CT Adjusters Exam - Chapter 12
Questions with Complete Solutions
(Latest 2025)
Any person, legal entity, or business that investigates claims
and negotiates settlements
-Connecitcut does not require licensing for anyone adjusting
fire, life or accident/health; property damage exceeding
$1,500; or anyone engaged in the general practice of law -
Correct Answers ✅Casualty Adjuster
A monetary fine for this act is *no more than $4000*, prison
up to *6 months*, or both - Correct Answers
✅Impersonation
$80 plus a $50 filing fee - Correct Answers ✅License Fee
Expire on *June 30th* of every *odd* number year - Correct
Answers ✅Term of License
The license will remain in effect for another *2 years*
-The license exam may be waived by the Commissioner if the
applicant holds a like license in his or her state
Anyone acting as an adjuster without the proper license may
be fined up to *$2,000, recieve a prison sentence for one
year, or both* - Correct Answers ✅Renewal
,CT Adjusters Exam - Chapter 12
Questions with Complete Solutions
(Latest 2025)
Notice of any changes must be provided within *30 days* to
the Commissioner - crime and bankruptcy must also be
reported
*Violating this regulation will result in a fine of $100* -
Correct Answers ✅Changes in Name, Address, or Licensee
Status
A producer must report to the Commissioner any
administrative action against him or her by another
state/government agency *within 30 days of the final
diposition*. - Correct Answers ✅Reporting Actions
No indiviaul or business entity is permitted to advertise or
conduct insurance transactions under any name NOT on the
file.
-Must notify Commisioner *prior to using it* - Correct
Answers ✅Assumed Names
Any person, legal entity, or business that works on behalf of
the insured
*do not dicuss coverage* - Correct Answers ✅Public
Adjuster
, CT Adjusters Exam - Chapter 12
Questions with Complete Solutions
(Latest 2025)
The Commissioner has the power to grant, suspend or revoke
an insurance license - appointed by the governor
-If the license is suspended or revoked, the Commissioner
must notify the license holder and sponsoring insurer
*$5,000* fine may also be imposed by Commissioner -
Correct Answers ✅The Commissioner
When an individual is sent a notice of a hearing, he or she will
also recieve a cease and desist order. This means that the
individual must cease all insurance related activies until the
hearing is held
-if violated can get fined up to *50,000* or a
suspension/revocation of license. - Correct Answers
✅Cease and Desist Order
The Commissioner will send a notice of hearing to the
licensee - the hearing will be held not less than *30 days* of
the notice - Correct Answers ✅Hearings
1. Providing incorrect and *materially untrue* information on
application
2. *Violating any insurance laws*
Questions with Complete Solutions
(Latest 2025)
Any person, legal entity, or business that investigates claims
and negotiates settlements
-Connecitcut does not require licensing for anyone adjusting
fire, life or accident/health; property damage exceeding
$1,500; or anyone engaged in the general practice of law -
Correct Answers ✅Casualty Adjuster
A monetary fine for this act is *no more than $4000*, prison
up to *6 months*, or both - Correct Answers
✅Impersonation
$80 plus a $50 filing fee - Correct Answers ✅License Fee
Expire on *June 30th* of every *odd* number year - Correct
Answers ✅Term of License
The license will remain in effect for another *2 years*
-The license exam may be waived by the Commissioner if the
applicant holds a like license in his or her state
Anyone acting as an adjuster without the proper license may
be fined up to *$2,000, recieve a prison sentence for one
year, or both* - Correct Answers ✅Renewal
,CT Adjusters Exam - Chapter 12
Questions with Complete Solutions
(Latest 2025)
Notice of any changes must be provided within *30 days* to
the Commissioner - crime and bankruptcy must also be
reported
*Violating this regulation will result in a fine of $100* -
Correct Answers ✅Changes in Name, Address, or Licensee
Status
A producer must report to the Commissioner any
administrative action against him or her by another
state/government agency *within 30 days of the final
diposition*. - Correct Answers ✅Reporting Actions
No indiviaul or business entity is permitted to advertise or
conduct insurance transactions under any name NOT on the
file.
-Must notify Commisioner *prior to using it* - Correct
Answers ✅Assumed Names
Any person, legal entity, or business that works on behalf of
the insured
*do not dicuss coverage* - Correct Answers ✅Public
Adjuster
, CT Adjusters Exam - Chapter 12
Questions with Complete Solutions
(Latest 2025)
The Commissioner has the power to grant, suspend or revoke
an insurance license - appointed by the governor
-If the license is suspended or revoked, the Commissioner
must notify the license holder and sponsoring insurer
*$5,000* fine may also be imposed by Commissioner -
Correct Answers ✅The Commissioner
When an individual is sent a notice of a hearing, he or she will
also recieve a cease and desist order. This means that the
individual must cease all insurance related activies until the
hearing is held
-if violated can get fined up to *50,000* or a
suspension/revocation of license. - Correct Answers
✅Cease and Desist Order
The Commissioner will send a notice of hearing to the
licensee - the hearing will be held not less than *30 days* of
the notice - Correct Answers ✅Hearings
1. Providing incorrect and *materially untrue* information on
application
2. *Violating any insurance laws*
