AIC 304: (EXAMINING COMMON
CAUSES OF PROPERTY LOSS)
EXAM QUESTIONS AND THEIR
REVIEWED SOLUTIONS
What are the essential elements needed in an origin
and cause report?
~damage patterns
~reconstruction of the original scene
~elimination of other origins and causes
~what triggered damages
What are the differences between hot smoke damage
and cold smoke damage?
Hot smoke, usually found closer to the fires origin,
penetrates surfaces, marring masonry, ceramic tile,
stonework, brick and cement surfaces. Cold smoke, is
easier to clean but can damage softer surfaces such as
wallpaper, drapes and carpeting.
How is damage determined to be caused by a
lightning strike?
~confirmation of lightning in the area on date of loss
~signed affidavit by competent repair professional or
consultant stating electrical equipment damages were
caused by lightning
Commercial Property Policies exclude explosion from
what?
CAUSES OF PROPERTY LOSS)
EXAM QUESTIONS AND THEIR
REVIEWED SOLUTIONS
What are the essential elements needed in an origin
and cause report?
~damage patterns
~reconstruction of the original scene
~elimination of other origins and causes
~what triggered damages
What are the differences between hot smoke damage
and cold smoke damage?
Hot smoke, usually found closer to the fires origin,
penetrates surfaces, marring masonry, ceramic tile,
stonework, brick and cement surfaces. Cold smoke, is
easier to clean but can damage softer surfaces such as
wallpaper, drapes and carpeting.
How is damage determined to be caused by a
lightning strike?
~confirmation of lightning in the area on date of loss
~signed affidavit by competent repair professional or
consultant stating electrical equipment damages were
caused by lightning
Commercial Property Policies exclude explosion from
what?
