State Portion of Title Producer Exam Comprehensive Questions with 100%
CORRECT Answers | 2025
1. If a party uses a fictitious or different name than its business name, it must be approved by the
a. Maryland Insurance Administration
b. National Association of Insurance Commissioners
c. Maryland Land Title Association
d. American Land Title Association - (answers)a. Maryland Insurance Administration
2. When there is termination of the appointment by a title insurer, the insurer must update the
producer register within how many days.
a. 15 days
b. 30 days
c. 45 days
d. 60 days - (answers)b. 30 days
3. When the application of a business entity for a license as a title insurance producer is
你是想要一篇“眼睛容易阅读的”
submitted, said entity shall file with the Commissioner a blanket fidelity bond or letter of credit
in this amount. 中文文章，还是一篇关于“眼睛”
a. 100,000 主题的中文文章？
b. 150,000
c. 10,000
d. 110,000 - (answers)b. 150,000
4. Unclaimed property must be escheated to the State of Maryland if it remains unclaimed by the
owner of said property within what time frame?
a. After 1 year of contacting owner and not receiving a reply
b. After 1 year of sending the unclaimed property
c. After 3 years of contacting owner and not receiving a reply
, d. After 3 years of sending the unclaimed property - (answers)d. After 3 years of sending the
unclaimed property
5. When a non-resident owner sells property within Maryland, they will be charged by the title
producer and will collect from what amount?
a. Recordation taxes
b. Net proceeds
c. Loan Amount
d. Half of the total payment - (answers)b. Net proceeds
6. Under the Real Estate Procedures Act of 1974, all parties to certain real estate transactions
receive a uniform settlement statement called:
a. Loan Estimate
b. Good Faith Estimate
c. Warranty Disclosure
d. Closing Disclosure - (answers)d. Closing Disclosure
7. All employees under a title你是想要一篇“眼睛容易阅读的”
insurance producer company must be licensed per Maryland Code
EXCEPT:
中文文章，还是一篇关于“眼睛”
a. Escrow Officers
主题的中文文章？
b. Closing Agents
c. Settlement Officers
d. Administrative Assistants - (answers)d. Administrative Assistants
8. Each title insurer must hold to the rates as approved by the Commissioner and may not deviate
from said rates. Doing so would be considered:
a. Rate Discrimination
b. Rate Administration
c. Rate Deception
d. Rate Licensure - (answers)a. Rate Discrimination
CORRECT Answers | 2025
1. If a party uses a fictitious or different name than its business name, it must be approved by the
a. Maryland Insurance Administration
b. National Association of Insurance Commissioners
c. Maryland Land Title Association
d. American Land Title Association - (answers)a. Maryland Insurance Administration
2. When there is termination of the appointment by a title insurer, the insurer must update the
producer register within how many days.
a. 15 days
b. 30 days
c. 45 days
d. 60 days - (answers)b. 30 days
3. When the application of a business entity for a license as a title insurance producer is
你是想要一篇“眼睛容易阅读的”
submitted, said entity shall file with the Commissioner a blanket fidelity bond or letter of credit
in this amount. 中文文章，还是一篇关于“眼睛”
a. 100,000 主题的中文文章？
b. 150,000
c. 10,000
d. 110,000 - (answers)b. 150,000
4. Unclaimed property must be escheated to the State of Maryland if it remains unclaimed by the
owner of said property within what time frame?
a. After 1 year of contacting owner and not receiving a reply
b. After 1 year of sending the unclaimed property
c. After 3 years of contacting owner and not receiving a reply
, d. After 3 years of sending the unclaimed property - (answers)d. After 3 years of sending the
unclaimed property
5. When a non-resident owner sells property within Maryland, they will be charged by the title
producer and will collect from what amount?
a. Recordation taxes
b. Net proceeds
c. Loan Amount
d. Half of the total payment - (answers)b. Net proceeds
6. Under the Real Estate Procedures Act of 1974, all parties to certain real estate transactions
receive a uniform settlement statement called:
a. Loan Estimate
b. Good Faith Estimate
c. Warranty Disclosure
d. Closing Disclosure - (answers)d. Closing Disclosure
7. All employees under a title你是想要一篇“眼睛容易阅读的”
insurance producer company must be licensed per Maryland Code
EXCEPT:
中文文章，还是一篇关于“眼睛”
a. Escrow Officers
主题的中文文章？
b. Closing Agents
c. Settlement Officers
d. Administrative Assistants - (answers)d. Administrative Assistants
8. Each title insurer must hold to the rates as approved by the Commissioner and may not deviate
from said rates. Doing so would be considered:
a. Rate Discrimination
b. Rate Administration
c. Rate Deception
d. Rate Licensure - (answers)a. Rate Discrimination
