terms related to direct taxation.
3. To help the students compute the Goods and Service Tax (GST)
payable by a supplier after considering the eligible input tax credit.
4. To familiarize the students with microfinance for accelerating the
expansion of local microbusinesses.
,Outcomes: On completion of the course, learner will be able to:
1. Understand the Indian financial system.
2. Use a framework for financial planning to understand the overall
role finances play in his/her personal life.
3. Compute income from salaries, house property,
business/profession, capital gains and income from other source
4. Compute the amount of CGST, SGST and IGST payable after
considering the eligible input tax credit.
5. Understand how Microfinance can help in financial inclusion.
, Module 1
• Overview of Indian Financial System: Characteristics, Components
and Functions of Financial System. Financial Instruments and
Financial Markets, Financial inclusion.
• Introduction to Personal Finance
Person Financial Planning in Action, Money Management Skill
Taxes in Your Financial Plan, Savings and Payment Services.
Consumer Credit: Advantages, Disadvantages, Sources and Co
Objectives:
1. To create awareness and educate consumers on access to financia
services.
2. To make the students understand the basic concepts, definitions a
terms related to direct taxation.
3. To help the students compute the Goods and Service Tax (GST)
payable by a supplier after considering the eligible input tax credit.
4. To familiarize the students with microfinance for accelerating the
expansion of local microbusinesses.
,Outcomes: On completion of the course, learner will be able to:
1. Understand the Indian financial system.
2. Use a framework for financial planning to understand the overall
role finances play in his/her personal life.
3. Compute income from salaries, house property,
business/profession, capital gains and income from other source
4. Compute the amount of CGST, SGST and IGST payable after
considering the eligible input tax credit.
5. Understand how Microfinance can help in financial inclusion.
, Module 1
• Overview of Indian Financial System: Characteristics, Components
and Functions of Financial System. Financial Instruments and
Financial Markets, Financial inclusion.
• Introduction to Personal Finance
Person Financial Planning in Action, Money Management Skill
Taxes in Your Financial Plan, Savings and Payment Services.
Consumer Credit: Advantages, Disadvantages, Sources and Co
