Long-Term Care Exam Questions with
Correct Verified Detailed Answers latest
update 2025
Medical coverage is provided by:
A. Medicare Part A
B. Medicare Part B
C. Medicare Part C
D. Medicare Part D --- correct answer ---B. Medicare Part B
If an individual enrolls in medicare before their birthday month and
their birthday is NOT the first day of the month, when does coverage
begin? --- correct answer ---The first day of their birthday month
B's long-term care insurance policy has a 30-calendar day elimination
period. He became eligible for long-term care benefits and started
receiving care on May 1. At what point will his policy begin paying
benefits?
,A. After Bill has received 30 days of weekday care
B. After Bill has received 30 days of care
C. 30 days after the policy is issued
D. 30 days after the triggering event --- correct answer ---D. 30 days
after the triggering event
What are the benefit triggers of tax-qualified long-term care
insurance policies? --- correct answer ---Physical impairment or
severe cognitive impairment
Hospital coverage is provided by:
A. Medicare Part A
B. Medicare Part B
C. Medicare Part C
D. Medicare Part D --- correct answer ---A. Medicare Part A
What is a system of classifying hospital patients on the basis of
diagnosis consisting of distinct groupings?
A. Patient diagnostic system
, B. Distinct grouping assignment
C. Patient classification basis
D. Diagnosis-related group --- correct answer ---D. Diagnosis-related
group
What two types of long-term care insurance policies resulted from the
Health Insurance Portability and Accountability Act? --- correct
answer ---Tax qualified and non-tax qualified
Medicare Part B covers which of the following expenses?
A. Hospital care
B. Physicians' services
C. Hospice care
D. Skilled nursing home care --- correct answer ---B. Physicians'
services
Medicare pays the remaining 80% of covered Medicare Part B charges
after:
A. Premiums are paid