Adjusters Exam Questions with 100%
Correct Verified Detailed Answers Latest
Update 2025
Division of Worker's Compensation --- correct precise answers ---Monitors
the WC system, ensuring that appropriate
documents are filed to protect insured workers and employers. It is a
division of Department of labor
and training
Does RI law apply if the IW is injured in another state? --- correct precise
answers ---Yes, if the IW regularly works in RI
Fatality must be reported w/in --- correct precise answers ---48 hours
First report of injury must be filed w/in 10 days of knowledge for what two
reasons? --- correct precise answers ---If the injury incapacitates the
employee from work earning full wages for at least three days ; if medical
treatment was required regardless of period
of incapacity
,How are repetitive motion claims handled --- correct precise answers ---
Compensable if proof of injury was proximately caused by the course and
scope of employement
How are settlement payments issued unless agreed otherwise? --- correct
precise answers ---In a lump sum
How is earning capacity calculated from the percentage of impariment? ---
correct precise answers ---0-5%=100%
6-25%=100%-imp%
26-50%=100%-imp%(1.25)
51-100%=100%-imp%(1.50)
How long can you file an appeal of decree made in appellate court? Supreme
Court? --- correct precise answers ---5 days appelate and 20 days supreme
How long does the insurer have to either commence benefits (first pay) or
advise the employee and the director that the benefits are controverted
(Denial) --- correct precise answers ---21 days
How long does a worker have to have been back at work before requiring a
new wage statement to be processed if their disability recurs --- correct
precise answers ---26 weeks
, How long does an injured worker have to file a claim? --- correct precise
answers ---Statute of limitations is 2 yrs
How long can an insurer pay compensation benefits without accepting
liability (pay without prejudice or PWOP) --- correct precise answers ---13
weeks non prejudicial
How many months of payments must be made prior to settlement --- correct
precise answers ---six months
How many weeks of wages do you request for a Full time employee? ---
correct precise answers ---13 weeks (52 weeks for Overtime) preceding the
date of disability
How many weeks of wages do you request for a seasonal employee ---
correct precise answers ---52 weeks prior calendar year
How many weeks do you request for a part time employees? --- correct
precise answers ---26 weeks preceding the date of disability
What is considered part time? --- correct precise answers ---less than 20
hrs a week