ALU 101 BOOK EXAM WITH CORRECT
ACTUAL QUESTIONS AND CORRECTLY
WELL DEFINED ANSWERS LATEST 2025
ALREADY GRADED A+
List the different rock climbing categories - ANSWERS-1. trail hiking
2. rock climbing
3. ice climbing
4. buildering
5. mountaineering
Flat extra rating are typically used when assessing which of the following risks?
A. morbid obesity
B. scuba diving
C. underground mining
Answer options 1. A is correct
,2. B is correct
3. B and C are correct
4. A, B and C are correct - ANSWERS-3
When assessing avocation and occupation for life insurance, the primary
concern is:
1. residency
2. morbidity
3. overinsurance
4. accidental death - ANSWERS-4
Discuss the four most common causes of mortality while mountain climbing -
ANSWERS-lack of trip preparation
failure to gather snow stability information prior to traveling into avalanche
terrain
poor preparation for search and rescue operations
Human factors - travel information groups without a designated leader,
attempts to reach certain landmarks
Describe the physical requirements required before learning to scuba dive. -
ANSWERS-1. able to swim 200 yeards
2. open their eyes under water
3. hold their breath
,4. float for 10 minutes
5. and swim underwater for 15 yards
Test used to assist in identifying lung cancer include which of the following:
A. Chest x-ray
B. Computed tomography (CT) scan
C. bronchoscopy
Answer options: 1. B only is correct
2. A and C only are correct
3. B and C only are correct
4. A, B and C are correct - ANSWERS-4
Describe the test used to diagnose brain and nervous system disorders. -
ANSWERS-CT, MRI, PET, Cistronagraphy
Describe the difference between invasive an non-invasive testing techniques. -
ANSWERS-Invasive punctures the skin, cuts deep
Which of the following are recorded during a sleep study?
A. body position
B. oxygen saturation
, C. electroencephalogram
Answer Options: 1. A and B only are correct
2. A and C only are correct
3. B and C only are correct
4. A, B and C are correct - ANSWERS-4
Obstructive sleep apnea is diagnosed by:
1. Plumonary angiography
2. pulmonary function test (PFTs)
3. polysomnography
4. bronchoscopy - ANSWERS-3
List the endoscopic exams used to diagnose and treat abdominal pathology. -
ANSWERS-Colonoscopy and Endoscopy
List the common medical conditions often diagnosed by pelvic or transvaginal
ultrasound. - ANSWERS-pregnancy, cervical or uteral cancer
What are the most common measurements of pulmonary function (PFTs) seen
in underwriting? - ANSWERS-1. FVC (forced vital capacity
2. FEV (forced expiratory volume at 1 second
3. FEV/FVC ratio
4. diffusing capacity (DLCO)
ACTUAL QUESTIONS AND CORRECTLY
WELL DEFINED ANSWERS LATEST 2025
ALREADY GRADED A+
List the different rock climbing categories - ANSWERS-1. trail hiking
2. rock climbing
3. ice climbing
4. buildering
5. mountaineering
Flat extra rating are typically used when assessing which of the following risks?
A. morbid obesity
B. scuba diving
C. underground mining
Answer options 1. A is correct
,2. B is correct
3. B and C are correct
4. A, B and C are correct - ANSWERS-3
When assessing avocation and occupation for life insurance, the primary
concern is:
1. residency
2. morbidity
3. overinsurance
4. accidental death - ANSWERS-4
Discuss the four most common causes of mortality while mountain climbing -
ANSWERS-lack of trip preparation
failure to gather snow stability information prior to traveling into avalanche
terrain
poor preparation for search and rescue operations
Human factors - travel information groups without a designated leader,
attempts to reach certain landmarks
Describe the physical requirements required before learning to scuba dive. -
ANSWERS-1. able to swim 200 yeards
2. open their eyes under water
3. hold their breath
,4. float for 10 minutes
5. and swim underwater for 15 yards
Test used to assist in identifying lung cancer include which of the following:
A. Chest x-ray
B. Computed tomography (CT) scan
C. bronchoscopy
Answer options: 1. B only is correct
2. A and C only are correct
3. B and C only are correct
4. A, B and C are correct - ANSWERS-4
Describe the test used to diagnose brain and nervous system disorders. -
ANSWERS-CT, MRI, PET, Cistronagraphy
Describe the difference between invasive an non-invasive testing techniques. -
ANSWERS-Invasive punctures the skin, cuts deep
Which of the following are recorded during a sleep study?
A. body position
B. oxygen saturation
, C. electroencephalogram
Answer Options: 1. A and B only are correct
2. A and C only are correct
3. B and C only are correct
4. A, B and C are correct - ANSWERS-4
Obstructive sleep apnea is diagnosed by:
1. Plumonary angiography
2. pulmonary function test (PFTs)
3. polysomnography
4. bronchoscopy - ANSWERS-3
List the endoscopic exams used to diagnose and treat abdominal pathology. -
ANSWERS-Colonoscopy and Endoscopy
List the common medical conditions often diagnosed by pelvic or transvaginal
ultrasound. - ANSWERS-pregnancy, cervical or uteral cancer
What are the most common measurements of pulmonary function (PFTs) seen
in underwriting? - ANSWERS-1. FVC (forced vital capacity
2. FEV (forced expiratory volume at 1 second
3. FEV/FVC ratio
4. diffusing capacity (DLCO)
