CPCU 552 GL EXAM QUESTIONS AND ANSWERS WITH
COMPLETE SOLUTIONS GRADED A++
Michael is a general liability claims adjuster for Goshen Mutual. He wants to see if
an insured has any endorsements that apply to its general liability policy. Which
one of the following sections of the coverage form would provide this information
for Michael?
Declarations
Joe's Cleaning Service is having a very good year, with close to a 30 percent
increase in sales. Joe is wondering if this growth will affect his general liability
premium at the end of the policy period. Which one of the following sections of
the general liability coverage form will provide this information?
Declarations forms
Suzanne is a commercial lines underwriter. Which one of the following
components of the general liability coverage forms would she use to tailor the
form to meet the specialized needs of an insured?
Endorsements
The Commercial General Liability (CGL) Coverage Form defines the term
"occurrence" as
B. An accident, including continuous or repeated exposure to substantially the same
general harmful conditions.
, Under a Commercial General Liability (CGL) policy, an insured is found to be
legally liable to pay medical expenses as well as loss of earnings to a claimant.
This describes which one of the following types of damages?
Special damages
BBC Manufacturing (BBC) has an unendorsed Commercial General Liability
(CGL) Coverage Form. BBC has expanded its sales outside the United States.
Due to injuries from alleged defective products of BBC, lawsuits are brought in
Europe, Mexico, Canada and Puerto Rico. Which one of the following statements
describes the extent for which BBC's insurer will provide coverage or defense in
these jurisdictions?
D. There is coverage and defense for Canada and Puerto Rico, since these are covered
territories.
For which one of these does the Coverage A Mobile Equipment exclusion
eliminate coverage?
B. The transportation of mobile equipment by an auto that is owned by an insured
Becky, the owner of Becky's Muffin Shop, sees a teenage boy take a cookie from
the counter and start to leave the store without paying for the cookie. Becky
intends to injure him as punishment for his misdeed. She tackles the boy, pins
his arms behind his back, and pushes his face to the floor until the police arrive.
The boy suffers a cracked rib, dislocated shoulder, and broken nose. Which one
of the following exclusions in the Commercial General Liability (CGL) Coverage
Form applies to this occurrence?
B. Expected or intended injury exclusion
COMPLETE SOLUTIONS GRADED A++
Michael is a general liability claims adjuster for Goshen Mutual. He wants to see if
an insured has any endorsements that apply to its general liability policy. Which
one of the following sections of the coverage form would provide this information
for Michael?
Declarations
Joe's Cleaning Service is having a very good year, with close to a 30 percent
increase in sales. Joe is wondering if this growth will affect his general liability
premium at the end of the policy period. Which one of the following sections of
the general liability coverage form will provide this information?
Declarations forms
Suzanne is a commercial lines underwriter. Which one of the following
components of the general liability coverage forms would she use to tailor the
form to meet the specialized needs of an insured?
Endorsements
The Commercial General Liability (CGL) Coverage Form defines the term
"occurrence" as
B. An accident, including continuous or repeated exposure to substantially the same
general harmful conditions.
, Under a Commercial General Liability (CGL) policy, an insured is found to be
legally liable to pay medical expenses as well as loss of earnings to a claimant.
This describes which one of the following types of damages?
Special damages
BBC Manufacturing (BBC) has an unendorsed Commercial General Liability
(CGL) Coverage Form. BBC has expanded its sales outside the United States.
Due to injuries from alleged defective products of BBC, lawsuits are brought in
Europe, Mexico, Canada and Puerto Rico. Which one of the following statements
describes the extent for which BBC's insurer will provide coverage or defense in
these jurisdictions?
D. There is coverage and defense for Canada and Puerto Rico, since these are covered
territories.
For which one of these does the Coverage A Mobile Equipment exclusion
eliminate coverage?
B. The transportation of mobile equipment by an auto that is owned by an insured
Becky, the owner of Becky's Muffin Shop, sees a teenage boy take a cookie from
the counter and start to leave the store without paying for the cookie. Becky
intends to injure him as punishment for his misdeed. She tackles the boy, pins
his arms behind his back, and pushes his face to the floor until the police arrive.
The boy suffers a cracked rib, dislocated shoulder, and broken nose. Which one
of the following exclusions in the Commercial General Liability (CGL) Coverage
Form applies to this occurrence?
B. Expected or intended injury exclusion
