2/7/25, 10:50 AM AL Practice Exam - Adjusting (2025) Actual exam test|comprehensive questions and verified answers| get it 100% ACCURATE…
AL Practice Exam - Adjusting (2025) Actual
exam test|comprehensive questions and
verified answers| get it 100% ACCURATE!
Save
Terms in this set (221)
1. The insured carries a 48 hours Your Answer
BOP policy with
protective systems such
as a sprinkler system. If
the system becomes
inoperative, the insured
must advise the insurance
company of the problem
within _______ if the system
cannot be restored to
working order
2. Tina has two policies . Policy X will pay $60,000 and Policy Y will pay
(Policy X and Policy Y) $15,000
that cover the same risk C.
on a pro rata basis. Policy D.
X has a limit of $100,000
and Policy Y has a limit of
$25,000. When Tina
suffers a loss totaling
$75,000, how will the two
policies respond?
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,2/7/25, 10:50 AM AL Practice Exam - Adjusting (2025) Actual exam test|comprehensive questions and verified answers| get it 100% ACCURATE…
This provision in Ocean General Average
Marine insurance
obligates insurers of
various interests to share
the cost of losses
associated with a
captain's decision to
voluntarily sacrifice a
part of the ship or its
cargo.
Which of the following D. A man slips inside a grocery store and injures
incidents would a liability himself.
insurance policy cover?
Which of the following B. Because of their complexity, commercial policies
does NOT apply to only offer named-peril coverage.
commercial property
insurance?
Which of the following C. Water-main breakage
perils is excluded from
coverage in a National
Flood Insurance Program
policy?
https://quizlet.com/1002804760/al-practice-exam-adjusting-2025-actual-exam-testcomprehensive-questions-and-verified-answers-get-it-100-acc… 2/29
, 2/7/25, 10:50 AM AL Practice Exam - Adjusting (2025) Actual exam test|comprehensive questions and verified answers| get it 100% ACCURATE…
Sam, who has a typical A.
HO-3 policy, is forced to D. $0
evacuate his home by
civil authorities due to
rising flood waters in his
neighborhood. It takes a
month before Sam is
allowed to come back to
his home. During this
time, he has spent $3,000
in hotel expenses, on top
of his monthly mortgage
payment of $850. When
he files a claim, how
much will Sam receive
under Coverage D - Loss
of Use?
Which of the following A. Hospitalization Expense insurance
insurance packages will
indemnify a policyholder
for a variety of hospital-
related expenses such as
nursing care, supplies,
and rooming charges?
Which of the following A. WC is compulsory, and Alabama has no state WC
statements about fund.
Alabama's approach to B.
Workers' Comp insurance
is true?
Barry lives in Texas, but D. he has passed the Texas exam and received an
wants to obtain an all-lines adjuster license in Texas.
independent adjuster
license in Alabama. He
can get this license
without passing the
Alabama adjuster
licensing exam if:
https://quizlet.com/1002804760/al-practice-exam-adjusting-2025-actual-exam-testcomprehensive-questions-and-verified-answers-get-it-100-acc… 3/29
AL Practice Exam - Adjusting (2025) Actual
exam test|comprehensive questions and
verified answers| get it 100% ACCURATE!
Save
Terms in this set (221)
1. The insured carries a 48 hours Your Answer
BOP policy with
protective systems such
as a sprinkler system. If
the system becomes
inoperative, the insured
must advise the insurance
company of the problem
within _______ if the system
cannot be restored to
working order
2. Tina has two policies . Policy X will pay $60,000 and Policy Y will pay
(Policy X and Policy Y) $15,000
that cover the same risk C.
on a pro rata basis. Policy D.
X has a limit of $100,000
and Policy Y has a limit of
$25,000. When Tina
suffers a loss totaling
$75,000, how will the two
policies respond?
https://quizlet.com/1002804760/al-practice-exam-adjusting-2025-actual-exam-testcomprehensive-questions-and-verified-answers-get-it-100-acc… 1/29
,2/7/25, 10:50 AM AL Practice Exam - Adjusting (2025) Actual exam test|comprehensive questions and verified answers| get it 100% ACCURATE…
This provision in Ocean General Average
Marine insurance
obligates insurers of
various interests to share
the cost of losses
associated with a
captain's decision to
voluntarily sacrifice a
part of the ship or its
cargo.
Which of the following D. A man slips inside a grocery store and injures
incidents would a liability himself.
insurance policy cover?
Which of the following B. Because of their complexity, commercial policies
does NOT apply to only offer named-peril coverage.
commercial property
insurance?
Which of the following C. Water-main breakage
perils is excluded from
coverage in a National
Flood Insurance Program
policy?
https://quizlet.com/1002804760/al-practice-exam-adjusting-2025-actual-exam-testcomprehensive-questions-and-verified-answers-get-it-100-acc… 2/29
, 2/7/25, 10:50 AM AL Practice Exam - Adjusting (2025) Actual exam test|comprehensive questions and verified answers| get it 100% ACCURATE…
Sam, who has a typical A.
HO-3 policy, is forced to D. $0
evacuate his home by
civil authorities due to
rising flood waters in his
neighborhood. It takes a
month before Sam is
allowed to come back to
his home. During this
time, he has spent $3,000
in hotel expenses, on top
of his monthly mortgage
payment of $850. When
he files a claim, how
much will Sam receive
under Coverage D - Loss
of Use?
Which of the following A. Hospitalization Expense insurance
insurance packages will
indemnify a policyholder
for a variety of hospital-
related expenses such as
nursing care, supplies,
and rooming charges?
Which of the following A. WC is compulsory, and Alabama has no state WC
statements about fund.
Alabama's approach to B.
Workers' Comp insurance
is true?
Barry lives in Texas, but D. he has passed the Texas exam and received an
wants to obtain an all-lines adjuster license in Texas.
independent adjuster
license in Alabama. He
can get this license
without passing the
Alabama adjuster
licensing exam if:
https://quizlet.com/1002804760/al-practice-exam-adjusting-2025-actual-exam-testcomprehensive-questions-and-verified-answers-get-it-100-acc… 3/29
