KENTUCKY
PROPERTY/CASUALTY STATE
EXAM 2024-2025 LATEST REAL
EXAM WITH ACTUAL NGN
QUESTIONS AND VERIFIED
WELL EXPLAINED 100%
CORRECT ANSWERS WITH
RATIONALES GRADED A+
LATEST UPDATE 2025 WITH
100% GUARANTEED SUCCESS
AFTER DOWNLOAD (ALL YOU
NEED TO PASS YOUR EXAMS
The regular National Flood Insurance Program would insure an eligible single-family
dwelling for up to
$250,000 on a replacement cost basis
, Following a property loss that is covered under a businessowners policy, if the insurer and
insured cannot agree on the amount of the loss, what method is used to resolve the issue?
Appraisal
Which of the following would NOT justify the revocation of an insurance license?
Sharing commissions with another licensed agent
All of the following are classes of inland marine risks EXCEPT
Common carrier cargo liability. The four classes of inland marine risks are: Domestic
shipments and transportation risks; bridges, tunnels, and other instrumentalities of
transportation and communication; commercial property floaters risks; and personal property
floater risks
Dwelling coverage includes all of the following EXCEPT
Land on which the dwelling is located
All of the following are unfair claims settlement practices EXCEPT
Failing to pay a claim within 10 days
The commercial property declarations page contains which of the following
Description of the property insured
After a loss, an insured covered by a business property coverage is NOT required to
Reconstruct for the insurer a timeline of activities leading up to the loss for use in an
investigation
Which of the following is an additional coverage that is covered by the broad causes of loss
form?
Collapse. Collapse does not include settling. Lightening is a named peril and ordinance or
law is an exclusion.
All of the following are excluded in the boiler and machinery basic policy EXCEPT
Explosion of steam boilers. Business interruption may be an added endorsement
Under the commercial property coverage program, the basic causes of loss form insurers
against loss against loss caused by
Sprinkler leakage
Under the commercial crime coverage part, loss resulting from employee theft is
Excluded unless a limit of insurance is shown in the Declarations for Employee Theft
coverage
PROPERTY/CASUALTY STATE
EXAM 2024-2025 LATEST REAL
EXAM WITH ACTUAL NGN
QUESTIONS AND VERIFIED
WELL EXPLAINED 100%
CORRECT ANSWERS WITH
RATIONALES GRADED A+
LATEST UPDATE 2025 WITH
100% GUARANTEED SUCCESS
AFTER DOWNLOAD (ALL YOU
NEED TO PASS YOUR EXAMS
The regular National Flood Insurance Program would insure an eligible single-family
dwelling for up to
$250,000 on a replacement cost basis
, Following a property loss that is covered under a businessowners policy, if the insurer and
insured cannot agree on the amount of the loss, what method is used to resolve the issue?
Appraisal
Which of the following would NOT justify the revocation of an insurance license?
Sharing commissions with another licensed agent
All of the following are classes of inland marine risks EXCEPT
Common carrier cargo liability. The four classes of inland marine risks are: Domestic
shipments and transportation risks; bridges, tunnels, and other instrumentalities of
transportation and communication; commercial property floaters risks; and personal property
floater risks
Dwelling coverage includes all of the following EXCEPT
Land on which the dwelling is located
All of the following are unfair claims settlement practices EXCEPT
Failing to pay a claim within 10 days
The commercial property declarations page contains which of the following
Description of the property insured
After a loss, an insured covered by a business property coverage is NOT required to
Reconstruct for the insurer a timeline of activities leading up to the loss for use in an
investigation
Which of the following is an additional coverage that is covered by the broad causes of loss
form?
Collapse. Collapse does not include settling. Lightening is a named peril and ordinance or
law is an exclusion.
All of the following are excluded in the boiler and machinery basic policy EXCEPT
Explosion of steam boilers. Business interruption may be an added endorsement
Under the commercial property coverage program, the basic causes of loss form insurers
against loss against loss caused by
Sprinkler leakage
Under the commercial crime coverage part, loss resulting from employee theft is
Excluded unless a limit of insurance is shown in the Declarations for Employee Theft
coverage
