Alaska Adjuster Exam with 100% Correct
Verified Answers latest update 2025
Part I of the Workers Compensation policy describes: --- correct
answer ---The insurer's duty to pay promptly, when due, the benefits
required of the employer by the workers compensation statute
Under a Mobile Home policy, how is the mobile home itself covered in
case of a total loss? --- correct answer ---Replacement Cost Basis
What Professional Liability Policy would also cover bodily injury
damages? --- correct answer ---Architects and Engineers Errors and
Omissions (E&O)
The limits of liability are found in which of the following sections of a
casualty policy? --- correct answer ---Declarations
What types of carriers must assume the broadest liability under
common law? --- correct answer ---Common carriers
,What Symbol is used for mobile equipment? --- correct answer ---
Symbol 19, "mobile equipment subject to compulsory auto financial
responsibility"
The deductible on the Equipment Breakdown form can be stated in: ---
correct answer ---A fixed dollar amount per accident, a time
deductible such as five days or as a percentage of a loss
What best exemplifies the fundamental tradeoff in Workers
Compensation laws? --- correct answer ---Employees are provided no-
fault benefits for most work-related injuries in exchange for the loss
of the right to sue the employer for damages
A specific offer by one party and acceptance by the other is and
example of: --- correct answer ---An agreement to enter a valid
contract
Under the HO-3 policy, if an insured's car is stolen from the driveway
of his home and recovered in another city with his clothing and
business property stolen from the trunk, what property will be
covered? --- correct answer ---The business property will be covered
up to a limit of $1,500
, Supplementary payments under the liability section of a commercial
auto policy include the cost of a bail bond up to: --- correct answer ---
$2,000
When do permanent total benefits cease to be paid under Alaska
Workers Compensation Laws? --- correct answer ---Benefits are paid
for life or until death
If the rear seat in the company car is removed to install stereo
equipment and two speakers, the maximum the physical damage will
pay for damage to the items in an accident is: --- correct answer ---
$1,000 since it was permanently installed in a place where the auto
maker would normally not have it put it minus deductible
A valued policy is: --- correct answer ---A guaranteed amount payable
if a loss occurs
The CAN-SPAM act of 2003 requires: --- correct answer ---Senders of
commercial electronic mail may not mislead recipients as to the
source or content of such mail
Verified Answers latest update 2025
Part I of the Workers Compensation policy describes: --- correct
answer ---The insurer's duty to pay promptly, when due, the benefits
required of the employer by the workers compensation statute
Under a Mobile Home policy, how is the mobile home itself covered in
case of a total loss? --- correct answer ---Replacement Cost Basis
What Professional Liability Policy would also cover bodily injury
damages? --- correct answer ---Architects and Engineers Errors and
Omissions (E&O)
The limits of liability are found in which of the following sections of a
casualty policy? --- correct answer ---Declarations
What types of carriers must assume the broadest liability under
common law? --- correct answer ---Common carriers
,What Symbol is used for mobile equipment? --- correct answer ---
Symbol 19, "mobile equipment subject to compulsory auto financial
responsibility"
The deductible on the Equipment Breakdown form can be stated in: ---
correct answer ---A fixed dollar amount per accident, a time
deductible such as five days or as a percentage of a loss
What best exemplifies the fundamental tradeoff in Workers
Compensation laws? --- correct answer ---Employees are provided no-
fault benefits for most work-related injuries in exchange for the loss
of the right to sue the employer for damages
A specific offer by one party and acceptance by the other is and
example of: --- correct answer ---An agreement to enter a valid
contract
Under the HO-3 policy, if an insured's car is stolen from the driveway
of his home and recovered in another city with his clothing and
business property stolen from the trunk, what property will be
covered? --- correct answer ---The business property will be covered
up to a limit of $1,500
, Supplementary payments under the liability section of a commercial
auto policy include the cost of a bail bond up to: --- correct answer ---
$2,000
When do permanent total benefits cease to be paid under Alaska
Workers Compensation Laws? --- correct answer ---Benefits are paid
for life or until death
If the rear seat in the company car is removed to install stereo
equipment and two speakers, the maximum the physical damage will
pay for damage to the items in an accident is: --- correct answer ---
$1,000 since it was permanently installed in a place where the auto
maker would normally not have it put it minus deductible
A valued policy is: --- correct answer ---A guaranteed amount payable
if a loss occurs
The CAN-SPAM act of 2003 requires: --- correct answer ---Senders of
commercial electronic mail may not mislead recipients as to the
source or content of such mail
