Mamas Test State Farm Estimatics Exa h h h h h
m
under an FP- h h
7955 policy, deductibles apply to which of the following types of losses.
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(Ans - B. Fire department service charges
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in the FP- h h
7955 policy, Coverage C consists of three coverages: 1. Additional Living Ex
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pense, 2. Fair Rental Value and 3. Property Removed. True or False
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Ans - B. False h h h
Jennifer Marco has a FP-7955 policy with coverage B limit of $75,000, a
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$500 deductible and no option AI, ID, FA, or JF. Which of the following statem
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ents is true concerning her personal property
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Ans - h
D. Coverage for personal property applies for perils listed under Section I -
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Losses Insured, Coverage B - Personal Property and Section I -
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Additional Coverages.
h h
The steps in applying the deductible on a FP-7955 homeowners policy are:
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1. The deductible is first applied to the covered loss.
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2. Any coverage or special limits are the applied to the covered loss.
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3. The amount payable to the insured will be the greater of the amounts ar
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rived at in steps 1 and 2. True or False
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Ans - A. True h h h
The definition of an insured includes all of the following except: (Ans
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- B. Spouse
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Composition shingles can be purchased in bundles which could be 1/3 squar
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e or 1/4 square. True or False?
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(Ans - A. True h h h
,The formula for determining the area of a trapezoid is: (
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Ans - [(base1+base2) / 2] * height
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The formula for determining the area of a triangle is Ans
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- 1/2 base * height
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The formula for determining the area of a circle is
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Ans - h
Blanket insulation is an uncut roll of insulation cut to length at the job site. It is
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used in walls and attics. and may or may not have a backing material. (Ans -
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A. True
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All of the following statements are true except: Select the false statement.
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A. Composition shingles are made of fiberglass or asphalt saturated roofing
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material embedded with mineral granules h h h h
B. Wood roofing is generally divided into two categories, wood shingles and w
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ood shakes. h
C. Composition shingle weights range from 120 lb. to 480 l.b per square h h h h h h h h h h h
D. Rigid roofing materials include cay, concrete, metal, and slate
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(Ans - h
hC. Composition shingle weights range from 120 lb. to 480 lb. per square.
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Which of the following components is not a part of a roof truss?(Ans -
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b. Bird's Mouth
h h h
Joe Smith has FP-
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7955 policy. He is a carpenter and has collected 100 2"x4" studs and 30 2"x6"
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hratters from various job sites. Joe has no specific plans to use the lumber. Th
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e lumbar is covered under Coverage A. True or False?
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(Ans - False h h
, Under an FP-7955 policy, which of the following would be a Coverage B item?
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(Ans - d. Free standing gas range
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Under and FP- h h
7955 policy, which of the following would not be a Coverage A item?
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(Ans - h
hd. Materials and supplies to build bookshelves in the basement of the resid
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ence premises and stored in the garage
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An FP- h
7955 homeowners policy with an $250 deductible is in force and the policy li
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mits (Coverage A and Coverage B) are adequate to cover this damage. Durin
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g a severe windstorm, rain blows through open windows and causes the follo
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wing damage; h
$1700- Hardwood floor in dining room h h h h h
$220- Water stains on drywallh h h h
$125- Water stains on rug h h h h
$375- Antique Vase (broken by wind)
h h h h h
How much should you pay on this loss? All repairs have been made Ans -
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2,170
h
Non-
masonry siding products such as wood, aluminum, vinyl, steel, and vinyl clad
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siding are usually measured by the foot, but the materials are typically sold by
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the square (100 SF) or by the piece.
h h h h h h h h
True or false (An h h h
s - A. true
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Which Statement is FALSE? h h h
(Ans - b. Wall sheathing reinforces the wall framing.
h h h h h h h h
"On-
center" is a term to describe the distance from the center of one framing mem
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ber to the center of the next framing member, i.e., stud, joist, ratters. True or F
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alse
Ans - True h h
All of the following statements are true except: Select the False statement
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m
under an FP- h h
7955 policy, deductibles apply to which of the following types of losses.
h h h h h h h h h h h
(Ans - B. Fire department service charges
h h h h h h
in the FP- h h
7955 policy, Coverage C consists of three coverages: 1. Additional Living Ex
h h h h h h h h h h h
pense, 2. Fair Rental Value and 3. Property Removed. True or False
h h h h h h h h h h h
Ans - B. False h h h
Jennifer Marco has a FP-7955 policy with coverage B limit of $75,000, a
h h h h h h h h h h h h
$500 deductible and no option AI, ID, FA, or JF. Which of the following statem
h h h h h h h h h h h h h h
ents is true concerning her personal property
h h h h h h
Ans - h
D. Coverage for personal property applies for perils listed under Section I -
h h h h h h h h h h h h h
Losses Insured, Coverage B - Personal Property and Section I -
h h h h h h h h h h h
Additional Coverages.
h h
The steps in applying the deductible on a FP-7955 homeowners policy are:
h h h h h h h h h h h
1. The deductible is first applied to the covered loss.
h h h h h h h h
2. Any coverage or special limits are the applied to the covered loss.
h h h h h h h h h h h
3. The amount payable to the insured will be the greater of the amounts ar
h h h h h h h h h h h h h
rived at in steps 1 and 2. True or False
h h h h h h h h h
Ans - A. True h h h
The definition of an insured includes all of the following except: (Ans
h h h h h h h h h h h h
- B. Spouse
h h
Composition shingles can be purchased in bundles which could be 1/3 squar
h h h h h h h h h h h
e or 1/4 square. True or False?
h h h h h h
(Ans - A. True h h h
,The formula for determining the area of a trapezoid is: (
h h h h h h h h h h
Ans - [(base1+base2) / 2] * height
h h h h h h
The formula for determining the area of a triangle is Ans
h h h h h h h h h h h
- 1/2 base * height
h h h h
The formula for determining the area of a circle is
h h h h h h h h h
Ans - h
Blanket insulation is an uncut roll of insulation cut to length at the job site. It is
h h h h h h h h h h h h h h h h h
used in walls and attics. and may or may not have a backing material. (Ans -
h h h h h h h h h h h h h h h
A. True
h h
All of the following statements are true except: Select the false statement.
h h h h h h h h h h h
A. Composition shingles are made of fiberglass or asphalt saturated roofing
h h h h h h h h h h
material embedded with mineral granules h h h h
B. Wood roofing is generally divided into two categories, wood shingles and w
h h h h h h h h h h h
ood shakes. h
C. Composition shingle weights range from 120 lb. to 480 l.b per square h h h h h h h h h h h
D. Rigid roofing materials include cay, concrete, metal, and slate
h h h h h h h h
(Ans - h
hC. Composition shingle weights range from 120 lb. to 480 lb. per square.
h h h h h h h h h h h h
Which of the following components is not a part of a roof truss?(Ans -
h h h h h h h h h h h h h
b. Bird's Mouth
h h h
Joe Smith has FP-
h h h
7955 policy. He is a carpenter and has collected 100 2"x4" studs and 30 2"x6"
h h h h h h h h h h h h h h
hratters from various job sites. Joe has no specific plans to use the lumber. Th
h h h h h h h h h h h h h h
e lumbar is covered under Coverage A. True or False?
h h h h h h h h h
(Ans - False h h
, Under an FP-7955 policy, which of the following would be a Coverage B item?
h h h h h h h h h h h h h
(Ans - d. Free standing gas range
h h h h h h
Under and FP- h h
7955 policy, which of the following would not be a Coverage A item?
h h h h h h h h h h h h
(Ans - h
hd. Materials and supplies to build bookshelves in the basement of the resid
h h h h h h h h h h h h
ence premises and stored in the garage
h h h h h h
An FP- h
7955 homeowners policy with an $250 deductible is in force and the policy li
h h h h h h h h h h h h h
mits (Coverage A and Coverage B) are adequate to cover this damage. Durin
h h h h h h h h h h h h
g a severe windstorm, rain blows through open windows and causes the follo
h h h h h h h h h h h h
wing damage; h
$1700- Hardwood floor in dining room h h h h h
$220- Water stains on drywallh h h h
$125- Water stains on rug h h h h
$375- Antique Vase (broken by wind)
h h h h h
How much should you pay on this loss? All repairs have been made Ans -
h h h h h h h h h h h h h h
2,170
h
Non-
masonry siding products such as wood, aluminum, vinyl, steel, and vinyl clad
h h h h h h h h h h h h
siding are usually measured by the foot, but the materials are typically sold by
h h h h h h h h h h h h h
the square (100 SF) or by the piece.
h h h h h h h h
True or false (An h h h
s - A. true
h h h
Which Statement is FALSE? h h h
(Ans - b. Wall sheathing reinforces the wall framing.
h h h h h h h h
"On-
center" is a term to describe the distance from the center of one framing mem
h h h h h h h h h h h h h h
ber to the center of the next framing member, i.e., stud, joist, ratters. True or F
h h h h h h h h h h h h h h h
alse
Ans - True h h
All of the following statements are true except: Select the False statement
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