RHODE ISLAND WORKERS COMPENSATION
ADJUSTERS EXAM [2025] COVERING ALL STUDY
GUIDE QUESTIONS CORRECTLY ANSWERED,
GRADED A+
Email us at for all Academic assistance
[Mainly Nursing/Medical courses].
Physician - ANSWER medical doctor, surgeon, dentist, licensed psychologist,
chiro, osteopath, podiatrist or optometrist
Suitable Alternative Employement - ANSWER means employment or an actual
offer of
employment which the employee is physically able to perform and will not
exacerbate
the employee's health condition and which bears a reasonable relationship to the
employee's qualifications, background, education, and training
Atty fees must not exceed - ANSWER 15% of lump sum
Can insurer choose med provider? - ANSWER no IW can choose own providers
Application fee for self-insurance - ANSWER Based on the number of employees
,Application fee for a company with 1000 or more employees - ANSWER $500.00
What happens to the application fee if an employer is approved to self-insure? -
ANSWER The application fee is applied as a credit to reduce the amount of the
assessment apportioned to the employer pursuant to subdivision (b)3 of this
section.
Non-work-related injuries that are not compensable - ANSWER Injuries caused
by: willful intent; intoxication; injuries occurring during employer-sponsored non-
work-related events.
True or False: The Fraud Prevention Unit's documents are open to public
inspection - ANSWER FALSE - they are privileged and not open to public
inspection and are not subject to subpoena unless the unit consents or by court
order.
True or False: Insurers are subject to civil liability in the absence of fraud -
ANSWER FALSE - no insurer or agent of the insurer is subject to civil liability for
damages as a result of any statement, report or investigation made pursuant to
chapter 16.1.
What does a judge conduct before a case proceeds to trial? - ANSWER A
mandatory pretrial conference.
When is the mandatory pretrial conference held? - ANSWER Within 21 days of
the date of filing.
, What does the judge render at the close of the pretrial conference? - ANSWER A
pretrial order.
How much time does an insurer have to issue payments ordered by a pretrial
judge? - ANSWER Payments must be issued within 14 days from the entry of the
order.
What do insurers and certified employers pay annually for workers compensation
insurance in Rhode Island? - ANSWER Payments to the Workers Compensation
Administrative Fund.
How is the amount owed to the administrative fund measured for insurers? -
ANSWER 4 and one quarter percent (or any other percentage of return certified
by the director) of gross payments received for WC or EL written or renewed
during the preceding calendar year but not less than $50.
How much does every certified employer and insurer pay to the administrative
fund for every injury causing death with no person entitled to compensation? -
ANSWER $7,500.00.
Department - ANSWER Department of Labor and Training.
Director - ANSWER The director of labor and training or his/her designee.
Earnings Capacity - ANSWER The weekly straight time earnings which an
employee could have received if the employee accepted an actual offer of suitable
alternative employment.
ADJUSTERS EXAM [2025] COVERING ALL STUDY
GUIDE QUESTIONS CORRECTLY ANSWERED,
GRADED A+
Email us at for all Academic assistance
[Mainly Nursing/Medical courses].
Physician - ANSWER medical doctor, surgeon, dentist, licensed psychologist,
chiro, osteopath, podiatrist or optometrist
Suitable Alternative Employement - ANSWER means employment or an actual
offer of
employment which the employee is physically able to perform and will not
exacerbate
the employee's health condition and which bears a reasonable relationship to the
employee's qualifications, background, education, and training
Atty fees must not exceed - ANSWER 15% of lump sum
Can insurer choose med provider? - ANSWER no IW can choose own providers
Application fee for self-insurance - ANSWER Based on the number of employees
,Application fee for a company with 1000 or more employees - ANSWER $500.00
What happens to the application fee if an employer is approved to self-insure? -
ANSWER The application fee is applied as a credit to reduce the amount of the
assessment apportioned to the employer pursuant to subdivision (b)3 of this
section.
Non-work-related injuries that are not compensable - ANSWER Injuries caused
by: willful intent; intoxication; injuries occurring during employer-sponsored non-
work-related events.
True or False: The Fraud Prevention Unit's documents are open to public
inspection - ANSWER FALSE - they are privileged and not open to public
inspection and are not subject to subpoena unless the unit consents or by court
order.
True or False: Insurers are subject to civil liability in the absence of fraud -
ANSWER FALSE - no insurer or agent of the insurer is subject to civil liability for
damages as a result of any statement, report or investigation made pursuant to
chapter 16.1.
What does a judge conduct before a case proceeds to trial? - ANSWER A
mandatory pretrial conference.
When is the mandatory pretrial conference held? - ANSWER Within 21 days of
the date of filing.
, What does the judge render at the close of the pretrial conference? - ANSWER A
pretrial order.
How much time does an insurer have to issue payments ordered by a pretrial
judge? - ANSWER Payments must be issued within 14 days from the entry of the
order.
What do insurers and certified employers pay annually for workers compensation
insurance in Rhode Island? - ANSWER Payments to the Workers Compensation
Administrative Fund.
How is the amount owed to the administrative fund measured for insurers? -
ANSWER 4 and one quarter percent (or any other percentage of return certified
by the director) of gross payments received for WC or EL written or renewed
during the preceding calendar year but not less than $50.
How much does every certified employer and insurer pay to the administrative
fund for every injury causing death with no person entitled to compensation? -
ANSWER $7,500.00.
Department - ANSWER Department of Labor and Training.
Director - ANSWER The director of labor and training or his/her designee.
Earnings Capacity - ANSWER The weekly straight time earnings which an
employee could have received if the employee accepted an actual offer of suitable
alternative employment.
